The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 428 3,309 SH   SOLE NONE 3,309 0 0
A T & T INC COM 00206R102 258 12,342 SH   SOLE NONE 12,342 0 0
ABBOTT LABORATORIES COM 002824100 368 3,391 SH   SOLE NONE 3,391 0 0
ABBVIE INC COM 00287Y109 591 3,864 SH   SOLE NONE 3,864 0 0
ACCENTURE PLC F SHS CLASS A G1151C101 1,600 5,763 SH   SOLE NONE 5,763 0 0
ADOBE INC COM 00724F101 335 916 SH   SOLE NONE 916 0 0
ADVANCED MICRO DEVIC COM 007903107 606 7,927 SH   SOLE NONE 7,927 0 0
ALPHABET INC. CAP STK CL C 02079K107 5,967 2,728 SH   SOLE NONE 2,728 0 0
ALPHABET INC. CLASS A CAP STK CL A 02079K305 4,214 1,934 SH   SOLE NONE 1,934 0 0
AMAZON.COM INC COM 023135106 1,911 17,999 SH   SOLE NONE 17,999 0 0
AMERICAN EXPRESS CO COM 025816109 229 1,656 SH   SOLE NONE 1,656 0 0
AMERICAN INTL GROUP COM NEW 026874784 521 10,193 SH   SOLE NONE 10,193 0 0
AMGEN INC. COM 031162100 13,922 57,222 SH   SOLE NONE 57,222 0 0
APPLE INC COM 037833100 22,423 164,013 SH   SOLE NONE 164,013 0 0
ASE TECHNOLOGY HOLDING F SPONSORED ADS 00215W100 108 21,029 SH   SOLE NONE 21,029 0 0
ASML HOLDING N V F N Y REGISTRY SHS N07059210 215 452 SH   SOLE NONE 452 0 0
ASTRAZENECA PLC IAM CO F SPONSORED ADR 046353108 250 3,796 SH   SOLE NONE 3,796 0 0
AUTO DATA PROCESSING COM 053015103 1,373 6,540 SH   SOLE NONE 6,540 0 0
AVIDITY BIOSCIENCES INC COM 05370A108 3,134 215,750 SH   SOLE NONE 215,750 0 0
BAKER HUGHES CO. CL A 05722G100 660 22,862 SH   SOLE NONE 22,862 0 0
BANCO BRADESCO SA F SP ADR PFD NEW 059460303 50 15,471 SH   SOLE NONE 15,471 0 0
BANK OF AMERICA CORP COM 060505104 2,063 66,286 SH   SOLE NONE 66,286 0 0
BAXTER INTERNTNL COM 071813109 406 6,333 SH   SOLE NONE 6,333 0 0
BERKSHIRE HATHAWAY CL B NEW 084670702 2,453 8,986 SH   SOLE NONE 8,986 0 0
BLACKROCK INC COM 09247X101 502 825 SH   SOLE NONE 825 0 0
BLACKROCK SHORT MATURITY BLACKROCK ST MAT 46431W507 10,186 206,800 SH   SOLE NONE 206,800 0 0
BLOCK INC CL A 852234103 303 4,942 SH   SOLE NONE 4,942 0 0
BRISTOL-MYERS SQUIBB COM 110122108 1,682 21,850 SH   SOLE NONE 21,850 0 0
BROADCOM INC COM 11135F101 336 692 SH   SOLE NONE 692 0 0
BROOKDALE SENIOR LIV COM 112463104 454 100,000 SH   SOLE NONE 100,000 0 0
CAPITAL ONE FC COM 14040H105 611 5,872 SH   SOLE NONE 5,872 0 0
CATERPILLAR INC COM 149123101 382 2,141 SH   SOLE NONE 2,141 0 0
CDW CORP COM 12514G108 311 1,980 SH   SOLE NONE 1,980 0 0
CHARLES SCHWAB CORP COM 808513105 223 3,534 SH   SOLE NONE 3,534 0 0
CHARTER COMMUNICATN CL A 16119P108 314 672 SH   SOLE NONE 672 0 0
CHUBB LTD F COM H1467J104 2,135 10,862 SH   SOLE NONE 10,862 0 0
CISCO SYSTEMS INC COM 17275R102 370 8,682 SH   SOLE NONE 8,682 0 0
CME GROUP INC COM 12572Q105 201 986 SH   SOLE NONE 986 0 0
COLGATE-PALMOLIVE CO COM 194162103 576 7,194 SH   SOLE NONE 7,194 0 0
COMCAST CORP CL A 20030N101 253 6,467 SH   SOLE NONE 6,467 0 0
