The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   228,687 2,156 SH   SOLE   2,156 0 0
ABBOTT LABS COM 002824100   943,605 8,302 SH   SOLE   8,302 0 0
ABBVIE INC COM 00287Y109   1,696,444 9,316 SH   SOLE   9,316 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,381,557 6,871 SH   SOLE   6,871 0 0
ADOBE INC COM 00724F101   974,052 1,930 SH   SOLE   1,930 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,934,076 10,716 SH   SOLE   10,716 0 0
AFLAC INC COM 001055102   286,858 3,341 SH   SOLE   3,341 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   210,324 1,445 SH   SOLE   1,445 0 0
AIR PRODS & CHEMS INC COM 009158106   338,693 1,398 SH   SOLE   1,398 0 0
AIRBNB INC COM CL A 009066101   303,196 1,838 SH   SOLE   1,838 0 0
ALLSTATE CORP COM 020002101   202,768 1,172 SH   SOLE   1,172 0 0
ALPHABET INC CAP STK CL A 02079K305   3,733,706 24,738 SH   SOLE   24,738 0 0
ALPHABET INC CAP STK CL C 02079K107   3,215,731 21,120 SH   SOLE   21,120 0 0
AMAZON COM INC COM 023135106   6,318,531 35,029 SH   SOLE   35,029 0 0
AMERICAN ELEC PWR CO INC COM 025537101   205,693 2,389 SH   SOLE   2,389 0 0
AMERICAN EXPRESS CO COM 025816109   743,863 3,267 SH   SOLE   3,267 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   247,330 3,164 SH   SOLE   3,164 0 0
AMERIPRISE FINL INC COM 03076C106   303,839 693 SH   SOLE   693 0 0
AMGEN INC COM 031162100   58,748,189 206,627 SH   SOLE   206,627 0 0
AMPHENOL CORP NEW CL A 032095101   284,915 2,470 SH   SOLE   2,470 0 0
ANALOG DEVICES INC COM 032654105   392,415 1,984 SH   SOLE   1,984 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   451,474 7,428 SH   SOLE   7,428 0 0
AON PLC SHS CL A G0403H108   220,255 660 SH   SOLE   660 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   232,322 2,066 SH   SOLE   2,066 0 0
APPLE INC COM 037833100   13,839,165 80,704 SH   SOLE   80,704 0 0
APPLIED MATLS INC COM 038222105   1,525,483 7,397 SH   SOLE   7,397 0 0
ARISTA NETWORKS INC COM 040413106   359,853 1,241 SH   SOLE   1,241 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   215,426 19,602 SH   SOLE   19,602 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,670,179 1,721 SH   SOLE   1,721 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   788,746 11,642 SH   SOLE   11,642 0 0
AT&T INC COM 00206R102   395,102 22,449 SH   SOLE   22,449 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,001,416 8,014 SH   SOLE   8,014 0 0
AUTOZONE INC COM 053332102   258,435 82 SH   SOLE   82 0 0
AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104   382,423 22,642 SH   SOLE   22,642 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   386,813 32,670 SH   SOLE   32,670 0 0
BANCO SANTANDER S.A. ADR 05964H105   324,275 66,999 SH   SOLE   66,999 0 0
BANK AMERICA CORP COM 060505104   1,468,035 38,714 SH   SOLE   38,714 0 0
BANK NEW YORK MELLON CORP COM 064058100   299,912 5,205 SH   SOLE   5,205 0 0
BARCLAYS PLC ADR 06738E204   198,299 20,984 SH   SOLE   20,984 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   3,806,640 6 SH   SOLE   6 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,947,835 14,144 SH   SOLE   14,144 0 0
BHP GROUP LTD SPONSORED ADS 088606108   585,957 10,157 SH   SOLE   10,157 0 0
BLACKROCK INC COM 09247X101   685,301 822 SH   SOLE   822 0 0
BLOCK INC CL A 852234103   408,606 4,831 SH   SOLE   4,831 0 0
