The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 947 8,572 SH   SOLE   8,572 0 0
ABB LTD SPONSORED ADR 000375204 551 21,489 SH   SOLE   21,489 0 0
ABBOTT LABS COM 002824100 333 3,438 SH   SOLE   3,438 0 0
ABBVIE INC COM 00287Y109 1,525 11,360 SH   SOLE   11,360 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 5,826 225,535 SH   SOLE   225,535 0 0
ACADEMY SPORTS & OUTDOORS IN COM 00402L107 500 11,848 SH   SOLE   11,848 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 345 1,341 SH   SOLE   1,341 0 0
AIR LEASE CORP CL A 00912X302 361 11,645 SH   SOLE   11,645 0 0
ALIGHT INC COM CL A 01626W101 170 23,216 SH   SOLE   23,216 0 0
ALKERMES PLC SHS G01767105 240 10,754 SH   SOLE   10,754 0 0
ALLSTATE CORP COM 020002101 228 1,832 SH   SOLE   1,832 0 0
ALPHABET INC CAP STK CL A 02079K305 2,577 26,943 SH   SOLE   26,943 0 0
ALTRIA GROUP INC COM 02209S103 320 7,929 SH   SOLE   7,929 0 0
AMAZON COM INC COM 023135106 3,551 31,422 SH   SOLE   31,422 0 0
AMEDISYS INC COM 023436108 263 2,715 SH   SOLE   2,715 0 0
AMERICAN ELEC PWR CO INC COM 025537101 435 5,030 SH   SOLE   5,030 0 0
AMERICAN EXPRESS CO COM 025816109 840 6,224 SH   SOLE   6,224 0 0
AMGEN INC COM 031162100 827 3,669 SH   SOLE   3,669 0 0
AMN HEALTHCARE SVCS INC COM 001744101 352 3,323 SH   SOLE   3,323 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 303 6,699 SH   SOLE   6,699 0 0
AON PLC SHS CL A G0403H108 401 1,498 SH   SOLE   1,498 0 0
APPLE INC COM 037833100 4,248 30,736 SH   SOLE   30,736 0 0
APPLIED MATLS INC COM 038222105 695 8,486 SH   SOLE   8,486 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 754 1,816 SH   SOLE   1,816 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 541 9,861 SH   SOLE   9,861 0 0
AT&T INC COM 00206R102 747 48,726 SH   SOLE   48,726 0 0
ATLAS AIR WORLDWIDE HLDGS IN COM NEW 049164205 411 4,304 SH   SOLE   4,304 0 0
AUTODESK INC COM 052769106 301 1,614 SH   SOLE   1,614 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 513 2,269 SH   SOLE   2,269 0 0
AVNET INC COM 053807103 429 11,889 SH   SOLE   11,889 0 0
AXIS CAP HLDGS LTD SHS G0692U109 228 4,645 SH   SOLE   4,645 0 0
BANK MONTREAL QUE COM 063671101 426 4,861 SH   SOLE   4,861 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107 441 9,277 SH   SOLE   9,277 0 0
BARCLAYS PLC ADR 06738E204 249 38,878 SH   SOLE   38,878 0 0
BARRICK GOLD CORP COM 067901108 252 16,238 SH   SOLE   16,238 0 0
BEACON ROOFING SUPPLY INC COM 073685109 475 8,685 SH   SOLE   8,685 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,003 7,501 SH   SOLE   7,501 0 0
BHP GROUP LTD SPONSORED ADS 088606108 826 16,501 SH   SOLE   16,501 0 0
BIONTECH SE SPONSORED ADS 09075V102 302 2,236 SH   SOLE   2,236 0 0
BK OF AMERICA CORP COM 060505104 849 28,116 SH   SOLE   28,116 0 0
BLACKSTONE INC COM 09260D107 357 4,264 SH   SOLE   4,264 0 0
BLOCK H & R INC COM 093671105 424 9,962 SH   SOLE   9,962 0 0
BOISE CASCADE CO DEL COM 09739D100 312 5,252 SH   SOLE   5,252 0 0