CORNING INC COM 219350105 341 10,836 SH   SOLE NONE 10,836 0 0
COSTCO WHOLESALE CO COM 22160K105 609 1,272 SH   SOLE NONE 1,272 0 0
CVS HEALTH CORP COM 126650100 332 3,583 SH   SOLE NONE 3,583 0 0
DANAHER CORP COM 235851102 4,068 16,048 SH   SOLE NONE 16,048 0 0
DEERE & CO COM 244199105 304 1,016 SH   SOLE NONE 1,016 0 0
DEVON ENERGY CORP COM 25179M103 218 3,958 SH   SOLE NONE 3,958 0 0
DIAGEO PLC F SPON ADR NEW 25243Q205 388 2,234 SH   SOLE NONE 2,234 0 0
EDWARDS LIFESCIENCES COM 28176E108 202 2,128 SH   SOLE NONE 2,128 0 0
ELEVANCE HEALTH INC COM 036752103 711 1,475 SH   SOLE NONE 1,475 0 0
ENBRIDGE INC F COM 29250N105 443 10,502 SH   SOLE NONE 10,502 0 0
ENERGOUS CORP COM 29272C103 19 19,100 SH   SOLE NONE 19,100 0 0
ENERGY TRANSFER PARTN LP COM UT LTD PTN 29273V100 210 21,081 SH   SOLE NONE 21,081 0 0
ENTERPRISE PRODS PART LP COM 293792107 851 34,939 SH   SOLE NONE 34,939 0 0
EOG RESOURCES INC COM 26875P101 356 3,228 SH   SOLE NONE 3,228 0 0
ESSENTIAL UTILS INC COM 29670G102 468 10,223 SH   SOLE NONE 10,223 0 0
FIDELITY NASDAQ NASDAQ COMPSIT 315912808 539 12,500 SH   SOLE NONE 12,500 0 0
FIRST MAJESTIC SILVER F COM 32076V103 659 91,819 SH   SOLE NONE 91,819 0 0
FLEXSHARES UPSTREAM MORNSTAR UPSTR 33939L407 12,497 315,047 SH   SOLE NONE 315,047 0 0
FREEPORT-MCMORAN INC CL B 35671D857 4,541 155,216 SH   SOLE NONE 155,216 0 0
FULGENT GENETICS INC COM 359664109 283 5,197 SH   SOLE NONE 5,197 0 0
GENERAL DYNAMICS CO COM 369550108 394 1,783 SH   SOLE NONE 1,783 0 0
GENERAL MILLS INC COM 370334104 739 9,797 SH   SOLE NONE 9,797 0 0
GENERAL MOTORS CO COM 37045V100 255 8,034 SH   SOLE NONE 8,034 0 0
GLOBAL X MLP & ENERGY GLB X MLP ENRG I 37954Y293 650 17,064 SH   SOLE NONE 17,064 0 0
GSK PLC ADR F SPONSORED ADR 37733W105 579 13,318 SH   SOLE NONE 13,318 0 0
HERSHEY CO COM 427866108 1,028 4,782 SH   SOLE NONE 4,782 0 0
HILTON WORLDWIDE HLD COM 43300A203 373 3,355 SH   SOLE NONE 3,355 0 0
HOME DEPOT INC COM 437076102 619 2,258 SH   SOLE NONE 2,258 0 0
IBM CORP COM 459200101 3,736 26,461 SH   SOLE NONE 26,461 0 0
ING GROEP ADR REP 1 OR F SPONSORED ADR 456837103 599 60,429 SH   SOLE NONE 60,429 0 0
INTEL CORP COM 458140100 411 10,987 SH   SOLE NONE 10,987 0 0
INTERPUBLIC GRP COS COM 460690100 356 12,937 SH   SOLE NONE 12,937 0 0
INTUIT INC COM 461202103 288 749 SH   SOLE NONE 749 0 0
INVESCO SENIOR LOAN ETF SR LN ETF 46138G508 202 10,000 SH   SOLE NONE 10,000 0 0
INVSC QQQ TRUST SRS 1 UNIT SER 1 46090E103 654 2,334 SH   SOLE NONE 2,334 0 0
ISHARES CORE MSCI CORE MSCI EMKT 46434G103 15,874 323,576 SH   SOLE NONE 323,576 0 0
ISHARES CORE MSCI EAFE CORE MSCI EAFE 46432F842 29,522 501,655 SH   SOLE NONE 501,655 0 0
ISHARES CORE S&P 500 CORE S&P500 ETF 464287200 498 1,314 SH   SOLE NONE 1,314 0 0
ISHARES CORE US CORE US AGGBD ET 464287226 762 7,500 SH   SOLE NONE 7,500 0 0
