The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PROSPECT CAP CORP 6.375 03/01/2025 Convertible 74348TAT9   9,963 10,000 SH   SOLE   10,000 0 0
MYMD PHARMACEUTICALS INC COM Stock 62856X102   28,750 25,000 SH   SOLE   25,000 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   201,010 831 SH   SOLE   831 0 0
GRAINGER W W INC COM Stock 384802104   205,812 370 SH   SOLE   370 0 0
AMAZON COM INC COM Stock 023135106   216,552 2,578 SH   SOLE   2,578 0 0
VANGUARD REIT INDEX ETF ETF 922908553   230,449 2,794 SH   SOLE   2,794 0 0
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300   235,241 4,234 SH   SOLE   4,234 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   244,776 3,158 SH   SOLE   3,158 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   250,608 3,333 SH   SOLE   3,333 0 0
MICROSOFT Stock 594918104   269,557 1,124 SH   SOLE   1,124 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   291,152 1,359 SH   SOLE   1,359 0 0
VANGUARD UTILITIES ETF 92204A876   338,772 2,209 SH   SOLE   2,209 0 0
SCHWAB US MID-CAP ETF ETF 808524508   355,278 5,415 SH   SOLE   5,415 0 0
VANGUARD MATERIALS ETF ETF 92204A801   376,482 2,212 SH   SOLE   2,212 0 0
SKYX PLATFORMS CORP COM Stock 78471E105   384,176 152,451 SH   SOLE   152,451 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   437,176 2,879 SH   SOLE   2,879 0 0
JOHNSON & JOHNSON COM Stock 478160104   451,694 2,557 SH   SOLE   2,557 0 0
VANGUARD TOTAL STK MKT ETF 922908769   498,241 2,606 SH   SOLE   2,606 0 0
VANGUARD ENERGY ETF 92204A306   562,860 4,641 SH   SOLE   4,641 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201   564,284 12,498 SH   SOLE   12,498 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   744,057 3,884 SH   SOLE   3,884 0 0
MCDONALDS CORP COM Stock 580135101   838,815 3,183 SH   SOLE   3,183 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   965,694 9,393 SH   SOLE   9,393 0 0
VANGUARD FINANCIALS ETF ETF 92204A405   1,665,685 20,134 SH   SOLE   20,134 0 0
VANGUARD INDUSTRIALS ETF 92204A603   2,033,513 11,134 SH   SOLE   11,134 0 0
APPLE INC Stock 037833100   2,304,698 17,738 SH   SOLE   17,738 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   2,523,669 43,647 SH   SOLE   43,647 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF ETF 46435U515   3,100,011 127,625 SH   SOLE   127,625 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   3,435,335 41,767 SH   SOLE   41,767 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   3,547,706 151,806 SH   SOLE   151,806 0 0
VANGUARD CONSUMER DISCRETIONARY ETF 92204A108   3,775,247 17,237 SH   SOLE   17,237 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   3,938,958 168,692 SH   SOLE   168,692 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   4,231,036 89,470 SH   SOLE   89,470 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   4,355,420 179,088 SH   SOLE   179,088 0 0
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF ETF 46435U325   4,457,800 177,637 SH   SOLE   177,637 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8   4,480,495 179,005 SH   SOLE   179,005 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   4,518,481 185,032 SH   SOLE   185,032 0 0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF ETF 46435U259   4,670,328 185,257 SH   SOLE   185,257 0 0
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF ETF 46435U283   4,816,280 192,075 SH   SOLE   192,075 0 0
ISHARES IBONDS DEC 2023 TERM MUNI BOND ETF ETF 46435G318   4,929,307 194,450 SH   SOLE   194,450 0 0
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF ETF 46435U697   4,937,227 191,737 SH   SOLE   191,737 0 0
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702   5,153,041 16,133 SH   SOLE   16,133 0 0
ISHARES IBONDS DEC 2025 TERM MUNI BOND ETF ETF 46435U432   5,280,276 200,238 SH   SOLE   200,238 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   7,294,902 29,409 SH   SOLE   29,409 0 0
VANGUARD SMALL CAP ETF ETF 922908751   7,617,460 41,503 SH   SOLE   41,503 0 0
ISHARES S&P 500 INDEX ETF 464287200   8,444,530 21,978 SH   SOLE   21,978 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595   9,666,028 48,200 SH   SOLE   48,200 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   9,697,288 248,776 SH   SOLE   248,776 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   11,000,076 69,270 SH   SOLE   69,270 0 0
VANGUARD MID CAP ETF 922908629   15,434,928 75,732 SH   SOLE   75,732 0 0
VANGUARD MID CAP GROWTH ETF ETF 922908538   19,897,274 110,688 SH   SOLE   110,688 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   20,743,714 494,251 SH   SOLE   494,251 0 0
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF ETF 922908512   21,369,272 158,010 SH   SOLE   158,010 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   33,627,087 574,822 SH   SOLE   574,822 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   25,870,298 247,262 SH   SOLE   247,262 0 0