The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   355,425 5,386 SH   SOLE   0 0 5,386
AMAZON COM INC COM 023135106   267,210 1,283 SH   SOLE   0 0 1,283
APPLE INC COM 037833100   6,120,317 24,116 SH   SOLE   0 0 24,116
ATOMERA INC COM 04965B100   38,100 10,000 SH   SOLE   0 0 10,000
AUTOMATIC DATA PROCESSING IN COM 053015103   215,371 1,060 SH   SOLE   0 0 1,060
BTCS INC COM NEW 05581M404   30,580 22,000 SH   SOLE   0 0 22,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   811,286 1,693 SH   SOLE   0 0 1,693
BOEING CO COM 097023105   358,550 1,801 SH   SOLE   0 0 1,801
CHEVRON CORPORATION COM 166764100   852,718 4,121 SH   SOLE   0 0 4,121
EDWARDS LIFESCIENCES CORP COM 28176E108   217,818 2,720 SH   SOLE   0 0 2,720
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   434,250 22,500 SH   SOLE   0 0 22,500
EXXON MOBIL CORP COM 30231G102   2,976,741 17,545 SH   SOLE   0 0 17,545
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305   400,964 10,695 SH   SOLE   0 0 10,695
GOLDMAN SACHS GROUP INC COM 38141G104   395,834 468 SH   SOLE   0 0 468
HIVE DIGITAL TECHNOLOGIES LT COM NEW 433921103   30,400 16,000 SH   SOLE   0 0 16,000
HUMACYTE INC COM 44486Q103   6,904 11,379 SH   SOLE   0 0 11,379
INTEL CORP COM 458140100   353,040 8,000 SH   SOLE   0 0 8,000
INVESCO QQQ TR UNIT SER 1 46090E103   230,872 400 SH   SOLE   0 0 400
INTUIT COM 461202103   538,313 1,245 SH   SOLE   0 0 1,245
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   261,587 1,363 SH   SOLE   0 0 1,363
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   808,949 5,578 SH   SOLE   0 0 5,578
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   26,724,991 212,221 SH   SOLE   0 0 212,221
ISHARES INC JP MRG EM CRP BD 464286251   25,845,876 570,801 SH   SOLE   0 0 570,801
ISHARES TR CORE US AGGBD ET 464287226   9,106,180 91,731 SH   SOLE   0 0 91,731
ISHARES TR MSCI EMG MKT ETF 464287234   964,736 16,988 SH   SOLE   0 0 16,988
ISHARES TR RUS 1000 GRW ETF 464287614   276,930 649 SH   SOLE   0 0 649
ISHARES TR RUS 1000 ETF 464287622   27,687,354 77,651 SH   SOLE   0 0 77,651
ISHARES TR NATIONAL MUN ETF 464288414   933,145 8,791 SH   SOLE   0 0 8,791
ISHARES TR ISHS 5-10YR INVT 464288638   788,454 14,815 SH   SOLE   0 0 14,815
ISHARES TR HDG MSCI EAFE 46434V803   21,999,402 517,694 SH   SOLE   0 0 517,694
JPMORGAN CHASE & CO COM 46625H100   262,393 892 SH   SOLE   0 0 892
JOHNSON & JOHNSON COM 478160104   335,616 1,373 SH   SOLE   0 0 1,373
MICROSOFT CORP COM 594918104   941,846 2,544 SH   SOLE   0 0 2,544
MORGAN STANLEY COM NEW 617446448   222,176 1,350 SH   SOLE   0 0 1,350
NEWMONT CORP COM 651639106   421,850 3,897 SH   SOLE   0 0 3,897
NVIDIA CORPORATION COM 67066G104   615,955 3,532 SH   SOLE   0 0 3,532
PAYPAL HLDGS INC COM 70450Y103   699,979 15,476 SH   SOLE   0 0 15,476
PHILIP MORRIS INTL INC COM 718172109   276,790 1,674 SH   SOLE   0 0 1,674
SPDR GOLD TR GOLD SHS 78463V107   14,381,152 33,422 SH   SOLE   0 0 33,422
SPDR INDEX SHS FDS STATE STREET SPD 78463X475   3,089,706 40,810 SH   SOLE   0 0 40,810
STATE STR SPDR DOW JONES IND UT SER 1 78467X109   231,595 500 SH   SOLE   0 0 500
SALESFORCE INC COM 79466L302   499,156 2,674 SH   SOLE   0 0 2,674
SLB LIMITED COM STK 806857108   313,479 6,100 SH   SOLE   0 0 6,100
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   230,504 9,183 SH   SOLE   0 0 9,183
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   228,005 7,365 SH   SOLE   0 0 7,365
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   548,453 16,645 SH   SOLE   0 0 16,645
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   22,683,819 916,518 SH   SOLE   0 0 916,518
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,649,817 71,052 SH   SOLE   0 0 71,052
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,655,570 35,421 SH   SOLE   0 0 35,421
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   11,399,979 186,092 SH   SOLE   0 0 186,092
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   8,093,831 163,942 SH   SOLE   0 0 163,942
TESLA INC COM 88160R101   1,826,408 4,913 SH   SOLE   0 0 4,913
TIDAL TRUST I FUNDSTRAT GRANNY 886364231   263,167 11,025 SH   SOLE   0 0 11,025
TRUST FOR PROFESSIONAL MANAG CONVERGENCE LNG 89834G760   418,233 14,863 SH   SOLE   0 0 14,863
UNION PAC CORP COM 907818108   264,698 1,091 SH   SOLE   0 0 1,091
UNITED AIRLS HLDGS INC COM 910047109   395,072 4,291 SH   SOLE   0 0 4,291
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   559,819 11,165 SH   SOLE   0 0 11,165
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   39,805,176 268,772 SH   SOLE   0 0 268,772
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,434,033 48,788 SH   SOLE   0 0 48,788
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   10,661,648 120,199 SH   SOLE   0 0 120,199
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   41,711,303 202,679 SH   SOLE   0 0 202,679
VISA INC COM CL A 92826C839   675,506 2,235 SH   SOLE   0 0 2,235