BOOKING HOLDINGS INC COM 09857L108 555 338 SH   SOLE   338 0 0
BP PLC SPONSORED ADR 055622104 1,092 38,244 SH   SOLE   38,244 0 0
BRIGHTHOUSE FINL INC COM 10922N103 350 8,052 SH   SOLE   8,052 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,223 17,199 SH   SOLE   17,199 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 426 12,012 SH   SOLE   12,012 0 0
BROADCOM INC COM 11135F101 592 1,333 SH   SOLE   1,333 0 0
CAMPING WORLD HLDGS INC CL A 13462K109 407 16,075 SH   SOLE   16,075 0 0
CANADIAN NATL RY CO COM 136375102 412 3,818 SH   SOLE   3,818 0 0
CANADIAN PAC RY LTD COM 13645T100 270 4,044 SH   SOLE   4,044 0 0
CATERPILLAR INC COM 149123101 487 2,968 SH   SOLE   2,968 0 0
CHAMPIONX CORPORATION COM 15872M104 206 10,528 SH   SOLE   10,528 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 386 1,273 SH   SOLE   1,273 0 0
CHEVRON CORP NEW COM 166764100 1,049 7,299 SH   SOLE   7,299 0 0
CIGNA CORP NEW COM 125523100 337 1,216 SH   SOLE   1,216 0 0
CIRRUS LOGIC INC COM 172755100 243 3,529 SH   SOLE   3,529 0 0
CISCO SYS INC COM 17275R102 1,679 41,970 SH   SOLE   41,970 0 0
CITIGROUP INC COM NEW 172967424 365 8,764 SH   SOLE   8,764 0 0
CLEARPOINT NEURO INC COM 18507C103 151 14,550 SH   SOLE   14,550 0 0
CNH INDL N V SHS N20944109 244 21,821 SH   SOLE   21,821 0 0
COCA COLA CO COM 191216100 664 11,847 SH   SOLE   11,847 0 0
COLGATE PALMOLIVE CO COM 194162103 460 6,544 SH   SOLE   6,544 0 0
COMCAST CORP NEW CL A 20030N101 1,249 42,592 SH   SOLE   42,592 0 0
COMMERCIAL METALS CO COM 201723103 209 5,903 SH   SOLE   5,903 0 0
COMSTOCK RES INC COM 205768302 268 15,488 SH   SOLE   15,488 0 0
CONOCOPHILLIPS COM 20825C104 725 7,088 SH   SOLE   7,088 0 0
CONSOLIDATED EDISON INC COM 209115104 639 7,447 SH   SOLE   7,447 0 0
COSTCO WHSL CORP NEW COM 22160K105 667 1,413 SH   SOLE   1,413 0 0
CRH PLC ADR 12626K203 261 8,095 SH   SOLE   8,095 0 0
CROCS INC COM 227046109 234 3,412 SH   SOLE   3,412 0 0
CVS HEALTH CORP COM 126650100 566 5,934 SH   SOLE   5,934 0 0
DANAHER CORPORATION COM 235851102 407 1,574 SH   SOLE   1,574 0 0
DBX ETF TR XTRACK USD HIGH 233051432 699 21,351 SH   SOLE   21,351 0 0
DEERE & CO COM 244199105 282 844 SH   SOLE   844 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 891 5,248 SH   SOLE   5,248 0 0
DILLARDS INC CL A 254067101 224 821 SH   SOLE   821 0 0
DISNEY WALT CO COM 254687106 422 4,478 SH   SOLE   4,478 0 0
DOLLAR GEN CORP NEW COM 256677105 457 1,903 SH   SOLE   1,903 0 0
DOW INC COM 260557103 386 8,794 SH   SOLE   8,794 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 433 4,656 SH   SOLE   4,656 0 0
ECOARK HLDGS INC COM NEW 27888N307 24 18,632 SH   SOLE   18,632 0 0
EDISON INTL COM 281020107 356 6,287 SH   SOLE   6,287 0 0
ELEVANCE HEALTH INC COM 036752103 447 985 SH   SOLE   985 0 0
ENBRIDGE INC COM 29250N105 290 7,822 SH   SOLE   7,822 0 0
ENI S P A SPONSORED ADR 26874R108 243 11,503 SH   SOLE   11,503 0 0
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100 133 15,000 SH   SOLE   15,000 0 0
