EX-99.9 12 a20-22208_1ex99d9.htm EX-99.9

Exhibit 99.9

 

 

Protective Life Insurance Company

 

Protective Life and Annuity Insurance

 

Company

 

Post Office Box 2606

 

Birmingham, AL 35202

 

Phone 205 268 1000

 

 

ALYSON SAAD

2nd Vice President and Counsel

Writer’s Direct Number: (205) 268-2984

Facsimile Number: (205) 268-3597

Toll-Free Number: (800) 627-0220

E-mail: Alyson.saad@protective.com

 

July 30, 2020

 

Protective Life and Annuity Insurance Company

2801 Highway 280 South

Birmingham, Alabama 35223

 

Gentlemen:

 

This opinion is submitted with respect to the registration statement on Form N-4, file number 811-23594, to be filed by Protective Life and Annuity Insurance Company (the “Company”), as depositor, and PLAIC Variable Annuity Account S (the “Separate Account”), as registrant, with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940.  The flexible premium deferred variable annuity contracts registered under this registration statement will be known as “Genesis Variable Annuity NY.”  I have examined such documents and such law as I considered necessary and appropriate, and on the basis of such examination, it is my opinion that:

 

1.              The Company is a corporation duly organized and validly existing as a stock life insurance company under the laws of the State of Alabama and is a validly existing corporation.

 

2.              The Separate Account is a duly authorized and validly existing separate account pursuant to the Alabama Insurance Code and the regulations issued thereunder.

 

3.              Assets allocated to the Separate Account will not be chargeable with liabilities arising out of any other business the Company may conduct.

 

4.              The Contracts, to be issued as contemplated by the Form N-4 registration statement, when issued and delivered will constitute legally issued and binding obligations of the Company in accordance with their terms.

 

I hereby consent to the filing of this opinion as an exhibit to the Form N-4 registration statement for the Contracts and the Separate Account.

 

 

Very truly yours,

 

 

 

/s/Alyson Saad

 

Alyson Saad

 

2nd Vice President and Counsel