<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <!-- Generated by Workiva -->
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0002032458</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001818874</issuerCik>
      <issuerName>SoFi Technologies, Inc.</issuerName>
      <secFileNumber>001-39606</secFileNumber>
      <issuerAddress>
        <com:street1>234 1st St</com:street1>
        <com:city>San Francisco</com:city>
        <com:stateOrCountry>CA</com:stateOrCountry>
        <com:zipCode>94105</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>855-456-7634</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Kelli Keough</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>J.P. Morgan Securities LLC</name>
        <address>
          <com:street1>390 Madison Avenue</com:street1>
          <com:street2>6th Floor</com:street2>
          <com:city>New York</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10017</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>60824</noOfUnitsSold>
      <aggregateMarketValue>1650763</aggregateMarketValue>
      <noOfUnitsOutstanding>1197450100</noOfUnitsOutstanding>
      <approxSaleDate>09/18/2025</approxSaleDate>
      <securitiesExchangeName>Nasdaq</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>03/03/2023</acquiredDate>
      <natureOfAcquisitionTransaction>RSU Vesting</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>60824</amountOfSecuritiesAcquired>
      <paymentDate>03/03/2023</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Kelli Allen Keough</name>
        <address>
          <com:street1>Care of Sofi Technologies Inc</com:street1>
          <com:street2>234 1st Street</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94105</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>06/20/2025</saleDate>
      <amountOfSecuritiesSold>10267</amountOfSecuritiesSold>
      <grossProceeds>156289</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Kelli Allen Keough</name>
        <address>
          <com:street1>Care of Sofi Technologies Inc</com:street1>
          <com:street2>234 1st Street</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94105</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>07/18/2025</saleDate>
      <amountOfSecuritiesSold>10267</amountOfSecuritiesSold>
      <grossProceeds>223774</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Kelli Allen Keough</name>
        <address>
          <com:street1>Care of Sofi Technologies Inc</com:street1>
          <com:street2>234 1st Street</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94105</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>08/20/2025</saleDate>
      <amountOfSecuritiesSold>10578</amountOfSecuritiesSold>
      <grossProceeds>234042</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Kelli Allen Keough</name>
        <address>
          <com:street1>Care of Sofi Technologies Inc</com:street1>
          <com:street2>234 1st Street</com:street2>
          <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94105</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>09/26/2025</saleDate>
      <amountOfSecuritiesSold>61634</amountOfSecuritiesSold>
      <grossProceeds>1656171.14</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>The shares covered by this filing will be sold within the next three months.</remarks>
    <noticeSignature>
      <noticeDate>09/18/2025</noticeDate>
      <planAdoptionDates>
        <planAdoptionDate>05/21/2024</planAdoptionDate>
      </planAdoptionDates>
      <signature>/s/ J.P. Morgan Securities LLC as agent and attorney-in-fact for Kelli Keough</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
