Segment and Geographic Information (Tables)

3 Months Ended

Mar. 31, 2022

Segment Reporting [Abstract]

Schedule of operating results of the Company’s reportable segments

The following table summarizes the operating results of the Company’s reportable segments (in thousands):

	Three Months Ended March 31,
	2022		2021
	(unaudited)
Revenue:
Insurance services	$	19,503	$	16,228
Enterprise business solutions	1,196		1,048
Total revenue	$	20,699	$	17,276
Contribution:
Insurance services	$	(4,419)	$	(1,863)
Enterprise business solutions	(1,113)		(732)
Total contribution	$	(5,532)	$	(2,595)

Schedule of contribution to its total loss from operations

The following table provides a reconciliation of the Company’s total reportable segments’ contribution to its total loss from operations (in thousands):

	Three Months Ended March 31,
	2022		2021
	(unaudited)
Total segment contribution	$	(5,532)	$	(2,595)
Ceded premium, losses and LAE	1,293		(2,905)
Other income	522		1,147
Policy services expenses and other	1,606		371
Sales, marketing, and other acquisition costs	6,340		47,167
Research and development	2,351		2,006
Amortization of capitalized software	3,368		2,651
Other operating expenses	13,438		8,582
Loss from operations	$	(34,450)	$	(61,614)
Total other expense	(131)		42,013
Loss before taxes	$	(34,319)	$	(103,627)

Schedule of geographical breakdown of direct earned premiums

Direct earned premium by state is as follows (in thousands):

	Three Months Ended March 31,
	2022		2021
	(unaudited)
California	$	15,760	$	15,146
Washington	3,585		2,985
New Jersey	2,682		2,459
Oregon	1,816		1,796
Illinois	1,138		1,041
Arizona	1,759		1,268
Pennsylvania	635		657
Virginia	756		470
Total premiums earned	$	28,131	$	25,822