The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMMO INC COM 00175J107   20,160 12,000 SH   SOLE   0 0 12,000
ALTRIA GROUP INC COM 02209S103   244,096 5,359 SH   SOLE   0 0 5,359
AMAZON COM INC COM 023135106   257,216 1,331 SH   SOLE   0 0 1,331
APPLE INC COM 037833100   6,107,595 28,998 SH   SOLE   0 0 28,998
AUTOMATIC DATA PROCESSING IN COM 053015103   262,559 1,100 SH   SOLE   0 0 1,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,018,514 2,504 SH   SOLE   0 0 2,504
CHEVRON CORP NEW COM 166764100   699,152 4,470 SH   SOLE   0 0 4,470
COCA COLA CO COM 191216100   223,412 3,510 SH   SOLE   0 0 3,510
EDWARDS LIFESCIENCES CORP COM 28176E108   269,720 2,920 SH   SOLE   0 0 2,920
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   333,159 20,540 SH   SOLE   0 0 20,540
EXXON MOBIL CORP COM 30231G102   2,202,192 19,130 SH   SOLE   0 0 19,130
FATHOM HOLDINGS INC COM 31189V109   37,840 22,000 SH   SOLE   0 0 22,000
GOLDMAN SACHS GROUP INC COM 38141G104   242,394 536 SH   SOLE   0 0 536
INTEL CORP COM 458140100   247,760 8,000 SH   SOLE   0 0 8,000
INTUIT COM 461202103   831,371 1,265 SH   SOLE   0 0 1,265
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   768,241 6,740 SH   SOLE   0 0 6,740
ISHARES INC JP MRG EM CRP BD 464286251   18,782,595 423,986 SH   SOLE   0 0 423,986
ISHARES TR CORE US AGGBD ET 464287226   5,946,692 61,262 SH   SOLE   0 0 61,262
ISHARES TR MSCI EMG MKT ETF 464287234   294,424 6,913 SH   SOLE   0 0 6,913
ISHARES TR RUS 1000 GRW ETF 464287614   227,987 625 SH   SOLE   0 0 625
ISHARES TR RUS 1000 ETF 464287622   22,293,616 74,926 SH   SOLE   0 0 74,926
ISHARES TR NATIONAL MUN ETF 464288414   431,528 4,050 SH   SOLE   0 0 4,050
JPMORGAN CHASE & CO. COM 46625H100   319,571 1,580 SH   SOLE   0 0 1,580
JOHNSON & JOHNSON COM 478160104   262,650 1,797 SH   SOLE   0 0 1,797
MICROSOFT CORP COM 594918104   1,618,984 3,622 SH   SOLE   0 0 3,622
NVIDIA CORPORATION COM 67066G104   906,936 7,341 SH   SOLE   0 0 7,341
PROCTER AND GAMBLE CO COM 742718109   290,675 1,763 SH   SOLE   0 0 1,763
SPDR GOLD TR GOLD SHS 78463V107   19,637,293 91,332 SH   SOLE   0 0 91,332
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   2,187,360 35,988 SH   SOLE   0 0 35,988
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   222,960 3,546 SH   SOLE   0 0 3,546
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   462,755 17,423 SH   SOLE   0 0 17,423
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   29,893,897 778,082 SH   SOLE   0 0 778,082
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   10,392,093 292,077 SH   SOLE   0 0 292,077
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,437,749 70,628 SH   SOLE   0 0 70,628
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   6,630,388 161,284 SH   SOLE   0 0 161,284
TESLA INC COM 88160R101   866,090 4,377 SH   SOLE   0 0 4,377
UBER TECHNOLOGIES INC COM 90353T100   237,446 3,267 SH   SOLE   0 0 3,267
UNION PAC CORP COM 907818108   246,850 1,091 SH   SOLE   0 0 1,091
UNITED AIRLS HLDGS INC COM 910047109   203,156 4,175 SH   SOLE   0 0 4,175
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   28,075,646 236,726 SH   SOLE   0 0 236,726
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   31,630,634 187,396 SH   SOLE   0 0 187,396
VISA INC COM CL A 92826C839   625,785 2,384 SH   SOLE   0 0 2,384
WARNER BROS DISCOVERY INC COM SER A 934423104   346,406 46,560 SH   SOLE   0 0 46,560