The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   323,423 3,077 SH   SOLE   3,077 0 0
ABB LTD SPONSORED ADR 000375204   254,883 7,431 SH   SOLE   7,431 0 0
ABBOTT LABS COM 002824100   537,083 5,304 SH   SOLE   5,304 0 0
ABBVIE INC COM 00287Y109   4,251,035 26,674 SH   SOLE   26,674 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,833,757 6,416 SH   SOLE   6,416 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   485,181 1,259 SH   SOLE   1,259 0 0
ADVANCED MICRO DEVICES INC COM 007903107   862,194 8,797 SH   SOLE   8,797 0 0
AIR PRODS & CHEMS INC COM 009158106   433,974 1,511 SH   SOLE   1,511 0 0
ALCOA CORP COM 013872106   2,441,837 57,374 SH   SOLE   57,374 0 0
ALPHABET INC CAP STK CL A 02079K305   3,421,949 32,989 SH   SOLE   32,989 0 0
ALPHABET INC CAP STK CL C 02079K107   8,098,168 77,867 SH   SOLE   77,867 0 0
ALTRIA GROUP INC COM 02209S103   1,047,544 23,477 SH   SOLE   23,477 0 0
AMAZON COM INC COM 023135106   2,195,016 21,251 SH   SOLE   21,251 0 0
AMERICAN EXPRESS CO COM 025816109   2,122,907 12,870 SH   SOLE   12,870 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   522,485 10,375 SH   SOLE   10,375 0 0
AMERIPRISE FINL INC COM 03076C106   202,903 662 SH   SOLE   662 0 0
AMGEN INC COM 031162100   60,431,698 249,976 SH   SOLE   249,976 0 0
ANALOG DEVICES INC COM 032654105   358,940 1,820 SH   SOLE   1,820 0 0
AON PLC SHS CL A G0403H108   221,649 703 SH   SOLE   703 0 0
APPLE INC COM 037833100   37,475,253 227,260 SH   SOLE   227,260 0 0
APPLIED MATLS INC COM 038222105   719,784 5,860 SH   SOLE   5,860 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   411,830 605 SH   SOLE   605 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   263,966 3,803 SH   SOLE   3,803 0 0
AT&T INC COM 00206R102   446,331 23,186 SH   SOLE   23,186 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   6,111,416 27,451 SH   SOLE   27,451 0 0
AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104   207,401 22,642 SH   SOLE   22,642 0 0
AVIDITY BIOSCIENCES INC COM 05370A108   2,124,747 138,420 SH   SOLE   138,420 0 0
BAKER HUGHES COMPANY CL A 05722G100   665,800 23,070 SH   SOLE   23,070 0 0
BANK AMERICA CORP COM 060505104   2,583,724 90,340 SH   SOLE   90,340 0 0
BARRICK GOLD CORP COM 067901108   9,743,159 524,672 SH   SOLE   524,672 0 0
BCE INC COM NEW 05534B760   447,900 10,000 SH   SOLE   10,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,962,667 29,027 SH   SOLE   29,027 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,970,204 6 SH   SOLE   6 0 0
BLACKROCK INC COM 09247X101   628,973 940 SH   SOLE   940 0 0
BLOCK INC CL A 852234103   352,792 5,139 SH   SOLE   5,139 0 0
BOEING CO COM 097023105   233,885 1,101 SH   SOLE   1,101 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   7,112,662 102,621 SH   SOLE   102,621 0 0
BROADCOM INC COM 11135F101   490,778 765 SH   SOLE   765 0 0
BROOKDALE SR LIVING INC COM 112463104   355,584 120,537 SH   SOLE   120,537 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   273,957 1,304 SH   SOLE   1,304 0 0
CAMECO CORP COM 13321L108   1,046,800 40,000 SH   SOLE   40,000 0 0
CARDINAL HEALTH INC COM 14149Y108   602,717 7,983 SH   SOLE   7,983 0 0
