BMW Vehicle Owner Trust 2020-A

Accrued Interest Date:	9/25/20	Collection Period Ending:	9/30/20
Current Payment Date:	10/26/20	Period:	3

Balances
		Initial	Beginning of Period		End of Period
Pool Balance	$	1,054,601,016.73	$	934,335,785.33	$	895,299,195.44
Yield Supplement Overcollateralization Amount	$	28,959,987.47	$	24,269,095.94	$	22,803,499.79
Adjusted Pool Balance	$	1,025,641,029.26	$	910,066,689.39	$	872,495,695.65
Reserve Account	$	10,256,410.29	$	10,256,410.29	$	10,256,410.29
Overcollateralization	$	25,641,029.26	$	25,641,025.73	$	25,641,025.73
Notes							Ratio
Class A-1 Notes	$	195,000,000.00	$	79,425,663.66	$	41,854,669.92	4.9	%
Class A-2 Notes	$	360,000,000.00	$	360,000,000.00	$	360,000,000.00	42.5	%
Class A-3 Notes	$	350,000,000.00	$	350,000,000.00	$	350,000,000.00	41.3	%
Class A-4 Notes	$	95,000,000.00	$	95,000,000.00	$	95,000,000.00	11.2	%
	$	1,000,000,000.00	$	884,425,663.66	$	846,854,669.92	100.0	%

Reconciliation of Collection Account
Available Funds:
Available Interest:
Interest Collected on Receivables	$	2,600,016.64
Servicer Advances		56,792.89
Servicer Advance Reimbursement		42,719.59
Administrative Purchase Payment		0.00
Warranty Purchase Payment		76.46
Recoveries		0.00
Investment Earnings from Reserve Account		168.14
Investment Earnings from Collection Account		0.00
Total Available Interest	$	2,614,334.54
Available Principal:
Principal Collection on Receivables
Receipts of Scheduled Principal	$	23,736,610.14
Receipts of Pre-Paid Principal		15,186,003.52
Liquidation Proceeds		0.00
Administrative Purchase Payment		0.00
Warranty Purchase Payment		113,976.23
Total Available Principal	$	39,036,589.89
Advances from the Reserve Account	$	0.00
Release from the Reserve Fund Account	$	0.00
Total Available Funds	$	41,650,924.43
Distributions:
Servicing Fees	$	778,613.15
Non-recoverable Servicer Advance Reimbursement		1,157.71
Noteholder's Accrued and Unpaid Interest		320,043.98
First Priority Principal Distribution Amount to Noteholders		11,929,968.01
Reserve Account Deposit to achieve the Specified Reserve Account Balance		0.00
Regular Principal Distributable Amount to Noteholders		25,641,025.73
Amounts paid to Indenture Trustee, Owner Trustee and Asset		0.00
Representations Reviewer (subject to annual cap)
Amounts paid to Indenture Trustee, Owner Trustee and Asset		0.00
Representations Reviewer (not subject to annual cap)
Certificate Distribution Account (any remaining payments)		2,980,115.85
Total Distributions	$	41,650,924.43

Monthly Period Receivables Principal Balance Calculation
Beginning Receivable Principal Balance	$	934,335,785.33
Monthly Principal Received
Regular Principal Received	$	23,736,610.14
Prepaid Principal Received		15,186,003.52
Liquidation Proceeds		0.00
Principal Balance Allocable to Gross Charge-offs		0.00
Principal Portion of Repurchased Receivables		113,976.23
Total Monthly Principal Amounts	$	39,036,589.89
Ending Receivable Principal Balance	$	895,299,195.44

Payments to Indenture Trustee, Owner Trustee and Asset Representations Reviewer
Indenture Trustee
Amount due and payable to Indenture Trustee before giving effect to payments on current Payment Date:	-
Amount due and payable to Indenture Trustee after giving effect to payments on current Payment Date:	0.00
Owner Trustee
Amount due and payable to Owner Trustee before giving effect to payments on current Payment Date:	-
Amount due and payable to Owner Trustee after giving effect to payments on current Payment Date:	0.00
Asset Representations Reviewer Trustee
Amount due and payable to Asset Representations Reviewer before giving effect to payments on current Payment Date:	-
Amount due and payable to Asset Representations Reviewer after giving effect to payments on current Payment Date:	0.00

Distributions
Interest Distributable Amount					Interest Rate			Current Payment		Per $1,000
Class A-1 Notes						0.20412	%	$	13,960.65		0.07
Class A-2 Notes						0.39000	%	$	117,000.00		0.33
Class A-3 Notes						0.48000	%	$	140,000.00		0.40
Class A-4 Notes						0.62000	%	$	49,083.33		0.52
								$	320,043.98
Monthly Principal Distributable Amount	Beginning Balance		Current Payment		Ending Balance			Per $1,000		Note Factor
Class A-1 Notes	$	79,425,663.66	$	37,570,993.74	$	41,854,669.92			192.67		0.21
Class A-2 Notes	$	360,000,000.00		-	$	360,000,000.00			0.00		1.00
Class A-3 Notes	$	350,000,000.00		-	$	350,000,000.00			0.00		1.00
Class A-4 Notes	$	95,000,000.00		-	$	95,000,000.00			0.00		1.00
		884,425,663.66		37,570,993.74		846,854,669.92