BOEING CO COM 097023105   304,152 1,576 SH   SOLE   1,576 0 0
BOOKING HOLDINGS INC COM 09857L108   420,834 116 SH   SOLE   116 0 0
BOSTON SCIENTIFIC CORP COM 101137107   390,598 5,703 SH   SOLE   5,703 0 0
BP PLC SPONSORED ADR 055622104   369,264 9,800 SH   SOLE   9,800 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   4,586,177 84,569 SH   SOLE   84,569 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   243,085 7,970 SH   SOLE   7,970 0 0
BROADCOM INC COM 11135F101   1,854,249 1,399 SH   SOLE   1,399 0 0
BROOKDALE SR LIVING INC COM 112463104   665,131 100,625 SH   SOLE   100,625 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   320,618 1,030 SH   SOLE   1,030 0 0
CAPITAL ONE FINL CORP COM 14040H105   257,729 1,731 SH   SOLE   1,731 0 0
CARDINAL HEALTH INC COM 14149Y108   999,043 8,928 SH   SOLE   8,928 0 0
CATERPILLAR INC COM 149123101   1,729,916 4,721 SH   SOLE   4,721 0 0
CDW CORP COM 12514G108   393,901 1,540 SH   SOLE   1,540 0 0
CHEVRON CORP NEW COM 166764100   1,042,061 6,606 SH   SOLE   6,606 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   325,558 112 SH   SOLE   112 0 0
CHUBB LIMITED COM H1467J104   281,674 1,087 SH   SOLE   1,087 0 0
CINTAS CORP COM 172908105   284,430 414 SH   SOLE   414 0 0
CISCO SYS INC COM 17275R102   1,305,845 26,164 SH   SOLE   26,164 0 0
CITIGROUP INC COM NEW 172967424   366,223 5,791 SH   SOLE   5,791 0 0
COCA COLA CO COM 191216100   1,976,665 32,309 SH   SOLE   32,309 0 0
COLGATE PALMOLIVE CO COM 194162103   831,702 9,236 SH   SOLE   9,236 0 0
COMCAST CORP NEW CL A 20030N101   656,579 15,146 SH   SOLE   15,146 0 0
CONOCOPHILLIPS COM 20825C104   726,387 5,707 SH   SOLE   5,707 0 0
CONSOLIDATED EDISON INC COM 209115104   567,563 6,250 SH   SOLE   6,250 0 0
CONSTELLATION ENERGY CORP COM 21037T109   237,717 1,286 SH   SOLE   1,286 0 0
COPA HOLDINGS SA CL A P31076105   258,629 2,483 SH   SOLE   2,483 0 0
CORNING INC COM 219350105   381,149 11,564 SH   SOLE   11,564 0 0
CORTEVA INC COM 22052L104   316,897 5,495 SH   SOLE   5,495 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,693,841 2,312 SH   SOLE   2,312 0 0
CREATIVE MED TECHNOLOGY HLDG COM NEW 22529Y408   85,444 16,400 SH   SOLE   16,400 0 0
CSX CORP COM 126408103   220,307 5,943 SH   SOLE   5,943 0 0
CUMMINS INC COM 231021106   243,086 825 SH   SOLE   825 0 0
CVS HEALTH CORP COM 126650100   829,185 10,396 SH   SOLE   10,396 0 0
D R HORTON INC COM 23331A109   250,774 1,524 SH   SOLE   1,524 0 0
DANAHER CORPORATION COM 235851102   3,398,939 13,611 SH   SOLE   13,611 0 0
DBX ETF TR XTRACK MSCI ALL 233051820   2,756,524 83,982 SH   SOLE   83,982 0 0
DBX ETF TR XTRACKERS SHRT 233051283   207,009 4,649 SH   SOLE   4,649 0 0
DBX ETF TR XTRCKR MSCI US 233051150   318,125 6,445 SH   SOLE   6,445 0 0
DEERE & CO COM 244199105   462,292 1,126 SH   SOLE   1,126 0 0
DEXCOM INC COM 252131107   245,776 1,772 SH   SOLE   1,772 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   455,739 3,064 SH   SOLE   3,064 0 0
DIAMONDBACK ENERGY INC COM 25278X109   313,703 1,583 SH   SOLE   1,583 0 0
DISCOVER FINL SVCS COM 254709108   205,680 1,569 SH   SOLE   1,569 0 0
DISNEY WALT CO COM 254687106   1,151,129 9,408 SH   SOLE   9,408 0 0
DOW INC COM 260557103   449,942 7,767 SH   SOLE   7,767 0 0
DUPONT DE NEMOURS INC COM 26614N102   286,592 3,738 SH   SOLE   3,738 0 0
