The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769   42,924 194,863 SH   SOLE --- 194,560 0 303
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   21,427 294,775 SH   SOLE --- 188,434 0 106,341
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,459 43,848 SH   SOLE --- 39,620 0 4,228
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,014 53,353 SH   SOLE --- 48,262 0 5,091
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,021 92,902 SH   SOLE --- 92,902 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   280 5,575 SH   SOLE --- 5,575 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,580 33,748 SH   SOLE --- 28,686 0 5,062
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,448 41,264 SH   SOLE --- 26,778 0 14,486
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,755 167,936 SH   SOLE --- 92,485 0 75,451
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,080 26,542 SH   SOLE --- 11,257 0 15,285
ISHARES TR RUSSELL 2000 ETF 464287655   4,122 22,013 SH   SOLE --- 11,753 0 10,260
ISHARES TR ESG AWR MSCI USA 46435G425   7,902 81,077 SH   SOLE --- 34,536 0 46,541
ISHARES TR IBOXX HI YD ETF 464288513   20,327 270,769 SH   SOLE --- 252,611 0 18,158
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,190 12,931 SH   SOLE --- 11,050 0 1,881
MORGAN STANLEY COM NEW 617446448   1,944 22,761 SH   SOLE --- 20,893 0 1,868
MICROSOFT CORP COM 594918104   5,641 16,566 SH   SOLE --- 13,420 0 3,146
CONSTELLATION BRANDS INC CL A 21036P108   583 2,369 SH   SOLE --- 1,832 0 537
PHILIP MORRIS INTL INC COM 718172109   1,694 17,348 SH   SOLE --- 15,627 0 1,721
SALESFORCE INC COM 79466L302   1,115 5,276 SH   SOLE --- 4,118 0 1,158
COSTCO WHSL CORP NEW COM 22160K105   1,022 1,899 SH   SOLE --- 1,478 0 421
ABBOTT LABS COM 002824100   1,623 14,884 SH   SOLE --- 13,362 0 1,522
VISA INC COM CL A 92826C839   1,158 4,875 SH   SOLE --- 3,793 0 1,082
APPLIED MATLS INC COM 038222105   970 6,712 SH   SOLE --- 5,260 0 1,452
UNITEDHEALTH GROUP INC COM 91324P102   1,168 2,430 SH   SOLE --- 1,890 0 540
LAM RESEARCH CORP COM 512807108   1,751 2,723 SH   SOLE --- 2,425 0 298
ALPHABET INC CAP STK CL A 02079K305   1,492 12,467 SH   SOLE --- 10,040 0 2,427
NORTHROP GRUMMAN CORP COM 666807102   540 1,184 SH   SOLE --- 926 0 258
HUMANA INC COM 444859102   545 1,219 SH   SOLE --- 953 0 266
DUPONT DE NEMOURS INC COM 26614N102   1,283 17,962 SH   SOLE --- 15,947 0 2,015
ALPHABET INC CAP STK CL C 02079K107   1,827 15,106 SH   SOLE --- 12,719 0 2,387
L3HARRIS TECHNOLOGIES INC COM 502431109   1,035 5,286 SH   SOLE --- 4,714 0 572
BOSTON SCIENTIFIC CORP COM 101137107   819 15,146 SH   SOLE --- 11,787 0 3,359
LKQ CORP COM 501889208   742 12,730 SH   SOLE --- 9,896 0 2,834
VERTEX PHARMACEUTICALS INC COM 92532F100   759 2,158 SH   SOLE --- 1,677 0 481
KEYSIGHT TECHNOLOGIES INC COM 49338L103   571 3,410 SH   SOLE --- 2,651 0 759
APPLE INC COM 037833100   5,873 30,280 SH   SOLE --- 24,124 0 6,156
SEMPRA COM 816851109   456 3,133 SH   SOLE --- 2,509 0 624
NEXTERA ENERGY INC COM 65339F101   1,537 20,720 SH   SOLE --- 18,951 0 1,769
