CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investments
Marketable securities - restricted (amortized cost of $62,741 and $24,634)	$ 62,625	$ 24,651
Total investments	62,625	24,651
Cash and cash equivalents	120,940	19,150
Restricted cash and cash equivalents	42,881	31,038
Premiums receivable	16,839	16,329
Reinsurance recoverable on paid loss	0	8,475
Reinsurance recoverable on unpaid loss	0	33,941
Prepaid reinsurance premium	0	13,668
Prepaid expenses and other assets	20,874	12,058
Deferred transaction costs	0	3,581
Deferred policy acquisition costs, net	1,433	656
Telematics devices, improvements and equipment, net	13,654	12,716
Website and software development costs, net	25,866	18,401
Digital assets, net	803	0
Intangible assets	7,500	7,500
Total assets	313,415	202,164
Liabilities
Loss and loss adjustment expense reserves	73,438	57,093
Ceded reinsurance premium payable	0	27,000
Payable to carriers - premiums and LAE, net	340	849
Unearned premium reserve	15,726	16,070
Deferred revenue	5,601	5,817
Accounts payable and accrued expenses	10,820	8,222
Payable for securities	422	0
Notes payable	0	51,934
Warrant liability	1,156	83,652
Other liabilities	19,524	8,554
Total liabilities	127,027	259,191
Leases, commitments and contingencies (Note 12)
Convertible preferred stock, $0.0001 par value; 10,000,000 and 89,775,268 shares authorized as of December 31, 2021, and December 31, 2020, respectively; 0 and 68,776,614 shares issued and outstanding as of December 31, 2021, and December 31, 2020, respectively; liquidation preference of $0 and $302,397 as of December 31, 2021, and December 31, 2020, respectively	0	304,469
Stockholders’ equity (deficit)
Common stock, $0.0001 par value; 640,000,000 and 111,702,628 shares authorized as of December 31, 2021, and December 31, 2020, respectively; 128,221,885 and 8,992,039 shares issued and outstanding as of December 31, 2021 and December 31, 2020, respectively	13	1
Accumulated paid-in capital	769,525	5,482
Note receivable from executive	0	(415)
Accumulated other comprehensive (loss) income	(116)	11
Accumulated deficit	(583,034)	(366,575)
Total stockholders' equity (deficit)	186,388	(361,496)
Total liabilities, convertible preferred stock and stockholders’ equity (deficit)	$ 313,415	$ 202,164