X0508 4 2025-03-26 0001818502 OppFi Inc. OPFI 0001001874 SCHWARTZ THEODORE G ONE NORTH WACKER DRIVE, SUITE 3605 CHICAGO IL 60606 true true true Class V Common Stock 2025-03-26 4 D 0 83770 0 D 24054031 I By OppFi Shares, LLC Class V Common Stock 2025-03-26 4 D 0 41884 0 D 24012147 I By OppFi Shares, LLC Class A Common Stock 2025-03-26 4 M 0 83770 0 A 83770 I By LTHS Capital Group LP Class A Common Stock 2025-03-26 4 S 0 83770 10.0115 D 0 I By LTHS Capital Group LP Class A Common Stock 2025-03-26 4 M 0 41884 0 A 41884 I By LTHS Revocable Trust Class A Common Stock 2025-03-26 4 S 0 41884 10.0115 D 0 I By LTHS Revocable Trust Class V Common Stock 2025-03-27 4 D 0 83192 0 D 23928955 I By OppFi Shares, LLC Class V Common Stock 2025-03-27 4 D 0 41596 0 D 23887359 I By OppFi Shares, LLC Class A Common Stock 2025-03-27 4 M 0 83192 0 A 83192 I By LTHS Capital Group LP Class A Common Stock 2025-03-27 4 S 0 83192 9.315 D 0 I By LTHS Capital Group LP Class A Common Stock 2025-03-27 4 M 0 41596 0 A 41596 I By LTHS Revocable Trust Class A Common Stock 2025-03-27 4 S 0 41596 9.315 D 0 I By LTHS Revocable Trust Class A Common Stock 186737 D Class A Common Units 0 2025-03-26 4 M 0 83770 0 D Class A Common Stock 83770 23303884 I By LTHS Capital Group LP Class A Common Units 0 2025-03-26 4 M 0 41884 0 D Class A Common Stock 41884 708263 I By LTHS Revocable Trust Class A Common Units 0 2025-03-27 4 M 0 83192 0 D Class A Common Stock 83192 23220692 I By LTHS Capital Group LP Class A Common Units 0 2025-03-27 4 M 0 41596 0 D Class A Common Stock 41596 666667 I By LTHS Revocable Trust Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represent voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock will be cancelled by the Issuer if the reporting person exercises (or causes LTHS Capital Group LP or LTHS Revocable Trust to exercise) Exchange Rights (as defined below in footnote 9). Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial"). The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person has the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or LTHS Capital Group LP's or LTHS Revocable Trust's) Exchange Rights. Reflects shares of Class A Common Stock, par value $0.0001 per share ("Class A Common Stock"), of the Issuer received in connection with the exercise of the Exchange Rights. The reporting person is the manager of the general partner of LTHS Capital Group LP and may be deemed to beneficially own the securities held by LTHS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 10, 2024. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $9.80 to $10.74 for a weighted average sale price of $10.0115. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $8.95 to $9.77 for a weighted average sale price of $9.3150. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Common Units generally represent economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit can be exchanged by the holder from time to time for either one share of Class A common stock of the Issuer or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights"). /s/ Marv Gurevich, Esq., as attorney-in-fact for Theodore G. Schwartz 2025-03-28