EATON CORP PLC SHS G29183103   1,868,576 5,976 SH   SOLE   5,976 0 0
ECOLAB INC COM 278865100   205,039 888 SH   SOLE   888 0 0
ELEVANCE HEALTH INC COM 036752103   291,419 562 SH   SOLE   562 0 0
ELI LILLY & CO COM 532457108   3,505,488 4,506 SH   SOLE   4,506 0 0
EMERSON ELEC CO COM 291011104   390,732 3,445 SH   SOLE   3,445 0 0
ENBRIDGE INC COM 29250N105   325,620 9,000 SH   SOLE   9,000 0 0
EOG RES INC COM 26875P101   468,029 3,661 SH   SOLE   3,661 0 0
ERASCA INC COM 29479A108   57,134 27,735 SH   SOLE   27,735 0 0
EVERSOURCE ENERGY COM 30040W108   211,167 3,533 SH   SOLE   3,533 0 0
EXXON MOBIL CORP COM 30231G102   2,351,186 20,227 SH   SOLE   20,227 0 0
FASTENAL CO COM 311900104   207,198 2,686 SH   SOLE   2,686 0 0
FEDEX CORP COM 31428X106   408,533 1,410 SH   SOLE   1,410 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   10,468,715 216,968 SH   SOLE   216,968 0 0
FISERV INC COM 337738108   279,845 1,751 SH   SOLE   1,751 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   23,631,315 575,391 SH   SOLE   575,391 0 0
FREEPORT-MCMORAN INC CL B 35671D857   16,149,619 343,463 SH   SOLE   343,463 0 0
GENERAL DYNAMICS CORP COM 369550108   426,560 1,510 SH   SOLE   1,510 0 0
GENERAL ELECTRIC CO COM NEW 369604301   780,582 4,447 SH   SOLE   4,447 0 0
GENERAL MLS INC COM 370334104   1,097,409 15,684 SH   SOLE   15,684 0 0
GILEAD SCIENCES INC COM 375558103   470,485 6,423 SH   SOLE   6,423 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   826,559 16,872 SH   SOLE   16,872 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   398,059 953 SH   SOLE   953 0 0
GRAINGER W W INC COM 384802104   471,010 463 SH   SOLE   463 0 0
GSK PLC SPONSORED ADR 37733W204   714,086 16,657 SH   SOLE   16,657 0 0
HALEON PLC SPON ADS 405552100   173,238 20,405 SH   SOLE   20,405 0 0
HALLIBURTON CO COM 406216101   234,628 5,952 SH   SOLE   5,952 0 0
HCA HEALTHCARE INC COM 40412C101   281,166 843 SH   SOLE   843 0 0
HERSHEY CO COM 427866108   984,559 5,062 SH   SOLE   5,062 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   256,612 1,203 SH   SOLE   1,203 0 0
HOME DEPOT INC COM 437076102   2,627,771 6,850 SH   SOLE   6,850 0 0
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308   489,091 13,137 SH   SOLE   13,137 0 0
HONEYWELL INTL INC COM 438516106   320,806 1,563 SH   SOLE   1,563 0 0
HOWMET AEROSPACE INC COM 443201108   210,628 3,078 SH   SOLE   3,078 0 0
HP INC COM 40434L105   233,933 7,741 SH   SOLE   7,741 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406   566,705 14,398 SH   SOLE   14,398 0 0
HUNTINGTON BANCSHARES INC COM 446150104   200,810 14,395 SH   SOLE   14,395 0 0
I-80 GOLD CORP COM 44955L106   23,320 17,403 SH   SOLE   17,403 0 0
ICICI BANK LIMITED ADR 45104G104   378,746 14,341 SH   SOLE   14,341 0 0
ILLINOIS TOOL WKS INC COM 452308109   639,430 2,383 SH   SOLE   2,383 0 0
ING GROEP N.V. SPONSORED ADR 456837103   1,118,715 67,842 SH   SOLE   67,842 0 0
INTEL CORP COM 458140100   1,052,615 23,831 SH   SOLE   23,831 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   294,512 2,143 SH   SOLE   2,143 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,518,132 7,950 SH   SOLE   7,950 0 0
INTUIT COM 461202103   657,800 1,012 SH   SOLE   1,012 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   671,655 1,683 SH   SOLE   1,683 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,036,319 2,334 SH   SOLE   2,334 0 0
