The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   237,859 12,447 SH   SOLE   0 0 12,447
AGILENT TECHNOLOGIES INC COM 00846U101   225,422 1,739 SH   SOLE   0 0 1,739
ALPHABET INC CAP STK CL C 02079K107   344,979 1,881 SH   SOLE   0 0 1,881
ALPHABET INC CAP STK CL A 02079K305   235,019 1,290 SH   SOLE   0 0 1,290
ALTRIA GROUP INC COM 02209S103   574,681 12,616 SH   SOLE   0 0 12,616
AMAZON COM INC COM 023135106   1,052,826 5,448 SH   SOLE   0 0 5,448
AMERICAN TOWER CORP NEW COM 03027X100   644,562 3,316 SH   SOLE   0 0 3,316
AMGEN INC COM 031162100   253,382 811 SH   SOLE   0 0 811
APPLE INC COM 037833100   9,364,099 44,460 SH   SOLE   0 0 44,460
APPLIED MATLS INC COM 038222105   287,797 1,220 SH   SOLE   0 0 1,220
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,331,863 3,274 SH   SOLE   0 0 3,274
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   11,041,083 211,515 SH   SOLE   0 0 211,515
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   29,222,065 622,541 SH   SOLE   0 0 622,541
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   5,112,569 86,060 SH   SOLE   0 0 86,060
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608   892,209 19,923 SH   SOLE   0 0 19,923
BRISTOL-MYERS SQUIBB CO COM 110122108   303,075 7,298 SH   SOLE   0 0 7,298
CATERPILLAR INC COM 149123101   622,753 1,870 SH   SOLE   0 0 1,870
CENTERSPACE COM 15202L107   408,793 6,045 SH   SOLE   0 0 6,045
CHEVRON CORP NEW COM 166764100   3,309,143 21,156 SH   SOLE   0 0 21,156
CISCO SYS INC COM 17275R102   668,013 14,060 SH   SOLE   0 0 14,060
CITIUS PHARMACEUTICALS INC COM NEW 17322U207   44,199 75,722 SH   SOLE   0 0 75,722
COCA COLA CO COM 191216100   544,314 8,552 SH   SOLE   0 0 8,552
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   293,434 14,405 SH   SOLE   0 0 14,405
CONOCOPHILLIPS COM 20825C104   233,759 2,044 SH   SOLE   0 0 2,044
CONSOLIDATED EDISON INC COM 209115104   283,507 3,171 SH   SOLE   0 0 3,171
COSTCO WHSL CORP NEW COM 22160K105   1,538,710 1,810 SH   SOLE   0 0 1,810
CROWN CASTLE INC COM 22822V101   974,594 9,975 SH   SOLE   0 0 9,975
CUMMINS INC COM 231021106   443,088 1,600 SH   SOLE   0 0 1,600
DNP SELECT INCOME FD INC COM 23325P104   102,582 12,480 SH   SOLE   0 0 12,480
DIGITAL RLTY TR INC COM 253868103   1,180,072 7,761 SH   SOLE   0 0 7,761
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   234,711 7,280 SH   SOLE   0 0 7,280
EASTGROUP PPTYS INC COM 277276101   1,128,169 6,632 SH   SOLE   0 0 6,632
EMERSON ELEC CO COM 291011104   231,916 2,105 SH   SOLE   0 0 2,105
ESSEX PPTY TR INC COM 297178105   876,451 3,220 SH   SOLE   0 0 3,220
EXTRA SPACE STORAGE INC COM 30225T102   416,627 2,681 SH   SOLE   0 0 2,681
EXXON MOBIL CORP COM 30231G102   436,443 3,791 SH   SOLE   0 0 3,791
META PLATFORMS INC CL A 30303M102   288,735 573 SH   SOLE   0 0 573
FIRST TR MORNINGSTAR DIVID L SHS 336917109   204,783 5,399 SH   SOLE   0 0 5,399