CATERPILLAR INC COM 149123101   909,181 3,973 SH   SOLE   3,973 0 0
CDW CORP COM 12514G108   384,713 1,974 SH   SOLE   1,974 0 0
CHENIERE ENERGY INC COM NEW 16411R208   206,298 1,309 SH   SOLE   1,309 0 0
CHEVRON CORP NEW COM 166764100   703,709 4,313 SH   SOLE   4,313 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   210,120 123 SH   SOLE   123 0 0
CHUBB LIMITED COM H1467J104   2,052,288 10,569 SH   SOLE   10,569 0 0
CISCO SYS INC COM 17275R102   1,187,636 22,719 SH   SOLE   22,719 0 0
CME GROUP INC COM 12572Q105   873,523 4,561 SH   SOLE   4,561 0 0
COCA COLA CO COM 191216100   3,062,669 49,374 SH   SOLE   49,374 0 0
COLGATE PALMOLIVE CO COM 194162103   1,373,967 18,283 SH   SOLE   18,283 0 0
COMCAST CORP NEW CL A 20030N101   419,171 11,057 SH   SOLE   11,057 0 0
CONOCOPHILLIPS COM 20825C104   439,401 4,429 SH   SOLE   4,429 0 0
CONSOLIDATED EDISON INC COM 209115104   545,223 5,699 SH   SOLE   5,699 0 0
COPA HOLDINGS SA CL A P31076105   242,881 2,630 SH   SOLE   2,630 0 0
CORNING INC COM 219350105   754,604 21,389 SH   SOLE   21,389 0 0
CORTEVA INC COM 22052L104   299,319 4,963 SH   SOLE   4,963 0 0
COSTCO WHSL CORP NEW COM 22160K105   714,002 1,437 SH   SOLE   1,437 0 0
CUMMINS INC COM 231021106   225,742 945 SH   SOLE   945 0 0
CVS HEALTH CORP COM 126650100   693,832 9,337 SH   SOLE   9,337 0 0
DANAHER CORPORATION COM 235851102   5,815,319 23,073 SH   SOLE   23,073 0 0
DBX ETF TR XTRACK MSCI ALL 233051820   2,765,217 95,550 SH   SOLE   95,550 0 0
DBX ETF TR XTRACKERS SHRT 233051283   203,060 4,652 SH   SOLE   4,652 0 0
DEERE & CO COM 244199105   462,426 1,120 SH   SOLE   1,120 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   313,804 1,732 SH   SOLE   1,732 0 0
DIAMONDBACK ENERGY INC COM 25278X109   230,330 1,704 SH   SOLE   1,704 0 0
DISNEY WALT CO COM 254687106   660,858 6,600 SH   SOLE   6,600 0 0
DOLLAR TREE INC COM 256746108   1,559,958 10,867 SH   SOLE   10,867 0 0
DOW INC COM 260557103   1,491,762 27,212 SH   SOLE   27,212 0 0
DUPONT DE NEMOURS INC COM 26614N102   249,401 3,475 SH   SOLE   3,475 0 0
EATON CORP PLC SHS G29183103   1,866,235 10,892 SH   SOLE   10,892 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   236,360 2,857 SH   SOLE   2,857 0 0
ELEVANCE HEALTH INC COM 036752103   698,451 1,519 SH   SOLE   1,519 0 0
EMERSON ELEC CO COM 291011104   261,681 3,003 SH   SOLE   3,003 0 0
ENBRIDGE INC COM 29250N105   400,651 10,502 SH   SOLE   10,502 0 0
ENERGOUS CORP COM 29272C103   10,314 19,100 SH   SOLE   19,100 0 0
EOG RES INC COM 26875P101   410,949 3,585 SH   SOLE   3,585 0 0
ESSENTIAL UTILS INC COM 29670G102   366,136 8,388 SH   SOLE   8,388 0 0
EXXON MOBIL CORP COM 30231G102   1,585,355 14,457 SH   SOLE   14,457 0 0
FEDEX CORP COM 31428X106   282,642 1,237 SH   SOLE   1,237 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   17,339,726 410,020 SH   SOLE   410,020 0 0
FREEPORT-MCMORAN INC CL B 35671D857   10,925,292 267,057 SH   SOLE   267,057 0 0
GENERAL DYNAMICS CORP COM 369550108   288,686 1,265 SH   SOLE   1,265 0 0
GENERAL ELECTRIC CO COM NEW 369604301   254,583 2,663 SH   SOLE   2,663 0 0
GENERAL MLS INC COM 370334104   1,420,602 16,623 SH   SOLE   16,623 0 0