INVITATION HOMES INC COM 46187W107   289,118 8,119 SH   SOLE   8,119 0 0
ISHARES INC CORE MSCI EMKT 46434G103   26,623,846 515,966 SH   SOLE   515,966 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   305,201 9,469 SH   SOLE   9,469 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   617,466 7,727 SH   SOLE   7,727 0 0
ISHARES TR EAFE VALUE ETF 464288877   329,300 6,053 SH   SOLE   6,053 0 0
ISHARES TR RUS MID CAP ETF 464287499   355,028 4,222 SH   SOLE   4,222 0 0
ISHARES TR ESG AWARE MSCI 46435U663   220,098 5,466 SH   SOLE   5,466 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,146,729 18,619 SH   SOLE   18,619 0 0
ISHARES TR S&P 500 VAL ETF 464287408   601,528 3,220 SH   SOLE   3,220 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   7,116,396 21,114 SH   SOLE   21,114 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,026,750 8,931 SH   SOLE   8,931 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,752,938 7,139 SH   SOLE   7,139 0 0
ISHARES TR S&P 100 ETF 464287101   204,855 828 SH   SOLE   828 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,557,537 14,093 SH   SOLE   14,093 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,718,202 9,593 SH   SOLE   9,593 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,635,408 26,925 SH   SOLE   26,925 0 0
ISHARES TR MSCI ACWI ETF 464288257   590,958 5,366 SH   SOLE   5,366 0 0
ISHARES TR HDG MSCI EAFE 46434V803   2,788,895 79,957 SH   SOLE   79,957 0 0
ISHARES TR MSCI EAFE ETF 464287465   5,532,222 69,274 SH   SOLE   69,274 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,837,344 18,247 SH   SOLE   18,247 0 0
ISHARES TR CORE MSCI EAFE 46432F842   69,868,245 941,367 SH   SOLE   941,367 0 0
ISHARES TR MSCI ACWI EX US 464288240   5,375,359 100,681 SH   SOLE   100,681 0 0
ISHARES TR S&P MC 400GR ETF 464287606   437,909 4,799 SH   SOLE   4,799 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   781,323 9,253 SH   SOLE   9,253 0 0
JAMES HARDIE INDS PLC SPONSORED ADR 47030M106   321,252 7,940 SH   SOLE   7,940 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   231,324 4,559 SH   SOLE   4,559 0 0
JOHNSON & JOHNSON COM 478160104   2,798,797 17,693 SH   SOLE   17,693 0 0
JPMORGAN CHASE & CO COM 46625H100   3,137,499 15,664 SH   SOLE   15,664 0 0
KELLANOVA COM 487836108   376,395 6,570 SH   SOLE   6,570 0 0
KIMBERLY-CLARK CORP COM 494368103   796,667 6,159 SH   SOLE   6,159 0 0
KKR & CO INC COM 48251W104   265,934 2,644 SH   SOLE   2,644 0 0
KROGER CO COM 501044101   343,637 6,015 SH   SOLE   6,015 0 0
KURA ONCOLOGY INC COM 50127T109   1,460,572 68,475 SH   SOLE   68,475 0 0
LAM RESEARCH CORP COM 512807108   642,138 661 SH   SOLE   661 0 0
LENNAR CORP CL A 526057104   224,778 1,307 SH   SOLE   1,307 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   81,339 78,970 SH   SOLE   78,970 0 0
LINDE PLC SHS G54950103   1,181,230 2,544 SH   SOLE   2,544 0 0
LISTED FD TR ROUNDHILL BALL 53656F417   131,298 10,563 SH   SOLE   10,563 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   243,325 93,948 SH   SOLE   93,948 0 0
LOCKHEED MARTIN CORP COM 539830109   647,382 1,423 SH   SOLE   1,423 0 0
LOWES COS INC COM 548661107   889,001 3,490 SH   SOLE   3,490 0 0
LULULEMON ATHLETICA INC COM 550021109   225,014 576 SH   SOLE   576 0 0