MASTERCARD INCORPORATED CL A 57636Q104   1,189 3,023 SH   SOLE --- 2,354 0 669
EQUINIX INC COM 29444U700   1,288 1,643 SH   SOLE --- 1,488 0 155
AMERIPRISE FINL INC COM 03076C106   1,310 3,944 SH   SOLE --- 3,465 0 479
FMC CORP COM NEW 302491303   489 4,684 SH   SOLE --- 3,644 0 1,040
THERMO FISHER SCIENTIFIC INC COM 883556102   1,841 3,528 SH   SOLE --- 3,140 0 388
PROLOGIS INC. COM 74340W103   2,417 19,706 SH   SOLE --- 18,573 0 1,133
BROADCOM INC COM 11135F101   2,351 2,710 SH   SOLE --- 2,349 0 361
EOG RES INC COM 26875P101   685 5,986 SH   SOLE --- 4,663 0 1,323
BLACKROCK INC COM 09247X101   1,765 2,554 SH   SOLE --- 2,326 0 228
AMETEK INC COM 031100100   761 4,703 SH   SOLE --- 3,657 0 1,046
T-MOBILE US INC COM 872590104   650 4,681 SH   SOLE --- 3,637 0 1,044
HONEYWELL INTL INC COM 438516106   1,607 7,746 SH   SOLE --- 6,961 0 785
AMAZON COM INC COM 023135106   2,345 17,986 SH   SOLE --- 14,026 0 3,960
QUANTA SVCS INC COM 74762E102   845 4,299 SH   SOLE --- 3,343 0 956
WALMART INC COM 931142103   895 5,691 SH   SOLE --- 4,426 0 1,265
CONOCOPHILLIPS COM 20825C104   891 8,604 SH   SOLE --- 6,765 0 1,839
MERCK & CO INC COM 58933Y105   2,245 19,456 SH   SOLE --- 17,359 0 2,097
GALLAGHER ARTHUR J & CO COM 363576109   786 3,579 SH   SOLE --- 2,797 0 782
INCYTE CORP COM 45337C102   425 6,833 SH   SOLE --- 5,352 0 1,481
PIONEER NAT RES CO COM 723787107   593 2,861 SH   SOLE --- 2,235 0 626
ELECTRONIC ARTS INC COM 285512109   1,283 9,889 SH   SOLE --- 8,884 0 1,005
BECTON DICKINSON & CO COM 075887109   1,591 6,027 SH   SOLE --- 5,354 0 673
JACOBS SOLUTIONS INC COM 46982L108   497 4,177 SH   SOLE --- 3,229 0 948
SYSCO CORP COM 871829107   476 6,414 SH   SOLE --- 4,937 0 1,477
CHIPOTLE MEXICAN GRILL INC COM 169656105   755 353 SH   SOLE --- 274 0 79
LABORATORY CORP AMER HLDGS COM NEW 50540R409   656 2,720 SH   SOLE --- 2,098 0 622
JPMORGAN CHASE & CO COM 46625H100   2,529 17,388 SH   SOLE --- 15,758 0 1,630
DISNEY WALT CO COM 254687106   1,070 11,981 SH   SOLE --- 10,772 0 1,209
STARBUCKS CORP COM 855244109   1,312 13,242 SH   SOLE --- 11,614 0 1,628
NETFLIX INC COM 64110L106   461 1,047 SH   SOLE --- 825 0 222
BOOKING HOLDINGS INC COM 09857L108   915 339 SH   SOLE --- 266 0 73
DELTA AIR LINES INC DEL COM NEW 247361702   675 14,206 SH   SOLE --- 11,122 0 3,084
TESLA INC COM 88160R101   459 1,753 SH   SOLE --- 1,390 0 363
CITIGROUP INC COM NEW 172967424   1,367 29,684 SH   SOLE --- 26,908 0 2,776
EMERSON ELEC CO COM 291011104   1,385 15,317 SH   SOLE --- 13,583 0 1,734
CISCO SYS INC COM 17275R102   2,024 39,121 SH   SOLE --- 35,886 0 3,235
QUALCOMM INC COM 747525103   631 5,301 SH   SOLE --- 4,131 0 1,170
HUNTSMAN CORP COM 447011107   505 18,694 SH   SOLE --- 18,694 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   477 12,830 SH   SOLE --- 12,830 0 0
VALERO ENERGY CORP COM 91913Y100   865 7,377 SH   SOLE --- 7,377 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,043 10,644 SH   SOLE --- 10,644 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   682 9,464 SH   SOLE --- 9,464 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   527 14,633 SH   SOLE --- 14,633 0 0