GILEAD SCIENCES INC COM 375558103   655,380 7,899 SH   SOLE   7,899 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   683,904 17,119 SH   SOLE   17,119 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   251,220 768 SH   SOLE   768 0 0
GRAINGER W W INC COM 384802104   326,496 474 SH   SOLE   474 0 0
GSK PLC SPONSORED ADR 37733W204   385,865 10,845 SH   SOLE   10,845 0 0
HALEON PLC SPON ADS 405552100   260,952 32,058 SH   SOLE   32,058 0 0
HCA HEALTHCARE INC COM 40412C101   222,546 844 SH   SOLE   844 0 0
HERSHEY CO COM 427866108   1,291,385 5,076 SH   SOLE   5,076 0 0
HOME DEPOT INC COM 437076102   1,729,108 5,859 SH   SOLE   5,859 0 0
HONEYWELL INTL INC COM 438516106   211,570 1,107 SH   SOLE   1,107 0 0
HP INC COM 40434L105   201,957 6,881 SH   SOLE   6,881 0 0
ICICI BANK LIMITED ADR 45104G104   264,118 12,239 SH   SOLE   12,239 0 0
ILLINOIS TOOL WKS INC COM 452308109   556,040 2,284 SH   SOLE   2,284 0 0
ILLUMINA INC COM 452327109   724,393 3,115 SH   SOLE   3,115 0 0
ING GROEP N.V. SPONSORED ADR 456837103   718,088 60,496 SH   SOLE   60,496 0 0
INTEL CORP COM 458140100   609,230 18,648 SH   SOLE   18,648 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   17,034,097 129,942 SH   SOLE   129,942 0 0
INTERPUBLIC GROUP COS INC COM 460690100   233,085 6,259 SH   SOLE   6,259 0 0
INTUIT COM 461202103   383,860 861 SH   SOLE   861 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   352,549 1,380 SH   SOLE   1,380 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   749,051 2,334 SH   SOLE   2,334 0 0
ISHARES INC CORE MSCI EMKT 46434G103   19,967,174 409,247 SH   SOLE   409,247 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   702,343 10,993 SH   SOLE   10,993 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,475,856 9,693 SH   SOLE   9,693 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,685,317 18,612 SH   SOLE   18,612 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,964,847 69,419 SH   SOLE   69,419 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,160,659 5,256 SH   SOLE   5,256 0 0
ISHARES TR S&P 500 VAL ETF 464287408   532,071 3,506 SH   SOLE   3,506 0 0
ISHARES TR HDG MSCI EAFE 46434V803   2,520,658 85,533 SH   SOLE   85,533 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   335,924 4,676 SH   SOLE   4,676 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,204,473 21,301 SH   SOLE   21,301 0 0
ISHARES TR MSCI ACWI ETF 464288257   489,165 5,366 SH   SOLE   5,366 0 0
ISHARES TR CORE S&P MCP ETF 464287507   823,521 3,292 SH   SOLE   3,292 0 0
ISHARES TR GLB INFRASTR ETF 464288372   6,472,652 135,695 SH   SOLE   135,695 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,275,246 18,359 SH   SOLE   18,359 0 0
ISHARES TR EAFE VALUE ETF 464288877   273,903 5,644 SH   SOLE   5,644 0 0
ISHARES TR CORE MSCI EAFE 46432F842   50,780,933 759,625 SH   SOLE   759,625 0 0
ISHARES TR RUS MID CAP ETF 464287499   345,615 4,943 SH   SOLE   4,943 0 0
ISHARES TR MSCI ACWI EX US 464288240   5,364,407 109,994 SH   SOLE   109,994 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   353,479 3,908 SH   SOLE   3,908 0 0
ISHARES TR S&P MC 400GR ETF 464287606   343,176 4,799 SH   SOLE   4,799 0 0