GOLDMAN SACHS GROUP INC COM 38141G104   522,629 1,155 SH   SOLE   0 0 1,155
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   1,688,051 37,305 SH   SOLE   0 0 37,305
HP INC COM 40434L105   277,076 7,912 SH   SOLE   0 0 7,912
HANNON ARMSTRONG SUST INFR C COM 41068X100   1,148,477 38,800 SH   SOLE   0 0 38,800
HOME DEPOT INC COM 437076102   212,765 618 SH   SOLE   0 0 618
ILLINOIS TOOL WKS INC COM 452308109   225,230 951 SH   SOLE   0 0 951
INTEL CORP COM 458140100   227,033 7,331 SH   SOLE   0 0 7,331
INVESCO QQQ TR UNIT SER 1 46090E103   684,227 1,428 SH   SOLE   0 0 1,428
ISHARES INC MSCI WORLD ETF 464286392   238,063 1,614 SH   SOLE   0 0 1,614
ISHARES TR S&P 100 ETF 464287101   1,668,526 6,313 SH   SOLE   0 0 6,313
ISHARES TR MORNINGSTAR GRWT 464287119   1,567,245 19,251 SH   SOLE   0 0 19,251
ISHARES TR CORE S&P TTL STK 464287150   253,001 2,130 SH   SOLE   0 0 2,130
ISHARES TR TIPS BD ETF 464287176   1,807,844 16,931 SH   SOLE   0 0 16,931
ISHARES TR CORE S&P500 ETF 464287200   10,967,396 20,042 SH   SOLE   0 0 20,042
ISHARES TR IBOXX INV CP ETF 464287242   406,949 3,799 SH   SOLE   0 0 3,799
ISHARES TR S&P 500 GRWT ETF 464287309   27,089,000 292,727 SH   SOLE   0 0 292,727
ISHARES TR GLOBAL ENERG ETF 464287341   737,107 17,757 SH   SOLE   0 0 17,757
ISHARES TR S&P 500 VAL ETF 464287408   12,351,276 67,860 SH   SOLE   0 0 67,860
ISHARES TR 20 YR TR BD ETF 464287432   18,721,718 203,985 SH   SOLE   0 0 203,985
ISHARES TR 7-10 YR TRSY BD 464287440   243,022 2,595 SH   SOLE   0 0 2,595
ISHARES TR RUS MDCP VAL ETF 464287473   1,804,794 14,948 SH   SOLE   0 0 14,948
ISHARES TR RUS MD CP GR ETF 464287481   2,056,594 18,637 SH   SOLE   0 0 18,637
ISHARES TR EXPND TEC SC ETF 464287549   265,355 2,814 SH   SOLE   0 0 2,814
ISHARES TR RUS 1000 VAL ETF 464287598   239,431 1,372 SH   SOLE   0 0 1,372
ISHARES TR RUS 1000 GRW ETF 464287614   382,645 1,050 SH   SOLE   0 0 1,050
ISHARES TR RUS 1000 ETF 464287622   972,091 3,267 SH   SOLE   0 0 3,267
ISHARES TR U.S. TECH ETF 464287721   13,880,957 92,232 SH   SOLE   0 0 92,232
ISHARES TR CORE S&P SCP ETF 464287804   246,660 2,313 SH   SOLE   0 0 2,313
ISHARES TR EUROPE ETF 464287861   212,797 3,886 SH   SOLE   0 0 3,886
ISHARES TR MORNINGSTAR VALU 464288109   545,555 7,148 SH   SOLE   0 0 7,148
ISHARES TR SHRT NAT MUN ETF 464288158   323,004 3,089 SH   SOLE   0 0 3,089
ISHARES TR JPMORGAN USD EMG 464288281   4,162,076 47,040 SH   SOLE   0 0 47,040
ISHARES TR NATIONAL MUN ETF 464288414   315,896 2,965 SH   SOLE   0 0 2,965
ISHARES TR MSCI KLD400 SOC 464288570   3,733,988 35,956 SH   SOLE   0 0 35,956
ISHARES TR MBS ETF 464288588   20,448,650 222,728 SH   SOLE   0 0 222,728
ISHARES TR USD INV GRDE ETF 464288620   230,012 4,581 SH   SOLE   0 0 4,581
ISHARES TR 10-20 YR TRS ETF 464288653   2,733,442 26,616 SH   SOLE   0 0 26,616