MANNKIND CORP COM NEW 56400P706   439,401 96,998 SH   SOLE   96,998 0 0
MARATHON PETE CORP COM 56585A102   350,207 1,738 SH   SOLE   1,738 0 0
MARRIOTT INTL INC NEW CL A 571903202   677,200 2,684 SH   SOLE   2,684 0 0
MARSH & MCLENNAN COS INC COM 571748102   449,860 2,184 SH   SOLE   2,184 0 0
MASCO CORP COM 574599106   222,599 2,822 SH   SOLE   2,822 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,261,124 4,695 SH   SOLE   4,695 0 0
MCDONALDS CORP COM 580135101   1,384,938 4,912 SH   SOLE   4,912 0 0
MCKESSON CORP COM 58155Q103   2,285,370 4,257 SH   SOLE   4,257 0 0
MEDTRONIC PLC SHS G5960L103   237,920 2,730 SH   SOLE   2,730 0 0
MERCK & CO INC COM 58933Y105   1,606,767 12,177 SH   SOLE   12,177 0 0
META PLATFORMS INC CL A 30303M102   3,661,273 7,540 SH   SOLE   7,540 0 0
MICRON TECHNOLOGY INC COM 595112103   573,181 4,862 SH   SOLE   4,862 0 0
MICROSOFT CORP COM 594918104   21,983,008 52,251 SH   SOLE   52,251 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   615,703 60,186 SH   SOLE   60,186 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   270,568 67,982 SH   SOLE   67,982 0 0
MONDELEZ INTL INC CL A 609207105   768,460 10,978 SH   SOLE   10,978 0 0
MOODYS CORP COM 615369105   322,285 820 SH   SOLE   820 0 0
MORGAN STANLEY COM NEW 617446448   536,618 5,699 SH   SOLE   5,699 0 0
MORGAN STANLEY ETF TRUST CALVERT ULT SHR 61774R601   674,732 13,399 SH   SOLE   13,399 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409   433,538 6,355 SH   SOLE   6,355 0 0
NETFLIX INC COM 64110L106   1,087,121 1,790 SH   SOLE   1,790 0 0
NEXTERA ENERGY INC COM 65339F101   392,662 6,144 SH   SOLE   6,144 0 0
NIKE INC CL B 654106103   400,073 4,257 SH   SOLE   4,257 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208   475,754 74,105 SH   SOLE   74,105 0 0
NORTHROP GRUMMAN CORP COM 666807102   384,065 802 SH   SOLE   802 0 0
NOVARTIS AG SPONSORED ADR 66987V109   1,037,139 10,722 SH   SOLE   10,722 0 0
NOVO-NORDISK A S ADR 670100205   1,842,412 14,349 SH   SOLE   14,349 0 0
NUCOR CORP COM 670346105   200,869 1,015 SH   SOLE   1,015 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   218,931 9,965 SH   SOLE   9,965 0 0
NVIDIA CORPORATION COM 67066G104   8,536,514 9,448 SH   SOLE   9,448 0 0
OCCIDENTAL PETE CORP COM 674599105   311,692 4,796 SH   SOLE   4,796 0 0
OKTA INC CL A 679295105   231,210 2,210 SH   SOLE   2,210 0 0
ONEOK INC NEW COM 682680103   264,882 3,304 SH   SOLE   3,304 0 0
ORACLE CORP COM 68389X105   2,027,220 16,139 SH   SOLE   16,139 0 0
ORIX CORP SPONSORED ADR 686330101   383,496 3,480 SH   SOLE   3,480 0 0
PACCAR INC COM 693718108   295,725 2,387 SH   SOLE   2,387 0 0
PALO ALTO NETWORKS INC COM 697435105   221,337 779 SH   SOLE   779 0 0
PARKER-HANNIFIN CORP COM 701094104   201,752 363 SH   SOLE   363 0 0
PAYCHEX INC COM 704326107   247,319 2,014 SH   SOLE   2,014 0 0
PENN ENTERTAINMENT INC COM 707569109   219,576 12,058 SH   SOLE   12,058 0 0
PEPSICO INC COM 713448108   990,032 5,657 SH   SOLE   5,657 0 0
PFIZER INC COM 717081103   229,964 8,287 SH   SOLE   8,287 0 0
PHILIP MORRIS INTL INC COM 718172109   434,279 4,740 SH   SOLE   4,740 0 0
PHILLIPS 66 COM 718546104   428,114 2,621 SH   SOLE   2,621 0 0
PROCTER AND GAMBLE CO COM 742718109   2,255,854 13,904 SH   SOLE   13,904 0 0