ENSIGN GROUP INC COM 29358P101 224 2,814 SH   SOLE   2,814 0 0
EQUINOR ASA SPONSORED ADR 29446M102 392 11,850 SH   SOLE   11,850 0 0
ERICSSON ADR B SEK 10 294821608 133 23,186 SH   SOLE   23,186 0 0
EXELON CORP COM 30161N101 541 14,438 SH   SOLE   14,438 0 0
EXXON MOBIL CORP COM 30231G102 3,167 36,277 SH   SOLE   36,277 0 0
FEDERATED HERMES INC CL B 314211103 284 8,575 SH   SOLE   8,575 0 0
FEDEX CORP COM 31428X106 731 4,923 SH   SOLE   4,923 0 0
FERGUSON PLC NEW SHS G3421J106 253 2,459 SH   SOLE   2,459 0 0
FERRARI N V COM N3167Y103 275 1,486 SH   SOLE   1,486 0 0
FOOT LOCKER INC COM 344849104 250 8,022 SH   SOLE   8,022 0 0
FORD MTR CO DEL COM 345370860 641 57,269 SH   SOLE   57,269 0 0
FORTIS INC COM 349553107 223 5,877 SH   SOLE   5,877 0 0
GENUINE PARTS CO COM 372460105 260 1,740 SH   SOLE   1,740 0 0
GILEAD SCIENCES INC COM 375558103 1,076 17,449 SH   SOLE   17,449 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 974 3,323 SH   SOLE   3,323 0 0
GRAINGER W W INC COM 384802104 397 811 SH   SOLE   811 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 2,249 77,880 SH   SOLE   77,880 0 0
GROUP 1 AUTOMOTIVE INC COM 398905109 331 2,318 SH   SOLE   2,318 0 0
GSK PLC SPONSORED ADR 37733W204 656 22,280 SH   SOLE   22,280 0 0
HAEMONETICS CORP MASS COM 405024100 245 3,312 SH   SOLE   3,312 0 0
HALEON PLC SPON ADS 405552100 156 25,636 SH   SOLE   25,636 0 0
HANESBRANDS INC COM 410345102 365 52,493 SH   SOLE   52,493 0 0
HERSHEY CO COM 427866108 496 2,249 SH   SOLE   2,249 0 0
HOME DEPOT INC COM 437076102 1,969 7,134 SH   SOLE   7,134 0 0
HONDA MOTOR LTD AMERN SHS 438128308 262 12,118 SH   SOLE   12,118 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 366 14,039 SH   SOLE   14,039 0 0
HUMANA INC COM 444859102 507 1,046 SH   SOLE   1,046 0 0
ICU MED INC COM 44930G107 286 1,898 SH   SOLE   1,898 0 0
ILLINOIS TOOL WKS INC COM 452308109 269 1,491 SH   SOLE   1,491 0 0
INSIGHT ENTERPRISES INC COM 45765U103 464 5,631 SH   SOLE   5,631 0 0
INSPERITY INC COM 45778Q107 270 2,642 SH   SOLE   2,642 0 0
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 306 7,215 SH   SOLE   7,215 0 0
INTEL CORP COM 458140100 668 25,911 SH   SOLE   25,911 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,003 8,440 SH   SOLE   8,440 0 0
ISHARES INC CORE MSCI EMKT 46434G103 703 16,356 SH   SOLE   16,356 0 0
ISHARES TR BROAD USD HIGH 46435U853 3,829 113,885 SH   SOLE   113,885 0 0
ISHARES TR CORE INTL AGGR 46435G672 1,170 24,213 SH   SOLE   24,213 0 0
ISHARES TR CRE U S REIT ETF 464288521 515 10,852 SH   SOLE   10,852 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,180 24,193 SH   SOLE   24,193 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,014 40,872 SH   SOLE   40,872 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 999 20,701 SH   SOLE   20,701 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,649 33,359 SH   SOLE   33,359 0 0
