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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 423,305 2,786 SH   SOLE   0 0 2,786
APPLE INC COM 037833100 BBG001S5N8V8 346,223 1,798 SH   SOLE   0 0 1,798
CATERPILLAR INC COM 149123101 BBG001S5PJ06 609,080 2,060 SH   SOLE   0 0 2,060
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 651,829 4,370 SH   SOLE   0 0 4,370
CLOROX CO DEL COM 189054109 BBG001S5PX50 285,180 2,000 SH   SOLE   0 0 2,000
FAIR ISAAC CORP COM 303250104 BBG001S8ZT61 420,118,064 360,923 SH   SOLE   0 0 360,923
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 367,674 3,494 SH   SOLE   0 0 3,494
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 385,284 3,287 SH   SOLE   0 0 3,287
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 243,648 492 SH   SOLE   0 0 492
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 511,213 9,183 SH   SOLE   0 0 9,183
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 332,717 700 SH   SOLE   0 0 700
TESLA INC COM 88160R101 BBG001SQKGD7 351,351 1,414 SH   SOLE   0 0 1,414
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 508,289 1,635 SH   SOLE   0 0 1,635
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,272,361 5,364 SH   SOLE   0 0 5,364
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 237,926 4,105 SH   SOLE   0 0 4,105
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 205,975 426 SH   SOLE   0 0 426
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,577,009 32,040 SH   SOLE   0 0 32,040
WESTAMERICA BANCORPORATION COM 957090103 BBG001S7XYL7 236,922 4,200 SH   SOLE   0 0 4,200