ISHARES CURRENCY HEDG HDG MSCI EAFE 46434V803 3,115 97,905 SH   SOLE NONE 97,905 0 0
ISHARES ESG AWARE MSCI ESG AW MSCI EAFE 46435G516 419 6,691 SH   SOLE NONE 6,691 0 0
ISHARES ESG AWARE MSCI USA ETF IV ESG AWR MSCI USA 46435G425 312 3,719 SH   SOLE NONE 3,719 0 0
ISHARES ESG MSCI EM ETF ESG AWR MSCI EM 46434G863 398 12,331 SH   SOLE NONE 12,331 0 0
ISHARES ESG MSCI USA SMALL-CAP ETF ESG AWARE MSCI 46435U663 431 13,711 SH   SOLE NONE 13,711 0 0
ISHARES GLOBAL GLB INFRASTR ETF 464288372 5,601 119,828 SH   SOLE NONE 119,828 0 0
ISHARES GLOBAL CONSUMER GLB CNSM STP ETF 464288737 972 16,813 SH   SOLE NONE 16,813 0 0
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 5,053 112,303 SH   SOLE NONE 112,303 0 0
ISHARES MSCI ACWI LW MSCI LW CRB TG 46434V464 356 2,604 SH   SOLE NONE 2,604 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 4,378 70,060 SH   SOLE NONE 70,060 0 0
ISHARES NATIONAL MUNI NATIONAL MUN ETF 464288414 347 3,268 SH   SOLE NONE 3,268 0 0
ISHARES RUSSELL 1000 RUS 1000 VAL ETF 464287598 584 4,032 SH   SOLE NONE 4,032 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 4,321 19,762 SH   SOLE NONE 19,762 0 0
ISHARES RUSSELL 2000 RUSSELL 2000 ETF 464287655 3,100 18,309 SH   SOLE NONE 18,309 0 0
ISHARES RUSSELL MID CAP RUS MID CAP ETF 464287499 1,778 27,500 SH   SOLE NONE 27,500 0 0
ISHARES S&P 100 ETF S&P 100 ETF 464287101 1,103 6,399 SH   SOLE NONE 6,399 0 0
ISHARES S&P 500 GROWTH S&P 500 GRWT ETF 464287309 324 5,378 SH   SOLE NONE 5,378 0 0
ISHARES S&P 500 VALUE S&P 500 VAL ETF 464287408 576 4,192 SH   SOLE NONE 4,192 0 0
ISHARES S&P MID CAP 400 S&P MC 400GR ETF 464287606 351 5,512 SH   SOLE NONE 5,512 0 0
ISHARES TOTAL US STOCK CORE S&P TTL STK 464287150 1,541 18,398 SH   SOLE NONE 18,398 0 0
ISHARES US FINANCIAL SER U.S. FIN SVC ETF 464287770 286 1,930 SH   SOLE NONE 1,930 0 0
JANUS HENDERSON AAA CLO HENDRSON AAA CL 47103U845 8,296 169,178 SH   SOLE NONE 169,178 0 0
JOHNSON & JOHNSON COM 478160104 1,233 6,947 SH   SOLE NONE 6,947 0 0
JPMORGAN CHASE & CO COM 46625H100 507 4,507 SH   SOLE NONE 4,507 0 0
KEURIG DR PEPPER INC COM 49271V100 224 6,345 SH   SOLE NONE 6,345 0 0
KURA ONCOLOGY COM 50127T109 1,039 56,724 SH   SOLE NONE 56,724 0 0
LILLY ELI & CO COM 532457108 705 2,177 SH   SOLE NONE 2,177 0 0
LINDE PLC F SHS G5494J103 485 1,688 SH   SOLE NONE 1,688 0 0
LIPOCINE INC COM 53630X104 116 145,045 SH   SOLE NONE 145,045 0 0
LLOYDS BANKING GROUP F SPONSORED ADR 539439109 48 23,888 SH   SOLE NONE 23,888 0 0
MARSH & MC LENNAN CO COM 571748102 375 2,417 SH   SOLE NONE 2,417 0 0
MASTERCARD INC CL A 57636Q104 2,520 7,990 SH   SOLE NONE 7,990 0 0
MCDONALDS CORP COM 580135101 797 3,231 SH   SOLE NONE 3,231 0 0
MCKESSON CORP COM 58155Q103 977 2,997 SH   SOLE NONE 2,997 0 0
MEDTRONIC PLC F SHS G5960L103 964 10,748 SH   SOLE NONE 10,748 0 0