INVITATION HOMES INC COM 46187W107   635 18,467 SH   SOLE --- 18,467 0 0
TARGET CORP COM 87612E106   603 4,571 SH   SOLE --- 4,571 0 0
PROCTER AND GAMBLE CO COM 742718109   1,046 6,893 SH   SOLE --- 6,893 0 0
MEDTRONIC PLC SHS G5960L103   661 7,508 SH   SOLE --- 7,508 0 0
ELEVANCE HEALTH INC COM 036752103   680 1,530 SH   SOLE --- 1,530 0 0
ABBVIE INC COM 00287Y109   512 3,800 SH   SOLE --- 3,800 0 0
F N B CORP COM 302520101   650 56,859 SH   SOLE --- 56,859 0 0
BANK AMERICA CORP COM 060505104   1,138 39,681 SH   SOLE --- 39,681 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   674 8,924 SH   SOLE --- 8,924 0 0
LOCKHEED MARTIN CORP COM 539830109   625 1,357 SH   SOLE --- 1,357 0 0
COMCAST CORP NEW CL A 20030N101   953 22,941 SH   SOLE --- 22,941 0 0
COCA COLA CO COM 191216100   567 9,418 SH   SOLE --- 9,418 0 0
CHEVRON CORP NEW COM 166764100   1,536 9,763 SH   SOLE --- 9,763 0 0
MARATHON PETE CORP COM 56585A102   963 8,256 SH   SOLE --- 8,256 0 0
EASTMAN CHEM CO COM 277432100   525 6,274 SH   SOLE --- 6,274 0 0
DOVER CORP COM 260003108   598 4,048 SH   SOLE --- 4,048 0 0
IRON MTN INC DEL COM 46284V101   713 12,554 SH   SOLE --- 12,554 0 0
HOME DEPOT INC COM 437076102   960 3,092 SH   SOLE --- 3,092 0 0
WILLIAMS COS INC COM 969457100   667 20,456 SH   SOLE --- 20,456 0 0
AMERICAN ELEC PWR CO INC COM 025537101   613 7,281 SH   SOLE --- 7,281 0 0
WELLS FARGO CO NEW COM 949746101   711 16,648 SH   SOLE --- 16,648 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   934 9,698 SH   SOLE --- 9,698 0 0
DOMINION ENERGY INC COM 25746U109   494 9,536 SH   SOLE --- 9,536 0 0
CVS HEALTH CORP COM 126650100   632 9,147 SH   SOLE --- 9,147 0 0
THE CIGNA GROUP COM 125523100   883 3,148 SH   SOLE --- 3,148 0 0
AT&T INC COM 00206R102   468 29,315 SH   SOLE --- 29,315 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100   557 9,184 SH   SOLE --- 9,184 0 0
LAMB WESTON HLDGS INC COM 513272104   833 7,250 SH   SOLE --- 7,250 0 0
CORNING INC COM 219350105   710 20,263 SH   SOLE --- 20,263 0 0
WP CAREY INC COM 92936U109   705 10,429 SH   SOLE --- 10,429 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   782 12,233 SH   SOLE --- 12,233 0 0
ENCOMPASS HEALTH CORP COM 29261A100   689 10,170 SH   SOLE --- 10,170 0 0
DECKERS OUTDOOR CORP COM 243537107   617 1,170 SH   SOLE --- 1,170 0 0
--- COM 224441105   375 6,653 SH   SOLE --- 6,653 0 0
CRANE COMPANY COMMON STOCK 224408104   585 6,561 SH   SOLE --- 6,561 0 0
TOYOTA MOTOR CORP ADS 892331307   240 1,490 SH   SOLE --- 1,490 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   168 19,561 SH   SOLE --- 19,561 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   386 533 SH   SOLE --- 533 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   452 4,481 SH   SOLE --- 4,481 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   291 4,063 SH   SOLE --- 4,063 0 0
BP PLC SPONSORED ADR 055622104   213 6,037 SH   SOLE --- 6,037 0 0
NOVARTIS AG SPONSORED ADR 66987V109   327 3,241 SH   SOLE --- 3,241 0 0
