Reinsurance (Tables)

9 Months Ended

Sep. 30, 2021

Reinsurance Disclosures [Abstract]

Schedule of effects of reinsurance

The effect of the Company’s reinsurance agreements on premiums, loss and LAE related to the insurance company for the nine months ended September 30, 2021 (unaudited) and the year ended December 31, 2020 is as follows (in thousands):

	September 30, 2021 (unaudited)
	Premium Written		Premium Earned		Unearned Premium		Losses and LAE Incurred		Loss and LAE Reserves
Direct	$	83,396	$	82,073	$	17,393	$	76,973	$	70,798
Ceded	(19,411)		(33,080)		—		(14,701)		—
Net	$	63,985	$	48,993	$	17,393	$	62,272	$	70,798

	December 31, 2020
	Premium Written		Premium Earned		Unearned Premium		Losses and LAE Incurred		Loss and LAE Reserves
Direct	$	100,611	$	99,712	$	16,070	$	74,943	$	57,093
Ceded	(85,504)		(84,740)		(13,668)		(54,010)		(33,941)
Net	$	15,107	$	14,972	$	2,402	$	20,933	$	23,152