MERCK & CO. INC. COM 58933Y105 402 4,409 SH   SOLE NONE 4,409 0 0
META PLATFORMS INC CL A 30303M102 891 5,530 SH   SOLE NONE 5,530 0 0
METLIFE INC COM 59156R108 287 4,582 SH   SOLE NONE 4,582 0 0
MICROSOFT CORP COM 594918104 18,963 73,837 SH   SOLE NONE 73,837 0 0
MONDELEZ INTL CL A 609207105 267 4,310 SH   SOLE NONE 4,310 0 0
MOODYS CORP COM 615369105 217 800 SH   SOLE NONE 800 0 0
MORGAN STANLEY COM NEW 617446448 318 4,193 SH   SOLE NONE 4,193 0 0
NETEASE INC F SPONSORED ADS 64110W102 494 5,297 SH   SOLE NONE 5,297 0 0
NEXTERA ENERGY INC COM 65339F101 296 3,830 SH   SOLE NONE 3,830 0 0
NIKE INC CL B 654106103 254 2,494 SH   SOLE NONE 2,494 0 0
NOMURA HOLDINGS F SPONSORED ADR 65535H208 45 12,837 SH   SOLE NONE 12,837 0 0
NORTHERN TRUST CORP COM 665859104 1,692 17,546 SH   SOLE NONE 17,546 0 0
NOVO-NORDISK A S F ADR 670100205 271 2,434 SH   SOLE NONE 2,434 0 0
NUVEEN ESG US AGGREGATE NUVEEN ESG US 67092P870 246 10,771 SH   SOLE NONE 10,771 0 0
NVIDIA CORP COM 67066G104 1,205 7,953 SH   SOLE NONE 7,953 0 0
OMEGA HLTHCARE INVTS COM 681936100 405 14,373 SH   SOLE NONE 14,373 0 0
ORACLE CORP COM 68389X105 2,007 28,736 SH   SOLE NONE 28,736 0 0
PENN NTNL GAMING COM 707569109 396 13,028 SH   SOLE NONE 13,028 0 0
PEPSICO INC COM 713448108 470 2,825 SH   SOLE NONE 2,825 0 0
PFIZER INC COM 717081103 277 5,301 SH   SOLE NONE 5,301 0 0
PROCTER & GAMBLE COM 742718109 1,187 8,259 SH   SOLE NONE 8,259 0 0
PROSHARES DJ BRKFLD GLBL DJ BRKFLD GLB 74347B508 7,640 166,088 SH   SOLE NONE 166,088 0 0
PROSHARES S&P 500 DIV S&P 500 DV ARIST 74348A467 862 10,109 SH   SOLE NONE 10,109 0 0
QUALCOMM INC COM 747525103 358 2,807 SH   SOLE NONE 2,807 0 0
ROPER TECHNOLOGIES COM 776696106 288 731 SH   SOLE NONE 731 0 0
ROYAL GOLD INC COM 780287108 1,065 9,975 SH   SOLE NONE 9,975 0 0
S&P GLOBAL INC COM 78409V104 276 819 SH   SOLE NONE 819 0 0
SALESFORCE INC COM 79466L302 2,304 13,965 SH   SOLE NONE 13,965 0 0
SANOFI S A F SPONSORED ADR 80105N105 448 8,974 SH   SOLE NONE 8,974 0 0
SCHWAB US TIPS ETF US TIPS ETF 808524870 572 10,258 SH   SOLE NONE 10,258 0 0
SELECT SECTOR HEALTH SBI HEALTHCARE 81369Y209 1,282 10,000 SH   SOLE NONE 10,000 0 0
SELECT STR FINANCIAL FINANCIAL 81369Y605 962 30,605 SH   SOLE NONE 30,605 0 0
SHERWIN WILLIAMS CO COM 824348106 209 937 SH   SOLE NONE 937 0 0
SIMON PPTY GROUP COM 828806109 1,045 11,013 SH   SOLE NONE 11,013 0 0
SPDR GOLD SHARES ETF GOLD SHS 78463V107 726 4,313 SH   SOLE NONE 4,313 0 0
SPDR NUVEN BLM SHT TM NUVEEN BLMBRG SH 78468R739 4,840 102,420 SH   SOLE NONE 102,420 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 6,741 17,871 SH   SOLE NONE 17,871 0 0
SPDR S&P NRTH AMRCN NTRL S&P NORTH AMER 78463X152 1,230 25,000 SH   SOLE NONE 25,000 0 0
STARBUCKS CORP COM 855244109 1,996 26,137 SH   SOLE NONE 26,137 0 0
TAIWAN SEMICONDUCTR F SPONSORED ADS 874039100 277 3,393 SH   SOLE NONE 3,393 0 0
