CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Investments
Marketable securities - restricted	$ 49,792	$ 24,651
Total investments	49,792	24,651
Cash and cash equivalents	159,157	19,150
Restricted cash and cash equivalents	50,938	31,038
Receivable for securities	624	0
Premiums receivable	18,655	16,329
Reinsurance recoverable on paid loss	0	8,475
Reinsurance recoverable on unpaid loss	0	33,941
Prepaid reinsurance premium	0	13,668
Prepaid expenses and other assets	7,973	12,058
Deferred transaction costs	0	3,581
Deferred policy acquisition costs, net	1,569	656
Telematics devices, improvements and equipment, net	13,025	12,716
Website and software development costs, net	22,008	18,401
Digital assets, net	803	0
Intangible assets	7,500	7,500
Total assets	332,044	202,164
Liabilities
Loss and loss adjustment expense reserves	70,798	57,093
Ceded reinsurance premium payable	0	27,000
Payable to carriers - premiums and LAE, net	299	849
Unearned premium reserve	17,393	16,070
Deferred revenue	4,597	5,817
Accounts payable and accrued expenses	8,907	8,222
Notes payable	0	51,934
Warrant liability	6,693	83,652
Other liabilities	6,302	8,554
Total liabilities	114,989	259,191
Commitments and contingencies (Note 10)
Convertible preferred stock, $0.0001 par value; 10,000,000 and 89,775,268 shares authorized as of September 30, 2021, and December 31, 2020, respectively; 0 and 68,776,614 shares issued and outstanding as of September 30, 2021, and December 31, 2020, respectively; liquidation preference of $0 and $302,397 as of September 30, 2021, and December 31, 2020, respectively	0	304,469
Stockholders’ equity (deficit)
Common stock, $0.0001 par value; 640,000,000 and 111,702,628 shares authorized as of September 30, 2021, and December 31, 2020, respectively; 127,737,209 and 8,992,039 shares issued and outstanding as of September 30, 2021 and December 31, 2020, respectively	13	1
Accumulated paid-in capital	755,276	5,482
Note receivable from executive	0	(415)
Accumulated other comprehensive (loss) income	(15)	11
Accumulated deficit	(538,219)	(366,575)
Total stockholders' equity (deficit)	217,055	(361,496)
Total liabilities, convertible preferred stock and stockholders’ equity (deficit)	$ 332,044	$ 202,164