PROGRESSIVE CORP COM 743315103   1,149,712 5,559 SH   SOLE   5,559 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508   22,868,629 497,925 SH   SOLE   497,925 0 0
PRUDENTIAL FINL INC COM 744320102   249,945 2,129 SH   SOLE   2,129 0 0
PULTE GROUP INC COM 745867101   217,357 1,802 SH   SOLE   1,802 0 0
QUALCOMM INC COM 747525103   1,086,567 6,418 SH   SOLE   6,418 0 0
REGENERON PHARMACEUTICALS COM 75886F107   226,185 235 SH   SOLE   235 0 0
RELX PLC SPONSORED ADR 759530108   509,610 11,772 SH   SOLE   11,772 0 0
REPUBLIC SVCS INC COM 760759100   205,032 1,071 SH   SOLE   1,071 0 0
RIO TINTO PLC SPONSORED ADR 767204100   309,266 4,852 SH   SOLE   4,852 0 0
ROYAL GOLD INC COM 780287108   1,167,792 9,587 SH   SOLE   9,587 0 0
RTX CORPORATION COM 75513E101   653,575 6,701 SH   SOLE   6,701 0 0
S&P GLOBAL INC COM 78409V104   1,158,926 2,724 SH   SOLE   2,724 0 0
SALESFORCE INC COM 79466L302   1,897,020 6,299 SH   SOLE   6,299 0 0
SANOFI SPONSORED ADR 80105N105   836,795 17,218 SH   SOLE   17,218 0 0
SAP SE SPON ADR 803054204   1,220,888 6,260 SH   SOLE   6,260 0 0
SCHWAB CHARLES CORP COM 808513105   971,237 13,426 SH   SOLE   13,426 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   980,825 12,165 SH   SOLE   12,165 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   554,956 8,942 SH   SOLE   8,942 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   250,753 2,656 SH   SOLE   2,656 0 0
SEMPRA COM 816851109   562,142 7,826 SH   SOLE   7,826 0 0
SERVICENOW INC COM 81762P102   331,644 435 SH   SOLE   435 0 0
SHELL PLC SPON ADS 780259305   725,172 10,817 SH   SOLE   10,817 0 0
SHERWIN WILLIAMS CO COM 824348106   379,632 1,093 SH   SOLE   1,093 0 0
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100   252,937 7,127 SH   SOLE   7,127 0 0
SM ENERGY CO COM 78454L100   250,945 5,034 SH   SOLE   5,034 0 0
SONY GROUP CORP SPONSORED ADR 835699307   624,273 7,281 SH   SOLE   7,281 0 0
SOUTHERN CO COM 842587107   238,536 3,325 SH   SOLE   3,325 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   418,444 1,052 SH   SOLE   1,052 0 0
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   1,101,970 20,190 SH   SOLE   20,190 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,559,434 24,011 SH   SOLE   24,011 0 0
SPDR SER TR S&P REGL BKG 78464A698   235,713 4,688 SH   SOLE   4,688 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,858,805 102,420 SH   SOLE   102,420 0 0
STARBUCKS CORP COM 855244109   325,512 3,562 SH   SOLE   3,562 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102   205,260 4,747 SH   SOLE   4,747 0 0
STRYKER CORPORATION COM 863667101   819,164 2,289 SH   SOLE   2,289 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   447,036 37,981 SH   SOLE   37,981 0 0
SYNOPSYS INC COM 871607107   209,169 366 SH   SOLE   366 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   612,633 4,503 SH   SOLE   4,503 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   293,162 21,106 SH   SOLE   21,106 0 0
TARGA RES CORP COM 87612G101   323,091 2,885 SH   SOLE   2,885 0 0
TARGET CORP COM 87612E106   2,332,970 13,165 SH   SOLE   13,165 0 0
TE CONNECTIVITY LTD SHS H84989104   388,809 2,677 SH   SOLE   2,677 0 0
TESLA INC COM 88160R101   1,192,685 6,785 SH   SOLE   6,785 0 0
TEXAS INSTRS INC COM 882508104   913,383 5,243 SH   SOLE   5,243 0 0
TEXTRON INC COM 883203101   659,519 6,875 SH   SOLE   6,875 0 0