ISHARES TR SHORT TREAS BD 464288679   206,171 1,866 SH   SOLE   0 0 1,866
ISHARES TR EAFE VALUE ETF 464288877   9,893,206 186,524 SH   SOLE   0 0 186,524
ISHARES TR EAFE GRWTH ETF 464288885   20,608,091 201,448 SH   SOLE   0 0 201,448
ISHARES TR RUS TP200 VL ETF 464289420   11,672,515 156,008 SH   SOLE   0 0 156,008
ISHARES TR RUS TP200 GR ETF 464289438   19,332,381 90,119 SH   SOLE   0 0 90,119
ISHARES TR US TREAS BD ETF 46429B267   1,825,576 80,885 SH   SOLE   0 0 80,885
ISHARES TR GNMA BOND ETF 46429B333   2,530,104 58,744 SH   SOLE   0 0 58,744
ISHARES TR MSCI USA MIN VOL 46429B697   313,356 3,732 SH   SOLE   0 0 3,732
ISHARES TR MSCI USA QLT FCT 46432F339   30,652,337 179,505 SH   SOLE   0 0 179,505
ISHARES TR MSCI USA MMENTM 46432F396   234,330 1,203 SH   SOLE   0 0 1,203
ISHARES INC CORE MSCI EMKT 46434G103   7,902,052 147,619 SH   SOLE   0 0 147,619
ISHARES INC MSCI EMRG CHN 46434G764   9,011,163 152,216 SH   SOLE   0 0 152,216
ISHARES INC ESG AWR MSCI EM 46434G863   1,121,994 33,462 SH   SOLE   0 0 33,462
ISHARES INC EMNG MKTS EQT 46434G889   280,720 6,015 SH   SOLE   0 0 6,015
ISHARES TR CORE TOTAL USD 46434V613   40,727,051 900,642 SH   SOLE   0 0 900,642
ISHARES TR HDG MSCI EAFE 46434V803   4,152,575 116,793 SH   SOLE   0 0 116,793
ISHARES TR TRS FLT RT BD 46434V860   272,503 5,379 SH   SOLE   0 0 5,379
ISHARES TR CONV BD ETF 46435G102   941,773 11,977 SH   SOLE   0 0 11,977
ISHARES TR ESG AWRE USD ETF 46435G193   3,758,215 165,414 SH   SOLE   0 0 165,414
ISHARES TR INVESTMENT GRADE 46435G219   1,605,965 36,203 SH   SOLE   0 0 36,203
ISHARES TR MSCI INTL VLU FT 46435G409   539,717 19,669 SH   SOLE   0 0 19,669
ISHARES TR ESG AWR MSCI USA 46435G425   3,019,441 25,305 SH   SOLE   0 0 25,305
ISHARES TR ESG AWR US AGRGT 46435U549   2,799,300 60,058 SH   SOLE   0 0 60,058
ISHARES TR US INFRASTRUC 46435U713   3,047,674 72,357 SH   SOLE   0 0 72,357
ISHARES TR ESG ADV TTL USD 46436E619   2,122,563 49,884 SH   SOLE   0 0 49,884
ISHARES TR ESG EAFE ETF 46436E759   1,618,874 24,009 SH   SOLE   0 0 24,009
ISHARES TR ESG MSCI USA ETF 46436E767   3,144,696 67,512 SH   SOLE   0 0 67,512
JPMORGAN CHASE & CO. COM 46625H100   548,737 2,713 SH   SOLE   0 0 2,713
JOHNSON & JOHNSON COM 478160104   658,575 4,506 SH   SOLE   0 0 4,506
ELI LILLY & CO COM 532457108   387,348 428 SH   SOLE   0 0 428
MP MATERIALS CORP COM CL A 553368101   263,180 20,674 SH   SOLE   0 0 20,674
MARKEL GROUP INC COM 570535104   1,065,146 676 SH   SOLE   0 0 676
MASTERCARD INCORPORATED CL A 57636Q104   266,956 605 SH   SOLE   0 0 605
MERCK & CO INC COM 58933Y105   252,049 2,036 SH   SOLE   0 0 2,036
MICROSOFT CORP COM 594918104   2,690,985 6,021 SH   SOLE   0 0 6,021
MID-AMER APT CMNTYS INC COM 59522J103   968,908 6,794 SH   SOLE   0 0 6,794
NIO INC SPON ADS 62914V106   91,220 21,928 SH   SOLE   0 0 21,928
NEXPOINT RESIDENTIAL TR INC COM 65341D102   639,557 16,187 SH   SOLE   0 0 16,187