ISHARES TR MBS ETF 464288588 5,180 56,562 SH   SOLE   56,562 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,371 23,113 SH   SOLE   23,113 0 0
ISHARES TR SHORT TREAS BD 464288679 243 2,210 SH   SOLE   2,210 0 0
ISHARES TR TIPS BD ETF 464287176 484 4,618 SH   SOLE   4,618 0 0
JETBLUE AWYS CORP COM 477143101 251 37,801 SH   SOLE   37,801 0 0
JOHNSON & JOHNSON COM 478160104 1,716 10,506 SH   SOLE   10,506 0 0
JPMORGAN CHASE & CO COM 46625H100 1,658 15,869 SH   SOLE   15,869 0 0
KINDER MORGAN INC DEL COM 49456B101 175 10,524 SH   SOLE   10,524 0 0
KOHLS CORP COM 500255104 347 13,806 SH   SOLE   13,806 0 0
KORN FERRY COM NEW 500643200 421 8,968 SH   SOLE   8,968 0 0
LAM RESEARCH CORP COM 512807108 429 1,172 SH   SOLE   1,172 0 0
LAUDER ESTEE COS INC CL A 518439104 402 1,861 SH   SOLE   1,861 0 0
LILLY ELI & CO COM 532457108 839 2,596 SH   SOLE   2,596 0 0
LOCKHEED MARTIN CORP COM 539830109 603 1,562 SH   SOLE   1,562 0 0
LOWES COS INC COM 548661107 625 3,326 SH   SOLE   3,326 0 0
LUMEN TECHNOLOGIES INC COM 550241103 76 10,494 SH   SOLE   10,494 0 0
MANPOWERGROUP INC WIS COM 56418H100 303 4,685 SH   SOLE   4,685 0 0
MANULIFE FINL CORP COM 56501R106 379 24,188 SH   SOLE   24,188 0 0
MARATHON PETE CORP COM 56585A102 513 5,165 SH   SOLE   5,165 0 0
MARSH & MCLENNAN COS INC COM 571748102 340 2,279 SH   SOLE   2,279 0 0
MASTERCARD INCORPORATED CL A 57636Q104 802 2,820 SH   SOLE   2,820 0 0
MCDONALDS CORP COM 580135101 267 1,158 SH   SOLE   1,158 0 0
MEDTRONIC PLC SHS G5960L103 240 2,967 SH   SOLE   2,967 0 0
MERCK & CO INC COM 58933Y105 1,766 20,509 SH   SOLE   20,509 0 0
META PLATFORMS INC CL A 30303M102 1,765 13,010 SH   SOLE   13,010 0 0
METLIFE INC COM 59156R108 289 4,761 SH   SOLE   4,761 0 0
MICROSOFT CORP COM 594918104 3,251 13,957 SH   SOLE   13,957 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 232 51,509 SH   SOLE   51,509 0 0
MORGAN STANLEY COM NEW 617446448 1,167 14,774 SH   SOLE   14,774 0 0
MR COOPER GROUP INC COM 62482R107 522 12,878 SH   SOLE   12,878 0 0
MSC INDL DIRECT INC CL A 553530106 468 6,432 SH   SOLE   6,432 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 300 5,831 SH   SOLE   5,831 0 0
NATWEST GROUP PLC SPONS ADR 639057207 52 10,509 SH   SOLE   10,509 0 0
NAVIENT CORPORATION COM 63938C108 234 15,896 SH   SOLE   15,896 0 0
NETFLIX INC COM 64110L106 232 986 SH   SOLE   986 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 94 10,995 SH   SOLE   10,995 0 0
NEWMARK GROUP INC CL A 65158N102 88 10,871 SH   SOLE   10,871 0 0
NEXTERA ENERGY INC COM 65339F101 225 2,866 SH   SOLE   2,866 0 0
NIKE INC CL B 654106103 620 7,456 SH   SOLE   7,456 0 0
NOKIA CORP SPONSORED ADR 654902204 119 27,795 SH   SOLE   27,795 0 0
NORDSTROM INC COM 655664100 492 29,417 SH   SOLE   29,417 0 0
NORTHROP GRUMMAN CORP COM 666807102 552 1,174 SH   SOLE   1,174 0 0
NOVARTIS AG SPONSORED ADR 66987V109 951 12,514 SH   SOLE   12,514 0 0
NOVO-NORDISK A S ADR 670100205 782 7,854 SH   SOLE   7,854 0 0
NUCOR CORP COM 670346105 236 2,206 SH   SOLE   2,206 0 0