ING GROEP N.V. SPONSORED ADR 456837103   163 12,109 SH   SOLE --- 12,109 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   216 3,489 SH   SOLE --- 3,489 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   238 4,122 SH   SOLE --- 4,122 0 0
SANOFI SPONSORED ADR 80105N105   282 5,224 SH   SOLE --- 5,224 0 0
SAP SE SPON ADR 803054204   246 1,796 SH   SOLE --- 1,796 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307   226 2,506 SH   SOLE --- 2,506 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   252 2,635 SH   SOLE --- 2,635 0 0
NOVO-NORDISK A S ADR 670100205   241 1,489 SH   SOLE --- 1,489 0 0
SHELL PLC SPON ADS 780259305   339 5,620 SH   SOLE --- 5,620 0 0
BHP GROUP LTD SPONSORED ADS 088606108   242 4,053 SH   SOLE --- 4,053 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   112 51,017 SH   SOLE --- 51,017 0 0
ENPRO INDS INC COM 29355X107   250 1,875 SH   SOLE --- 1,829 0 46
ENSIGN GROUP INC COM 29358P101   212 2,225 SH   SOLE --- 2,170 0 55
SPS COMM INC COM 78463M107   342 1,783 SH   SOLE --- 1,740 0 43
SPDR SER TR S&P BIOTECH 78464A870   1,015 12,205 SH   SOLE --- 11,918 0 287
ARCOSA INC COM 039653100   227 3,000 SH   SOLE --- 2,926 0 74
ESSENT GROUP LTD COM G3198U102   200 4,274 SH   SOLE --- 4,166 0 108
FABRINET SHS G3323L100   207 1,590 SH   SOLE --- 1,548 0 42
ONTO INNOVATION INC COM 683344105   307 2,635 SH   SOLE --- 2,570 0 65
PERFICIENT INC COM 71375U101   218 2,619 SH   SOLE --- 2,555 0 64
IRIDIUM COMMUNICATIONS INC COM 46269C102   217 3,500 SH   SOLE --- 3,414 0 86
EXPONENT INC COM 30214U102   205 2,193 SH   SOLE --- 2,139 0 54
FULLER H B CO COM 359694106   209 2,929 SH   SOLE --- 2,856 0 73
WINGSTOP INC COM 974155103   261 1,303 SH   SOLE --- 1,271 0 32
CHESAPEAKE UTILS CORP COM 165303108   212 1,785 SH   SOLE --- 1,743 0 42
MERIT MED SYS INC COM 589889104   235 2,806 SH   SOLE --- 2,737 0 69
VIAVI SOLUTIONS INC COM 925550105   173 15,274 SH   SOLE --- 14,914 0 360
INSTALLED BLDG PRODS INC COM 45780R101   253 1,803 SH   SOLE --- 1,758 0 45
OUTFRONT MEDIA INC COM 69007J106   219 13,930 SH   SOLE --- 13,746 0 184
AGREE RLTY CORP COM 008492100   347 5,302 SH   SOLE --- 5,233 0 69
INSPIRE MED SYS INC COM 457730109   278 855 SH   SOLE --- 833 0 22
TALOS ENERGY INC COM 87484T108   145 10,446 SH   SOLE --- 10,190 0 256
PROGRESS SOFTWARE CORP COM 743312100   204 3,515 SH   SOLE --- 3,429 0 86
CONMED CORP COM 207410101   302 2,222 SH   SOLE --- 2,171 0 51
CIVITAS RESOURCES INC COM NEW 17888H103   222 3,197 SH   SOLE --- 3,118 0 79
TEREX CORP NEW COM 880779103   220 3,676 SH   SOLE --- 3,586 0 90
CHART INDS INC COM 16115Q308   228 1,429 SH   SOLE --- 1,394 0 35
AMN HEALTHCARE SVCS INC COM 001744101   243 2,224 SH   SOLE --- 2,170 0 54
COLUMBUS MCKINNON CORP N Y COM 199333105   245 6,032 SH   SOLE --- 5,878 0 154
LIVENT CORP COM 53814L108   267 9,748 SH   SOLE --- 9,524 0 224
SOVOS BRANDS INC COM 84612U107   201 10,270 SH   SOLE --- 10,007 0 263
NEXTIER OILFIELD SOLUTIONS COM 65290C105   160 17,861 SH   SOLE --- 17,415 0 446
ARIS WATER SOLUTIONS INC CLASS A COM 04041L106   118 11,407 SH   SOLE --- 11,123 0 284