TE CONNECTIVITY LTD F SHS H84989104 298 2,641 SH   SOLE NONE 2,641 0 0
TELEFONICA S A F SPONSORED ADR 879382208 323 63,102 SH   SOLE NONE 63,102 0 0
TESLA INC COM 88160R101 481 715 SH   SOLE NONE 715 0 0
TEXAS INSTRUMENTS COM 882508104 363 2,363 SH   SOLE NONE 2,363 0 0
TEXTRON INC COM 883203101 1,049 17,178 SH   SOLE NONE 17,178 0 0
THE COCA-COLA CO COM 191216100 1,557 24,752 SH   SOLE NONE 24,752 0 0
THERMO FISHER SCNTFC COM 883556102 758 1,397 SH   SOLE NONE 1,397 0 0
THOR INDUSTRIES INC COM 885160101 225 3,016 SH   SOLE NONE 3,016 0 0
UBER TECHNOLOGIES INC COM 90353T100 690 33,756 SH   SOLE NONE 33,756 0 0
UNION PACIFIC CORP COM 907818108 320 1,503 SH   SOLE NONE 1,503 0 0
UNITEDHEALTH GRP INC COM 91324P102 924 1,799 SH   SOLE NONE 1,799 0 0
VANECK HIGH YIELD MUNI HIGH YLD MUNIETF 92189H409 3,910 72,622 SH   SOLE NONE 72,622 0 0
VANGUARD FTSE EMERGING FTSE EMR MKT ETF 922042858 583 14,009 SH   SOLE NONE 14,009 0 0
VANGUARD FTSE EUROPE FTSE EUROPE ETF 922042874 594 11,257 SH   SOLE NONE 11,257 0 0
VANGUARD MEGA CAP GROWTH MEGA GRWTH IND 921910816 476 2,625 SH   SOLE NONE 2,625 0 0
VANGUARD RUSSELL 1000 VNG RUS1000IDX 92206C730 3,178 18,499 SH   SOLE NONE 18,499 0 0
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 25,478 452,715 SH   SOLE NONE 452,715 0 0
VANGUARD RUSSELL 1000 VALUE ETF VNG RUS1000VAL 92206C714 26,837 422,303 SH   SOLE NONE 422,303 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 5,405 15,583 SH   SOLE NONE 15,583 0 0
VANGUARD SMALL CAP SML CP GRW ETF 922908595 4,567 23,184 SH   SOLE NONE 23,184 0 0
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 736 4,180 SH   SOLE NONE 4,180 0 0
VANGUARD SMALL CAP VALUE SM CP VAL ETF 922908611 7,347 49,041 SH   SOLE NONE 49,041 0 0
VERIZON COMMUNICATN COM 92343V104 242 4,785 SH   SOLE NONE 4,785 0 0
VERTEX PHARMACEUTICA COM 92532F100 657 2,332 SH   SOLE NONE 2,332 0 0
VISA INC COM CL A 92826C839 2,185 11,101 SH   SOLE NONE 11,101 0 0
WALGREENS BOOTS ALLI COM 931427108 386 10,187 SH   SOLE NONE 10,187 0 0
WALMART INC COM 931142103 2,323 19,107 SH   SOLE NONE 19,107 0 0
WALT DISNEY CO COM 254687106 358 3,802 SH   SOLE NONE 3,802 0 0
WASTE MANAGEMENT INC COM 94106L109 1,638 10,712 SH   SOLE NONE 10,712 0 0
WHEATON PRECIOUS METAL F COM 962879102 600 16,656 SH   SOLE NONE 16,656 0 0
WHEELS UP EXPERIENCE I F COM CL A 96328L106 39 20,000 SH   SOLE NONE 20,000 0 0
WIPRO LTD F SPON ADR 1 SH 97651M109 90 16,954 SH   SOLE NONE 16,954 0 0
WW GRAINGER INC COM 384802104 230 508 SH   SOLE NONE 508 0 0
XTRACKRS SHRT DUR HGH XTRACKERS SHRT 233051283 258 6,110 SH   SOLE NONE 6,110 0 0
XTRCKR MSCI AL WRLD EX XTRACK MSCI ALL 233051820 3,515 119,753 SH   SOLE NONE 119,753 0 0
YUM BRANDS INC COM 988498101 256 2,257 SH   SOLE NONE 2,257 0 0
ZUORA INC COM CL A 98983V106 13,178 1,472,439 SH   SOLE NONE 1,472,439 0 0