ISHARES TR CORE S&P SCP ETF 464287804   923,613 9,551 SH   SOLE   9,551 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   13,975,642 281,767 SH   SOLE   281,767 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   8,034,562 162,282 SH   SOLE   162,282 0 0
JOHNSON & JOHNSON COM 478160104   2,123,090 13,697 SH   SOLE   13,697 0 0
JPMORGAN CHASE & CO COM 46625H100   1,419,988 10,897 SH   SOLE   10,897 0 0
KELLOGG CO COM 487836108   408,188 6,096 SH   SOLE   6,096 0 0
KIMBERLY-CLARK CORP COM 494368103   833,104 6,207 SH   SOLE   6,207 0 0
KKR & CO INC COM 48251W104   1,392,725 26,518 SH   SOLE   26,518 0 0
KROGER CO COM 501044101   270,893 5,487 SH   SOLE   5,487 0 0
KURA ONCOLOGY INC COM 50127T109   692,817 56,649 SH   SOLE   56,649 0 0
LAM RESEARCH CORP COM 512807108   256,578 484 SH   SOLE   484 0 0
LEGGETT & PLATT INC COM 524660107   319,310 10,016 SH   SOLE   10,016 0 0
LILLY ELI & CO COM 532457108   1,751,785 5,101 SH   SOLE   5,101 0 0
LINDE PLC SHS G54950103   735,761 2,070 SH   SOLE   2,070 0 0
LIPOCINE INC NEW COM 53630X104   11,435 35,949 SH   SOLE   35,949 0 0
LISTED FD TR ROUNDHILL BALL 53656F417   99,081 10,563 SH   SOLE   10,563 0 0
LOCKHEED MARTIN CORP COM 539830109   714,768 1,512 SH   SOLE   1,512 0 0
LOWES COS INC COM 548661107   718,692 3,594 SH   SOLE   3,594 0 0
MANNKIND CORP COM NEW 56400P706   397,692 96,998 SH   SOLE   96,998 0 0
MARRIOTT INTL INC NEW CL A 571903202   411,115 2,476 SH   SOLE   2,476 0 0
MARSH & MCLENNAN COS INC COM 571748102   382,732 2,298 SH   SOLE   2,298 0 0
MASTERCARD INCORPORATED CL A 57636Q104   6,373,485 17,538 SH   SOLE   17,538 0 0
MCDONALDS CORP COM 580135101   1,127,667 4,033 SH   SOLE   4,033 0 0
MCKESSON CORP COM 58155Q103   1,433,457 4,026 SH   SOLE   4,026 0 0
MEDTRONIC PLC SHS G5960L103   1,857,485 23,040 SH   SOLE   23,040 0 0
MERCK & CO INC COM 58933Y105   844,116 7,934 SH   SOLE   7,934 0 0
META PLATFORMS INC CL A 30303M102   881,458 4,159 SH   SOLE   4,159 0 0
MICRON TECHNOLOGY INC COM 595112103   1,273,053 21,098 SH   SOLE   21,098 0 0
MICROSOFT CORP COM 594918104   64,894,889 225,095 SH   SOLE   225,095 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   114,828 17,970 SH   SOLE   17,970 0 0
MONDELEZ INTL INC CL A 609207105   795,017 11,403 SH   SOLE   11,403 0 0
MOODYS CORP COM 615369105   232,269 759 SH   SOLE   759 0 0
MORGAN STANLEY COM NEW 617446448   517,054 5,889 SH   SOLE   5,889 0 0
NETAPP INC COM 64110D104   1,935,740 30,317 SH   SOLE   30,317 0 0
NETEASE INC SPONSORED ADS 64110W102   455,908 5,155 SH   SOLE   5,155 0 0
NETFLIX INC COM 64110L106   330,279 956 SH   SOLE   956 0 0
NEXTERA ENERGY INC COM 65339F101   312,636 4,056 SH   SOLE   4,056 0 0
NIKE INC CL B 654106103   564,267 4,601 SH   SOLE   4,601 0 0
NORTHERN TR CORP COM 665859104   1,630,758 18,504 SH   SOLE   18,504 0 0
NORTHROP GRUMMAN CORP COM 666807102   401,235 869 SH   SOLE   869 0 0
NOVANTA INC COM 67000B104   1,561,627 9,816 SH   SOLE   9,816 0 0
NOVARTIS AG SPONSORED ADR 66987V109   323,196 3,513 SH   SOLE   3,513 0 0
NOVO-NORDISK A S ADR 670100205   2,134,863 13,415 SH   SOLE   13,415 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   200,721 8,981 SH   SOLE   8,981 0 0