NUTANIX INC CL A 67059N108 468 22,490 SH   SOLE   22,490 0 0
NUTRIEN LTD COM 67077M108 493 5,910 SH   SOLE   5,910 0 0
NUVASIVE INC COM 670704105 210 4,802 SH   SOLE   4,802 0 0
NVIDIA CORPORATION COM 67066G104 557 4,585 SH   SOLE   4,585 0 0
NXP SEMICONDUCTORS N V COM N6596X109 215 1,459 SH   SOLE   1,459 0 0
ORACLE CORP COM 68389X105 498 8,153 SH   SOLE   8,153 0 0
ORANGE SPONSORED ADR 684060106 125 13,859 SH   SOLE   13,859 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 575 817 SH   SOLE   817 0 0
OWENS & MINOR INC NEW COM 690732102 321 13,315 SH   SOLE   13,315 0 0
PATTERSON COS INC COM 703395103 368 15,300 SH   SOLE   15,300 0 0
PBF ENERGY INC CL A 69318G106 375 10,662 SH   SOLE   10,662 0 0
PENNYMAC FINL SVCS INC NEW COM 70932M107 405 9,431 SH   SOLE   9,431 0 0
PEPSICO INC COM 713448108 1,737 10,640 SH   SOLE   10,640 0 0
PERRIGO CO PLC SHS G97822103 271 7,602 SH   SOLE   7,602 0 0
PFIZER INC COM 717081103 1,748 39,943 SH   SOLE   39,943 0 0
PG&E CORP COM 69331C108 208 16,625 SH   SOLE   16,625 0 0
PHILIP MORRIS INTL INC COM 718172109 479 5,775 SH   SOLE   5,775 0 0
PIPER SANDLER COMPANIES COM 724078100 214 2,043 SH   SOLE   2,043 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 614 56,279 SH   SOLE   56,279 0 0
PNM RES INC COM 69349H107 208 4,553 SH   SOLE   4,553 0 0
PREMIER INC CL A 74051N102 276 8,134 SH   SOLE   8,134 0 0
PRESTIGE CONSMR HEALTHCARE I COM 74112D101 268 5,386 SH   SOLE   5,386 0 0
PROCTER AND GAMBLE CO COM 742718109 1,091 8,643 SH   SOLE   8,643 0 0
PTC THERAPEUTICS INC COM 69366J200 340 6,772 SH   SOLE   6,772 0 0
QUALCOMM INC COM 747525103 1,472 13,028 SH   SOLE   13,028 0 0
QURATE RETAIL INC COM SER A 74915M100 22 11,169 SH   SOLE   11,169 0 0
RELX PLC SPONSORED ADR 759530108 295 12,115 SH   SOLE   12,115 0 0
RIO TINTO PLC SPONSORED ADR 767204100 587 10,667 SH   SOLE   10,667 0 0
ROSS STORES INC COM 778296103 232 2,756 SH   SOLE   2,756 0 0
ROYAL BK CDA COM 780087102 479 5,316 SH   SOLE   5,316 0 0
RYDER SYS INC COM 783549108 251 3,330 SH   SOLE   3,330 0 0
SABRE CORP COM 78573M104 81 15,811 SH   SOLE   15,811 0 0
SALESFORCE INC COM 79466L302 214 1,491 SH   SOLE   1,491 0 0
SANOFI SPONSORED ADR 80105N105 933 24,528 SH   SOLE   24,528 0 0
SAP SE SPON ADR 803054204 644 7,921 SH   SOLE   7,921 0 0
SCHNEIDER NATIONAL INC CL B 80689H102 292 14,381 SH   SOLE   14,381 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 360 10,406 SH   SOLE   10,406 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 258 9,162 SH   SOLE   9,162 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 8,646 311,565 SH   SOLE   311,565 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,267 25,786 SH   SOLE   25,786 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 929 34,168 SH   SOLE   34,168 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,066 22,080 SH   SOLE   22,080 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,713 87,674 SH   SOLE   87,674 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,263 281,617 SH   SOLE   281,617 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 366 9,692 SH   SOLE   9,692 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,129 99,021 SH   SOLE   99,021 0 0
