The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 508,491 2,819 SH   SOLE   0 0 2,819
APPLE INC COM 037833100 BBG001S5N8V8 308,089 1,797 SH   SOLE   0 0 1,797
CATERPILLAR INC COM 149123101 BBG001S5PJ06 754,846 2,060 SH   SOLE   0 0 2,060
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 689,324 4,370 SH   SOLE   0 0 4,370
CLOROX CO DEL COM 189054109 BBG001S5PX50 306,220 2,000 SH   SOLE   0 0 2,000
FAIR ISAAC CORP COM 303250104 BBG001S8ZT61 450,839,294 360,784 SH   SOLE   0 0 360,784
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 402,858 3,494 SH   SOLE   0 0 3,494
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 405,710 3,294 SH   SOLE   0 0 3,294
MICROSOFT CORP COM 594918104 BBG001S5TD05 207,836 494 SH   SOLE   0 0 494
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 450,877 499 SH   SOLE   0 0 499
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 560,806 9,186 SH   SOLE   0 0 9,186
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 366,149 700 SH   SOLE   0 0 700
TESLA INC COM 88160R101 BBG001SQKGD7 226,418 1,288 SH   SOLE   0 0 1,288
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 579,982 1,685 SH   SOLE   0 0 1,685
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 213,827 935 SH   SOLE   0 0 935
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,411,022 5,429 SH   SOLE   0 0 5,429
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 213,721 1,934 SH   SOLE   0 0 1,934
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 210,002 1,150 SH   SOLE   0 0 1,150
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 242,105 4,015 SH   SOLE   0 0 4,015
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 257,287 491 SH   SOLE   0 0 491
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,857,038 32,040 SH   SOLE   0 0 32,040
WESTAMERICA BANCORPORATION COM 957090103 BBG001S7XYL7 205,296 4,200 SH   SOLE   0 0 4,200