ADEIA INC COM 00676P107   189 17,194 SH   SOLE --- 16,776 0 418
MAGNITE INC COM 55955D100   204 14,922 SH   SOLE --- 14,555 0 367
REDWOOD TRUST INC COM 758075402   139 21,804 SH   SOLE --- 21,273 0 531
MGP INGREDIENTS INC NEW COM 55303J106   232 2,186 SH   SOLE --- 2,133 0 53
API GROUP CORP COM STK 00187Y100   250 9,189 SH   SOLE --- 8,964 0 225
DOUBLEVERIFY HLDGS INC COM 25862V105   226 5,799 SH   SOLE --- 5,659 0 140
ARCBEST CORP COM 03937C105   206 2,090 SH   SOLE --- 2,039 0 51
GOOSEHEAD INS INC COM CL A 38267D109   239 3,795 SH   SOLE --- 3,706 0 89
SPDR SER TR S&P REGL BKG 78464A698   811 19,856 SH   SOLE --- 19,368 0 488
REALTY INCOME CORP COM 756109104   381 6,368 SH   SOLE --- 6,368 0 0
GAMING & LEISURE PPTYS INC COM 36467J108   244 5,039 SH   SOLE --- 5,039 0 0
DIGITAL RLTY TR INC COM 253868103   371 3,255 SH   SOLE --- 3,255 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   213 1,874 SH   SOLE --- 1,874 0 0
AMERICAN TOWER CORP NEW COM 03027X100   984 5,074 SH   SOLE --- 5,074 0 0
CBRE GROUP INC CL A 12504L109   356 4,409 SH   SOLE --- 4,409 0 0
CROWN CASTLE INC COM 22822V101   303 2,661 SH   SOLE --- 2,661 0 0
AMERICAN HOMES 4 RENT CL A 02665T306   223 6,295 SH   SOLE --- 6,295 0 0
SUN CMNTYS INC COM 866674104   245 1,881 SH   SOLE --- 1,881 0 0
VICI PPTYS INC COM 925652109   321 10,215 SH   SOLE --- 10,215 0 0
WELLTOWER INC COM 95040Q104   376 4,646 SH   SOLE --- 4,646 0 0
VENTAS INC COM 92276F100   234 4,957 SH   SOLE --- 4,957 0 0
SIMON PPTY GROUP INC NEW COM 828806109   381 3,297 SH   SOLE --- 3,297 0 0
HOST HOTELS & RESORTS INC COM 44107P104   185 10,972 SH   SOLE --- 10,972 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104   298 8,879 SH   SOLE --- 8,879 0 0
INDEPENDENCE RLTY TR INC COM 45378A106   195 10,717 SH   SOLE --- 10,717 0 0
MID-AMER APT CMNTYS INC COM 59522J103   240 1,580 SH   SOLE --- 1,580 0 0
PUBLIC STORAGE COM 74460D109   591 2,024 SH   SOLE --- 2,024 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   370 11,802 SH   SOLE --- 11,802 0 0
TEXAS INSTRS INC COM 882508104   0 0 SH   SOLE --- 0 0 0
DEERE & CO COM 244199105   0 0 SH   SOLE --- 0 0 0
CATERPILLAR INC COM 149123101   96 390 SH   SOLE --- 390 0 0
NIKE INC CL B 654106103   0 0 SH   SOLE --- 0 0 0
ISHARES TR CORE US AGGBD ET 464287226   381 3,893 SH   SOLE --- 0 0 3,893
ISHARES TR TIPS BD ETF 464287176   402 3,732 SH   SOLE --- 3,732 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,119 14,940 SH   SOLE --- 14,940 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   416 9,036 SH   SOLE --- 9,036 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,636 3,670 SH   SOLE --- 3,670 0 0
ISHARES TR PFD AND INCM SEC 464288687   217 7,023 SH   SOLE --- 7,023 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,599 38,200 SH   SOLE --- 38,200 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,262 60,000 SH   SOLE --- 60,000 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   259 5,462 SH   SOLE --- 5,462 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   289 3,555 SH   SOLE --- 3,555 0 0