The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 230 4,497 SH   SOLE   0 0 4,497
AMAZON COM INC COM 023135106 709 229 SH   SOLE   0 0 229
APPLE INC COM 037833100 4,398 36,008 SH   SOLE   0 0 36,008
AUTOMATIC DATA PROCESSING IN COM 053015103 209 1,109 SH   SOLE   0 0 1,109
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 359 1,405 SH   SOLE   0 0 1,405
BLACKSTONE GROUP INC COM 09260D107 222 2,975 SH   SOLE   0 0 2,975
BOEING CO COM 097023105 229 897 SH   SOLE   0 0 897
CATERPILLAR INC COM 149123101 231 996 SH   SOLE   0 0 996
CHEVRON CORP NEW COM 166764100 479 4,571 SH   SOLE   0 0 4,571
EDWARDS LIFESCIENCES CORP COM 28176E108 276 3,300 SH   SOLE   0 0 3,300
EXXON MOBIL CORP COM 30231G102 1,124 20,138 SH   SOLE   0 0 20,138
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 20,922 755,856 SH   SOLE   0 0 755,856
INTEL CORP COM 458140100 638 9,971 SH   SOLE   0 0 9,971
INTUIT COM 461202103 536 1,400 SH   SOLE   0 0 1,400
ISHARES TR MSCI EMG MKT ETF 464287234 339 6,353 SH   SOLE   0 0 6,353
ISHARES TR RUS 1000 ETF 464287622 22,555 100,770 SH   SOLE   0 0 100,770
JPMORGAN CHASE & CO COM 46625H100 341 2,240 SH   SOLE   0 0 2,240
JOHNSON & JOHNSON COM 478160104 335 2,039 SH   SOLE   0 0 2,039
MICROSOFT CORP COM 594918104 957 4,057 SH   SOLE   0 0 4,057
PROCTER AND GAMBLE CO COM 742718109 384 2,832 SH   SOLE   0 0 2,832
SPDR GOLD TR GOLD SHS 78463V107 16,930 105,838 SH   SOLE   0 0 105,838
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 955 18,240 SH   SOLE   0 0 18,240
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 250 7,881 SH   SOLE   0 0 7,881
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 23,810 632,906 SH   SOLE   0 0 632,906
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,568 141,253 SH   SOLE   0 0 141,253
TESLA INC COM 88160R101 628 940 SH   SOLE   0 0 940
UNION PAC CORP COM 907818108 242 1,098 SH   SOLE   0 0 1,098
UNITED AIRLS HLDGS INC COM 910047109 216 3,761 SH   SOLE   0 0 3,761
UNITED PARCEL SERVICE INC CL B 911312106 200 1,179 SH   SOLE   0 0 1,179
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 23,332 230,803 SH   SOLE   0 0 230,803
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 26,321 148,781 SH   SOLE   0 0 148,781
VISA INC COM CL A 92826C839 553 2,610 SH   SOLE   0 0 2,610
WALGREENS BOOTS ALLIANCE INC COM 931427108 357 6,500 SH   SOLE   0 0 6,500
ZIOPHARM ONCOLOGY INC COM 98973P101 121 33,741 SH   SOLE   0 0 33,741