The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 253 1,831 SH   SOLE   0 0 1,831
CATERPILLAR INC COM 149123101 338 2,060 SH   SOLE   0 0 2,060
CHEVRON CORP NEW COM 166764100 628 4,370 SH   SOLE   0 0 4,370
CLOROX CO DEL COM 189054109 257 2,000 SH   SOLE   0 0 2,000
FAIR ISAAC CORP COM 303250104 151,334 367,307 SH   SOLE   0 0 367,307
ISHARES TR CORE S&P TTL STK 464287150 278 3,494 SH   SOLE   0 0 3,494
ISHARES TR SELECT DIVID ETF 464287168 338 3,150 SH   SOLE   0 0 3,150
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 352 8,379 SH   SOLE   0 0 8,379
SPDR S&P 500 ETF TR TR UNIT 78462F103 250 700 SH   SOLE   0 0 700
TESLA INC COM 88160R101 338 1,275 SH   SOLE   0 0 1,275
VANGUARD INDEX FDS GROWTH ETF 922908736 348 1,625 SH   SOLE   0 0 1,625
VANGUARD INDEX FDS TOTAL STK MKT 922908769 936 5,216 SH   SOLE   0 0 5,216
VANGUARD STAR FDS VG TL INTL STK F 921909768 206 4,505 SH   SOLE   0 0 4,505
WELLS FARGO CO NEW COM 949746101 1,289 32,040 SH   SOLE   0 0 32,040
WESTAMERICA BANCORPORATION COM 957090103 220 4,200 SH   SOLE   0 0 4,200