THE CIGNA GROUP COM 125523100   303,990 837 SH   SOLE   837 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   968,877 1,667 SH   SOLE   1,667 0 0
TJX COS INC NEW COM 872540109   969,879 9,563 SH   SOLE   9,563 0 0
T-MOBILE US INC COM 872590104   253,644 1,554 SH   SOLE   1,554 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   543,206 7,892 SH   SOLE   7,892 0 0
TOYOTA MOTOR CORP ADS 892331307   1,307,478 5,195 SH   SOLE   5,195 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   209,840 699 SH   SOLE   699 0 0
UBER TECHNOLOGIES INC COM 90353T100   3,112,706 40,430 SH   SOLE   40,430 0 0
UNILEVER PLC SPON ADR NEW 904767704   658,242 13,115 SH   SOLE   13,115 0 0
UNION PAC CORP COM 907818108   1,008,805 4,102 SH   SOLE   4,102 0 0
UNITED RENTALS INC COM 911363109   255,273 354 SH   SOLE   354 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,847,210 3,734 SH   SOLE   3,734 0 0
US BANCORP DEL COM NEW 902973304   222,964 4,988 SH   SOLE   4,988 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   769,564 2,961 SH   SOLE   2,961 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   10,798,334 41,417 SH   SOLE   41,417 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,065,004 4,659 SH   SOLE   4,659 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,704,941 7,859 SH   SOLE   7,859 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   763,724 3,239 SH   SOLE   3,239 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   822,737 5,277 SH   SOLE   5,277 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   14,453,258 75,324 SH   SOLE   75,324 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,905,495 3,964 SH   SOLE   3,964 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   605,832 14,504 SH   SOLE   14,504 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   6,012,178 25,227 SH   SOLE   25,227 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   53,356,306 615,626 SH   SOLE   615,626 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   57,218,343 727,598 SH   SOLE   727,598 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   448,862 2,458 SH   SOLE   2,458 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,410,580 28,116 SH   SOLE   28,116 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   404,228 3,341 SH   SOLE   3,341 0 0
VERALTO CORP COM SHS 92338C103   251,706 2,839 SH   SOLE   2,839 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   681,011 16,230 SH   SOLE   16,230 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   1,126,955 2,696 SH   SOLE   2,696 0 0
VERTIV HOLDINGS CO COM CL A 92537N108   210,055 2,572 SH   SOLE   2,572 0 0
VIRTUS ETF TR II NEWFLEET ABS MBS 92790A603   616,988 25,740 SH   SOLE   25,740 0 0
VISA INC COM CL A 92826C839   3,923,028 14,057 SH   SOLE   14,057 0 0
WALMART INC COM 931142103   3,321,083 55,195 SH   SOLE   55,195 0 0
WASTE MGMT INC DEL COM 94106L109   2,593,609 12,168 SH   SOLE   12,168 0 0
WELLS FARGO CO NEW COM 949746101   717,969 12,387 SH   SOLE   12,387 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   784,997 16,656 SH   SOLE   16,656 0 0
WORKDAY INC CL A 98138H101   204,835 751 SH   SOLE   751 0 0
WPP PLC NEW ADR 92937A102   205,858 4,343 SH   SOLE   4,343 0 0
ZOETIS INC CL A 98978V103   241,801 1,429 SH   SOLE   1,429 0 0