NVE CORP COM NEW 629445206   829,900 10,000 SH   SOLE   10,000 0 0
NVIDIA CORPORATION COM 67066G104   7,939,778 28,584 SH   SOLE   28,584 0 0
OCCIDENTAL PETE CORP COM 674599105   249,720 4,000 SH   SOLE   4,000 0 0
ORACLE CORP COM 68389X105   3,149,245 33,892 SH   SOLE   33,892 0 0
PENN ENTERTAINMENT INC COM 707569109   369,564 12,460 SH   SOLE   12,460 0 0
PEPSICO INC COM 713448108   991,530 5,439 SH   SOLE   5,439 0 0
PFIZER INC COM 717081103   499,270 12,237 SH   SOLE   12,237 0 0
PHILIP MORRIS INTL INC COM 718172109   326,177 3,354 SH   SOLE   3,354 0 0
PHILLIPS 66 COM 718546104   220,197 2,172 SH   SOLE   2,172 0 0
PITNEY BOWES INC COM 724479100   77,800 20,000 SH   SOLE   20,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,417,174 9,531 SH   SOLE   9,531 0 0
PROGRESS SOFTWARE CORP COM 743312100   574,500 10,000 SH   SOLE   10,000 0 0
PROGRESSIVE CORP COM 743315103   773,239 5,405 SH   SOLE   5,405 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508   10,806,055 237,885 SH   SOLE   237,885 0 0
QUALCOMM INC COM 747525103   735,244 5,763 SH   SOLE   5,763 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   413,460 4,222 SH   SOLE   4,222 0 0
REGENERON PHARMACEUTICALS COM 75886F107   203,774 248 SH   SOLE   248 0 0
RIO TINTO PLC SPONSORED ADR 767204100   5,613,126 81,824 SH   SOLE   81,824 0 0
ROYAL GOLD INC COM 780287108   6,061,478 46,731 SH   SOLE   46,731 0 0
S&P GLOBAL INC COM 78409V104   866,752 2,514 SH   SOLE   2,514 0 0
SALESFORCE INC COM 79466L302   1,051,842 5,265 SH   SOLE   5,265 0 0
SANOFI SPONSORED ADR 80105N105   659,570 12,120 SH   SOLE   12,120 0 0
SAP SE SPON ADR 803054204   402,682 3,182 SH   SOLE   3,182 0 0
SCHLUMBERGER LTD COM STK 806857108   2,084,541 42,455 SH   SOLE   42,455 0 0
SCHWAB CHARLES CORP COM 808513105   3,582,635 68,397 SH   SOLE   68,397 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   328,293 6,787 SH   SOLE   6,787 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   219,996 2,656 SH   SOLE   2,656 0 0
SEMPRA COM 816851109   581,513 3,847 SH   SOLE   3,847 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307   362,872 4,003 SH   SOLE   4,003 0 0
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   1,317,421 24,565 SH   SOLE   24,565 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,226,153 24,979 SH   SOLE   24,979 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,870,071 102,420 SH   SOLE   102,420 0 0
SPDR SER TR S&P REGL BKG 78464A698   205,616 4,688 SH   SOLE   4,688 0 0
STARBUCKS CORP COM 855244109   2,698,945 25,919 SH   SOLE   25,919 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102   346,669 6,481 SH   SOLE   6,481 0 0
STRYKER CORPORATION COM 863667101   581,217 2,036 SH   SOLE   2,036 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,355,918 25,327 SH   SOLE   25,327 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   235,961 14,318 SH   SOLE   14,318 0 0
TARGET CORP COM 87612E106   590,968 3,568 SH   SOLE   3,568 0 0
TE CONNECTIVITY LTD SHS H84989104   352,400 2,687 SH   SOLE   2,687 0 0
TECK RESOURCES LTD CL B 878742204   365,000 10,000 SH   SOLE   10,000 0 0
