Segment and Geographic Information (Tables)

12 Months Ended

Dec. 31, 2021

Segment Reporting [Abstract]

Schedule of operating results of the Company’s reportable segments

The following table summarizes the operating results of the Company’s reportable segments (in thousands):

	Years Ended December 31,
	2021		2020
Revenue:
Insurance services	$	99,973	$	29,395
Enterprise business solutions	4,924		5,669
Total revenue	$	104,897	$	35,064
Contribution:
Insurance services	$	(5,624)	$	11,914
Enterprise business solutions	(3,380)		(563)
Total contribution	$	(9,004)	$	11,351

Schedule of contribution to its total loss from operations

The following table provides a reconciliation of the Company’s total reportable segments’ contribution to its total loss from operations (in thousands):

	Years Ended December 31,
	2021		2020
Total segment contribution	$	(9,004)	$	11,351
Ceded premium, losses and LAE	(5,082)		15,443
Other income	2,373		2,421
Policy services expenses and other	5,884		2,676
Sales, marketing, and other acquisition costs	102,165		5,029
Research and development	8,565		2,433
Amortization of capitalized software	11,306		11,188
Other operating expenses	63,491		16,981
Loss from operations	(197,706)		(44,820)
Total other expense	18,753		75,361
Loss before taxes	$	(216,459)	$	(120,181)

Schedule of geographical breakdown of direct earned premiums

Direct earned premium by state is as follows (in thousands):

	Years Ended December 31,
	2021		2020
California	$	64,186	$	58,276
Washington	13,504		11,391
New Jersey	10,944		9,155
Oregon	7,148		7,232
Illinois	4,404		4,474
Arizona	5,650		4,527
Pennsylvania	2,836		2,932
Virginia	2,391		1,725
Total premiums earned	$	111,063	$	99,712