The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CENNTRO ELECTRIC GROUP LIMIT ORD SHS Q6519V120   2,440 10,000 SH   SOLE   0 0 10,000
AMMO INC COM 00175J107   32,320 16,000 SH   SOLE   0 0 16,000
ALTRIA GROUP INC COM 02209S103   200,961 4,779 SH   SOLE   0 0 4,779
APPLE INC COM 037833100   5,160,328 30,140 SH   SOLE   0 0 30,140
AUTOMATIC DATA PROCESSING IN COM 053015103   264,638 1,100 SH   SOLE   0 0 1,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   916,984 2,618 SH   SOLE   0 0 2,618
BLACKSTONE INC COM 09260D107   358,361 3,345 SH   SOLE   0 0 3,345
CATERPILLAR INC COM 149123101   229,499 841 SH   SOLE   0 0 841
CHEVRON CORP NEW COM 166764100   713,300 4,230 SH   SOLE   0 0 4,230
EDWARDS LIFESCIENCES CORP COM 28176E108   209,226 3,020 SH   SOLE   0 0 3,020
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   261,239 18,620 SH   SOLE   0 0 18,620
EXXON MOBIL CORP COM 30231G102   2,189,940 18,625 SH   SOLE   0 0 18,625
FATHOM HOLDINGS INC COM 31189V109   89,760 22,000 SH   SOLE   0 0 22,000
INTEL CORP COM 458140100   284,400 8,000 SH   SOLE   0 0 8,000
INTUIT COM 461202103   677,506 1,326 SH   SOLE   0 0 1,326
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   507,439 6,303 SH   SOLE   0 0 6,303
ISHARES INC JP MRG EM CRP BD 464286251   15,655,015 370,182 SH   SOLE   0 0 370,182
ISHARES TR MSCI EMG MKT ETF 464287234   290,438 7,653 SH   SOLE   0 0 7,653
ISHARES TR RUS 1000 GRW ETF 464287614   290,723 1,093 SH   SOLE   0 0 1,093
ISHARES TR RUS 1000 ETF 464287622   19,011,015 80,929 SH   SOLE   0 0 80,929
JPMORGAN CHASE & CO COM 46625H100   316,708 2,184 SH   SOLE   0 0 2,184
MICROSOFT CORP COM 594918104   1,132,601 3,587 SH   SOLE   0 0 3,587
PEPSICO INC COM 713448108   223,830 1,321 SH   SOLE   0 0 1,321
PROCTER AND GAMBLE CO COM 742718109   294,632 2,020 SH   SOLE   0 0 2,020
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   1,717,330 34,013 SH   SOLE   0 0 34,013
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   429,436 17,938 SH   SOLE   0 0 17,938
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   25,254,102 743,643 SH   SOLE   0 0 743,643
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   8,263,100 256,220 SH   SOLE   0 0 256,220
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,316,139 69,877 SH   SOLE   0 0 69,877
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   5,417,627 163,329 SH   SOLE   0 0 163,329
TESLA INC COM 88160R101   1,087,668 4,347 SH   SOLE   0 0 4,347
UBER TECHNOLOGIES INC COM 90353T100   313,008 6,806 SH   SOLE   0 0 6,806
UNION PAC CORP COM 907818108   222,160 1,091 SH   SOLE   0 0 1,091
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   23,844,918 230,787 SH   SOLE   0 0 230,787
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   26,033,091 181,630 SH   SOLE   0 0 181,630
VISA INC COM CL A 92826C839   595,351 2,588 SH   SOLE   0 0 2,588
WARNER BROS DISCOVERY INC COM SER A 934423104   183,708 16,916 SH   SOLE   0 0 16,916