TELUS CORPORATION COM 87971M103   218,539 11,004 SH   SOLE   11,004 0 0
TERADYNE INC COM 880770102   554,322 5,156 SH   SOLE   5,156 0 0
TESLA INC COM 88160R101   658,478 3,174 SH   SOLE   3,174 0 0
TEXAS INSTRS INC COM 882508104   1,965,754 10,568 SH   SOLE   10,568 0 0
TEXTRON INC COM 883203101   1,228,326 17,391 SH   SOLE   17,391 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,821,906 3,161 SH   SOLE   3,161 0 0
THOMSON REUTERS CORP. COM NEW 884903709   2,976,235 22,873 SH   SOLE   22,873 0 0
TJX COS INC NEW COM 872540109   667,235 8,515 SH   SOLE   8,515 0 0
T-MOBILE US INC COM 872590104   234,496 1,619 SH   SOLE   1,619 0 0
TOYOTA MOTOR CORP ADS 892331307   332,405 2,346 SH   SOLE   2,346 0 0
U S PHYSICAL THERAPY COM 90337L108   489,550 5,000 SH   SOLE   5,000 0 0
UBER TECHNOLOGIES INC COM 90353T100   1,678,800 52,959 SH   SOLE   52,959 0 0
UMB FINL CORP COM 902788108   535,009 9,269 SH   SOLE   9,269 0 0
UNILEVER PLC SPON ADR NEW 904767704   232,543 4,478 SH   SOLE   4,478 0 0
UNION PAC CORP COM 907818108   649,265 3,226 SH   SOLE   3,226 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,135,161 2,402 SH   SOLE   2,402 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   643,889 5,066 SH   SOLE   5,066 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   4,421,700 85,460 SH   SOLE   85,460 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   417,509 5,655 SH   SOLE   5,655 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   757,343 3,886 SH   SOLE   3,886 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,504,656 4,001 SH   SOLE   4,001 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   10,154,131 63,959 SH   SOLE   63,959 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   758,050 3,999 SH   SOLE   3,999 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,151,701 33,047 SH   SOLE   33,047 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,698,928 8,324 SH   SOLE   8,324 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   504,774 3,765 SH   SOLE   3,765 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   378,582 4,111 SH   SOLE   4,111 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   565,964 14,009 SH   SOLE   14,009 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   5,151,652 27,648 SH   SOLE   27,648 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   42,070,992 629,711 SH   SOLE   629,711 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   35,767,241 568,727 SH   SOLE   568,727 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   245,860 5,443 SH   SOLE   5,443 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   905,826 23,292 SH   SOLE   23,292 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   769,086 2,441 SH   SOLE   2,441 0 0
VISA INC COM CL A 92826C839   6,094,184 27,030 SH   SOLE   27,030 0 0
WALMART INC COM 931142103   4,618,576 31,323 SH   SOLE   31,323 0 0
WASTE MGMT INC DEL COM 94106L109   5,393,095 33,052 SH   SOLE   33,052 0 0
WELLS FARGO CO NEW COM 949746101   212,617 5,688 SH   SOLE   5,688 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   4,517,119 93,794 SH   SOLE   93,794 0 0