The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MIRA PHARMACEUTICALS INC COM Stock 60458C104   17,150 17,500 SH   SOLE   17,500 0 0
CAPITAL BANCORP INC MD COM Stock 139737100   203,522 7,184 SH   SOLE   7,184 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   231,660 750 SH   SOLE   750 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   242,444 4,155 SH   SOLE   4,155 0 0
TESLA INC COM Stock 88160R101   250,089 965 SH   SOLE   965 0 0
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300   266,525 10,644 SH   SOLE   10,644 0 0
VPU - VANGUARD UTILITIES ETF ETF 92204A876   272,100 1,593 SH   SOLE   1,593 0 0
SCHWAB US MID-CAP ETF ETF 808524508   290,112 11,073 SH   SOLE   11,073 0 0
JOHNSON & JOHNSON COM Stock 478160104   290,716 1,752 SH   SOLE   1,752 0 0
MCDONALDS CORP COM Stock 580135101   307,372 984 SH   SOLE   984 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   309,231 991 SH   SOLE   991 0 0
NVIDIA CORPORATION COM Stock 67066G104   314,193 2,899 SH   SOLE   2,899 0 0
VANGUARD GROWTH ETF ETF 922908736   346,345 934 SH   SOLE   934 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   348,624 4,264 SH   SOLE   4,264 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   352,703 4,468 SH   SOLE   4,468 0 0
VANGUARD MATERIALS ETF ETF 92204A801   464,094 2,458 SH   SOLE   2,458 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   479,116 1,327 SH   SOLE   1,327 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   558,497 2,879 SH   SOLE   2,879 0 0
AMAZON COM INC COM Stock 023135106   633,185 3,328 SH   SOLE   3,328 0 0
MICROSOFT Stock 594918104   675,326 1,799 SH   SOLE   1,799 0 0
VANGUARD TOTAL STK MKT ETF 922908769   694,245 2,526 SH   SOLE   2,526 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201   810,578 36,711 SH   SOLE   36,711 0 0
VDC - VANGUARD CONSUMER STAPLES ETF ETF 92204A207   950,335 4,343 SH   SOLE   4,343 0 0
VSS - VANGUARD FTSE ALL WORLD EX-US SMALL CAP ETF ETF 922042718   1,004,448 8,689 SH   SOLE   8,689 0 0
VIS - VANGUARD INDUSTRIALS ETF ETF 92204A603   2,403,462 9,709 SH   SOLE   9,709 0 0
IBMS - ISHARES IBONDS DEC 2030 TERM MUNI BOND ETF ETF 46438G687   2,478,328 97,572 SH   SOLE   97,572 0 0
VANGUARD REIT INDEX ETF ETF 922908553   2,518,098 27,812 SH   SOLE   27,812 0 0
VANGUARD FINANCIALS ETF ETF 92204A405   2,621,171 21,940 SH   SOLE   21,940 0 0
IBDW - ISHARES IBONDS DEC 2031 TERM CORPORATE ETF ETF 46436E486   3,085,440 148,695 SH   SOLE   148,695 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   3,711,101 54,567 SH   SOLE   54,567 0 0
VHT - VANGUARD HEALTH CARE ETF ETF 92204A504   3,723,427 14,065 SH   SOLE   14,065 0 0
APPLE INC Stock 037833100   3,843,515 17,303 SH   SOLE   17,303 0 0
IBMR - ISHARES IBONDS DEC 2029 TERM MUNI BOND ETF ETF 46436E163   4,203,339 167,865 SH   SOLE   167,865 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   4,253,041 169,107 SH   SOLE   169,107 0 0
ISHARES IBONDS DEC 2025 TERM MUNI BOND ETF ETF 46435U432   4,620,875 172,743 SH   SOLE   172,743 0 0
VDE - VANGUARD ENERGY ETF ETF 92204A306   4,735,712 36,510 SH   SOLE   36,510 0 0
IBDV - ISHARES IBONDS DEC 2030 TERM CORPORATE ETF ETF 46436E726   5,071,781 233,507 SH   SOLE   233,507 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   5,121,977 34,517 SH   SOLE   34,517 0 0
VCR - VANGUARD CONSUMER DISCRETIONARY ETF ETF 92204A108   5,208,160 16,000 SH   SOLE   16,000 0 0
IBDU - ISHARES IBONDS DEC 2029 TERM CORPORATE ETF ETF 46436E205   5,242,720 226,663 SH   SOLE   226,663 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF ETF 46435U515   5,560,655 220,136 SH   SOLE   220,136 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   5,608,691 231,955 SH   SOLE   231,955 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   5,620,946 232,174 SH   SOLE   232,174 0 0
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF ETF 46435U325   6,047,901 239,142 SH   SOLE   239,142 0 0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF ETF 46435U259   6,055,215 236,902 SH   SOLE   236,902 0 0
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF ETF 46435U283   6,235,741 246,667 SH   SOLE   246,667 0 0
VANGUARD SMALL CAP ETF ETF 922908751   7,651,040 34,503 SH   SOLE   34,503 0 0
VGT - VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   9,613,143 17,724 SH   SOLE   17,724 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595   10,320,324 40,991 SH   SOLE   40,991 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   10,919,666 58,616 SH   SOLE   58,616 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   14,341,234 316,863 SH   SOLE   316,863 0 0
VANGUARD MID CAP ETF 922908629   17,693,228 68,414 SH   SOLE   68,414 0 0
ISHARES S&P 500 INDEX ETF 464287200   19,405,186 34,534 SH   SOLE   34,534 0 0
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF ETF 922908512   21,780,654 135,671 SH   SOLE   135,671 0 0
VANGUARD MID CAP GROWTH ETF ETF 922908538   23,860,522 97,533 SH   SOLE   97,533 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   30,560,123 601,222 SH   SOLE   601,222 0 0
IVE - ISHARES S&0 500 VALUE ETF ETF 464287408   66,391,612 348,366 SH   SOLE   348,366 0 0
IVW - ISHARES S&P 500 GROWTH ETF ETF 464287309   69,360,732 747,180 SH   SOLE   747,180 0 0