Carryover Shortfalls
	Prior Period Carryover		Current Payment		Per $1,000
Class A-1 Interest Carryover Shortfall		-		-		-
Class A-2 Interest Carryover Shortfall		-		-		-
Class A-3 Interest Carryover Shortfall		-		-		-
Class A-4 Interest Carryover Shortfall		-		-		-

Yield Supplement Overcollateralization Amount
Previous Distribution Date Required Amount	24,269,095.94
Beginning Period Amount	24,269,095.94
Current Distribution Date Required Amount	22,803,499.79
Current Period Release	1,465,596.15
Ending Period Amount	22,803,499.79

Reserve Account
Beginning Period Required Amount	$	10,256,410.29
Beginning Period Amount		10,256,410.29
Net Investment Earnings		168.14
Current Period Deposit Amount Due		0.00
Reserve Fund Draw Amount		0.00
Ending Period Required Amount		10,256,410.29
Release to Depositor		168.14
Ending Period Amount	$	10,256,410.29

Overcollateralization
Beginning Period Overcollateralization Amount	$	25,641,025.73
Target Overcollateralization Amount	$	25,641,025.73
Ending Period Over Collateralization Amount	$	25,641,025.73
Current Period Release	$	0.00

Receivables Data
		Beginning Period			Ending Period
Number of Receivables			34,967			34,194
Weighted Average Remaining Term			48.69			47.82
Weighted Average Annual Percentage Rate			3.35	%		3.36	%
Delinquencies as of the end of the Current Period
	Units	Dollar Amount			% of Ending Rec Prin Bal
30-59 Days	46	$	1,403,983.94			0.16	%
60-89 Days	9		308,985.43			0.03	%
90-119 Days	2		89,143.59			0.01	%
120+ Days	4		112,745.43			0.01	%
Total 30+ Days Past Due as of the end of the current period	61	$	1,914,858.39			0.21	%
Total 60+ Days Past Due as of the end of the current period	15	$	510,874.45			0.06	%
Delinquencies as of the end of prior periods
Total 30+ Days Past Due as of the end of the prior period						0.14	%
Total 30+ Days Past Due as of the end of the 2nd preceding period						0.13	%
Total 30+ Days Past Due as of the end of the 3rd preceding period						0.00	%
Repossessions		Units			Dollar Amount
Beginning Period Repossessed Receivables Balance			2			58,588.14
Ending Period Repossessed Receivables Balance			5			147,764.79
Principal Balance of 90+ Day Repossessed Vehicles			0			0.00
Write-offs as of the end of the Current Period			Units		Dollar Amount
Gross Principal Write-offs			0			0.00
Recoveries			0			0.00
Net Write-Offs						-
Cumulative Net Write-offs			1		$	6,077.35
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *						0.00	%
Charge Off Rate **						0.00	%
Avg of Net Write-offs ***					$	6,077.35

Historical Loss Information
Write-offs as of the end of the Prior Period	Units	Dollar Amount
Gross Principal Write-offs	1		6,077.35
Recoveries	0		0.00
Net Write-Offs			6,077.35
Cumulative Net Write-offs	1	$	6,077.35
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *			0.00	%
Charge Off Rate **			0.00	%
Avg of Net Write-offs ***		$	6,077.35
Write-offs as of the end of the 2nd Preceding Period	Units	Dollar Amount
Gross Principal Write-offs	0		0.00
Recoveries	0		0.00
Net Write-Offs			0.00
Cumulative Net Write-offs	0		-
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *			0.00	%
Charge Off Rate **			0.00	%
Avg of Net Write-offs ***			-
Write-offs as of the end of the 3rd Preceding Period	Units	Dollar Amount
Gross Principal Write-offs	0		0.00
Recoveries	0		0.00
Net Write-Offs			0.00
Cumulative Net Write-offs	0		-
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *			0.00	%
Charge Off Rate **			0.00	%
Avg of Net Write-offs ***			-

*Ratio of Cumulative Net Write-offs to Avg Portfolio Balance is calculated by dividing the Cumulative Net Write-offs for the period by the Avg Portfolio Balance for the period.

Avg Portfolio Balance for a period is equal to the average of the Beginning Receivable Principal Balance and the Ending Receivable Principal Balance for such period.

**Charge Off Rate is calculated by dividing Cumulative Net Write-offs by initial Pool Balance as of the Cut-off Date.

*** Average of Net Write-offs is calculated by dividing Cumulative Net Write-offs by the aggregate number of Receivables that have experienced a net write-off.