The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 342 2,952 SH   SOLE 0 0 0 2,952
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,923 109,959 SH   SOLE 0 0 0 109,959
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 30,461 591,240 SH   SOLE 0 0 0 591,240
ISHARES INC MSCI MLY ETF NEW 46434G814 5,023 196,670 SH   SOLE 0 0 0 196,670
APPLE INC COM 037833100 670 4,895 SH   SOLE 0 0 0 4,895
ISHARES INC MSCI TURKEY ETF 464286715 4,421 209,845 SH   SOLE 0 0 0 209,845
JPMORGAN CHASE & CO COM 46625H100 934 6,007 SH   SOLE 0 0 0 6,007
ISHARES TR CORE S&P SCP ETF 464287804 12,373 109,518 SH   SOLE 0 0 0 109,518
VANECK VECTORS ETF TR RUSSIA ETF 92189F403 5,824 200,981 SH   SOLE 0 0 0 200,981
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 473 11,991 SH   SOLE 0 0 0 11,991
ISHARES INC MSCI SPAIN ETF 464286764 5,455 191,952 SH   SOLE 0 0 0 191,952
ISHARES TR CORE S&P TTL STK 464287150 2,054 20,797 SH   SOLE 0 0 0 20,797
DBX ETF TR XTRACK USD HIGH 233051432 8,608 213,553 SH   SOLE 0 0 0 213,553
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 42,290 792,399 SH   SOLE 0 0 0 792,399
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 400 6,567 SH   SOLE 0 0 0 6,567
PENTAIR PLC SHS G7S00T104 297 4,403 SH   SOLE 0 0 0 4,403
NVIDIA CORPORATION COM 67066G104 691 864 SH   SOLE 0 0 0 864
ISHARES TR S&P 500 GRWT ETF 464287309 309 4,245 SH   SOLE 0 0 0 4,245
ISHARES TR CORE S&P MCP ETF 464287507 12,229 45,506 SH   SOLE 0 0 0 45,506
ISHARES INC MSCI CHILE ETF 464286640 4,816 166,178 SH   SOLE 0 0 0 166,178
ISHARES TR S&P 500 VAL ETF 464287408 476 3,225 SH   SOLE 0 0 0 3,225
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 7,006 223,278 SH   SOLE 0 0 0 223,278
SPDR SER TR PRTFLO S&P500 GW 78464A409 19,547 310,421 SH   SOLE 0 0 0 310,421
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 14,783 669,518 SH   SOLE 0 0 0 669,518
SPDR SER TR PORTFOLIO SHORT 78464A474 634 20,251 SH   SOLE 0 0 0 20,251
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,240 262,193 SH   SOLE 0 0 0 262,193
SPDR SER TR PRTFLO S&P500 VL 78464A508 31,649 800,420 SH   SOLE 0 0 0 800,420