NIKE INC CL B 654106103   3,256,939 43,213 SH   SOLE   0 0 43,213
NVIDIA CORPORATION COM 67066G104   4,258,072 34,467 SH   SOLE   0 0 34,467
ORACLE CORP COM 68389X105   1,300,021 9,207 SH   SOLE   0 0 9,207
PACCAR INC COM 693718108   264,453 2,569 SH   SOLE   0 0 2,569
PEPSICO INC COM 713448108   399,400 2,422 SH   SOLE   0 0 2,422
PFIZER INC COM 717081103   365,227 13,053 SH   SOLE   0 0 13,053
PHILIP MORRIS INTL INC COM 718172109   439,633 4,339 SH   SOLE   0 0 4,339
PLYMOUTH INDL REIT INC COM 729640102   646,666 30,246 SH   SOLE   0 0 30,246
PROCTER AND GAMBLE CO COM 742718109   959,429 5,818 SH   SOLE   0 0 5,818
PUBLIC STORAGE OPER CO COM 74460D109   579,100 2,013 SH   SOLE   0 0 2,013
REXFORD INDL RLTY INC COM 76169C100   443,179 9,939 SH   SOLE   0 0 9,939
SBA COMMUNICATIONS CORP NEW CL A 78410G104   311,921 1,589 SH   SOLE   0 0 1,589
SPDR SER TR BBG CONV SEC ETF 78464A359   592,045 8,216 SH   SOLE   0 0 8,216
SPDR SER TR PORTFLI TIPS ETF 78464A656   303,594 11,943 SH   SOLE   0 0 11,943
SPDR SER TR S&P DIVID ETF 78464A763   612,104 4,813 SH   SOLE   0 0 4,813
SPDR SER TR PORTFOLI S&P1500 78464A805   330,490 4,981 SH   SOLE   0 0 4,981
SPDR SER TR PORTFOLIO S&P500 78464A854   58,750,226 917,972 SH   SOLE   0 0 917,972
SPDR SER TR SPDR S&P 500 ETF 78468R796   325,717 7,303 SH   SOLE   0 0 7,303
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   725,039 11,285 SH   SOLE   0 0 11,285
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   211,658 2,719 SH   SOLE   0 0 2,719
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   31,946,641 700,892 SH   SOLE   0 0 700,892
SERVICENOW INC COM 81762P102   1,272,045 1,617 SH   SOLE   0 0 1,617
SHOPIFY INC CL A 82509L107   271,532 4,111 SH   SOLE   0 0 4,111
SOUTHWEST AIRLS CO COM 844741108   260,935 9,120 SH   SOLE   0 0 9,120
STARBUCKS CORP COM 855244109   421,689 5,417 SH   SOLE   0 0 5,417
TERRENO RLTY CORP COM 88146M101   779,078 13,165 SH   SOLE   0 0 13,165
TESLA INC COM 88160R101   6,453,101 32,611 SH   SOLE   0 0 32,611
THERMO FISHER SCIENTIFIC INC COM 883556102   480,545 869 SH   SOLE   0 0 869
US BANCORP DEL COM NEW 902973304   220,221 5,547 SH   SOLE   0 0 5,547
UNITED PARCEL SERVICE INC CL B 911312106   1,859,923 13,591 SH   SOLE   0 0 13,591
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,396,803 7,652 SH   SOLE   0 0 7,652
VANGUARD BD INDEX FDS INTERMED TERM 921937819   231,563 3,092 SH   SOLE   0 0 3,092
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   551,217 8,762 SH   SOLE   0 0 8,762
VANGUARD INDEX FDS MID CAP ETF 922908629   627,552 2,592 SH   SOLE   0 0 2,592
VANGUARD INDEX FDS SMALL CP ETF 922908751   432,030 1,981 SH   SOLE   0 0 1,981
VANGUARD INDEX FDS TOTAL STK MKT 922908769   214,880 803 SH   SOLE   0 0 803
VISA INC COM CL A 92826C839   267,386 1,019 SH   SOLE   0 0 1,019
WALMART INC COM 931142103   337,292 4,981 SH   SOLE   0 0 4,981