The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P TTL STK 464287150   79,774,510 940,737 SH   SOLE 0 940,737 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   64,390,058 1,300,547 SH   SOLE 0 1,300,547 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   37,716,898 248,383 SH   SOLE 0 248,383 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   35,892,031 720,434 SH   SOLE 0 720,434 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   22,220,609 686,033 SH   SOLE 0 686,033 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   20,650,834 179,744 SH   SOLE 0 179,744 0 0
ISHARES TR MSCI INTL MOMENT 46434V449   15,287,950 495,879 SH   SOLE 0 495,879 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,182,288 230,083 SH   SOLE 0 230,083 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   14,161,269 174,464 SH   SOLE 0 174,464 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   13,547,349 596,537 SH   SOLE 0 596,537 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   11,616,034 155,899 SH   SOLE 0 155,899 0 0
ISHARES TR US TREAS BD ETF 46429B267   8,871,182 390,457 SH   SOLE 0 390,457 0 0
ISHARES TR 10 YR INVST GRD 464289511   8,625,239 173,232 SH   SOLE 0 173,232 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   7,111,592 144,339 SH   SOLE 0 144,339 0 0
ISHARES TR 20 YR TR BD ETF 464287432   6,483,003 65,117 SH   SOLE 0 65,117 0 0
ISHARES TR EAFE SML CP ETF 464288273   4,183,892 74,077 SH   SOLE 0 74,077 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,980,826 85,243 SH   SOLE 0 85,243 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   3,684,083 43,470 SH   SOLE 0 43,470 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,871,480 30,341 SH   SOLE 0 30,341 0 0
ISHARES TR MSCI INTL SML CP 46434V266   2,753,579 91,786 SH   SOLE 0 91,786 0 0
ISHARES TR ESG EAFE ETF 46436E759   2,385,438 43,955 SH   SOLE 0 43,955 0 0
ISHARES TR MSCI ACWI ETF 464288257   2,222,602 26,185 SH   SOLE 0 26,185 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   2,149,751 52,574 SH   SOLE 0 52,574 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,690,826 28,903 SH   SOLE 0 28,903 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,661,922 11,456 SH   SOLE 0 11,456 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,622,231 68,247 SH   SOLE 0 68,247 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   1,585,664 71,114 SH   SOLE 0 71,114 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,506,674 15,222 SH   SOLE 0 15,222 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,404,783 25,380 SH   SOLE 0 25,380 0 0
ISHARES TR CORE TOTAL USD 46434V613   1,326,681 29,528 SH   SOLE 0 29,528 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   1,087,163 31,807 SH   SOLE 0 31,807 0 0
ISHARES TR JPMORGAN USD EMG 464288281   921,270 10,891 SH   SOLE 0 10,891 0 0
ISHARES TR IBNDS MAR23 ETF 46432FAN7   869,503 35,841 SH   SOLE 0 35,841 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   841,208 7,776 SH   SOLE 0 7,776 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   613,567 6,406 SH   SOLE 0 6,406 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   604,846 6,040 SH   SOLE 0 6,040 0 0
ISHARES TR IBONDS 23 TRM TS 46436E882   496,370 20,092 SH   SOLE 0 20,092 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   461,727 9,174 SH   SOLE 0 9,174 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   353,653 14,129 SH   SOLE 0 14,129 0 0
NUSHARES ETF TR ESG HI TLD CRP 67092P854   317,474 15,670 SH   SOLE 0 15,670 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   264,859 10,846 SH   SOLE 0 10,846 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   203,102 8,365 SH   SOLE 0 8,365 0 0