SCIENCE APPLICATIONS INTL CO COM 808625107 216 2,445 SH   SOLE   2,445 0 0
SHELL PLC SPON ADS 780259305 728 14,628 SH   SOLE   14,628 0 0
SHERWIN WILLIAMS CO COM 824348106 775 3,785 SH   SOLE   3,785 0 0
SIGNET JEWELERS LIMITED SHS G81276100 615 10,755 SH   SOLE   10,755 0 0
SK TELECOM LTD SPONSORED ADR 78440P306 395 20,513 SH   SOLE   20,513 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 619 9,663 SH   SOLE   9,663 0 0
SOUTHERN CO COM 842587107 341 5,017 SH   SOLE   5,017 0 0
SOUTHWESTERN ENERGY CO COM 845467109 89 14,610 SH   SOLE   14,610 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 235 9,114 SH   SOLE   9,114 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 673 21,690 SH   SOLE   21,690 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 1,315 29,886 SH   SOLE   29,886 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 817 38,069 SH   SOLE   38,069 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606 259 11,867 SH   SOLE   11,867 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 735 26,113 SH   SOLE   26,113 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 457 18,020 SH   SOLE   18,020 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 783 24,993 SH   SOLE   24,993 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 267 9,142 SH   SOLE   9,142 0 0
SPROUTS FMRS MKT INC COM 85208M102 551 19,863 SH   SOLE   19,863 0 0
STELLANTIS N.V SHS N82405106 510 43,100 SH   SOLE   43,100 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102 376 12,149 SH   SOLE   12,149 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 423 76,931 SH   SOLE   76,931 0 0
SUNCOR ENERGY INC NEW COM 867224107 433 15,400 SH   SOLE   15,400 0 0
SYSCO CORP COM 871829107 200 2,835 SH   SOLE   2,835 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 405 31,249 SH   SOLE   31,249 0 0
TARGET CORP COM 87612E106 517 3,484 SH   SOLE   3,484 0 0
TELUS CORPORATION COM 87971M103 351 17,668 SH   SOLE   17,668 0 0
TERADATA CORP DEL COM 88076W103 357 11,479 SH   SOLE   11,479 0 0
TESLA INC COM 88160R101 2,626 9,899 SH   SOLE   9,899 0 0
TEXAS INSTRS INC COM 882508104 679 4,388 SH   SOLE   4,388 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 366 721 SH   SOLE   721 0 0
THOMSON REUTERS CORP. COM NEW 884903709 527 5,132 SH   SOLE   5,132 0 0
TIMKEN CO COM 887389104 287 4,859 SH   SOLE   4,859 0 0
TJX COS INC NEW COM 872540109 691 11,126 SH   SOLE   11,126 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 468 7,624 SH   SOLE   7,624 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 568 12,215 SH   SOLE   12,215 0 0
TOYOTA MOTOR CORP ADS 892331307 776 5,955 SH   SOLE   5,955 0 0
TRACTOR SUPPLY CO COM 892356106 398 2,142 SH   SOLE   2,142 0 0
TRUIST FINL CORP COM 89832Q109 274 6,290 SH   SOLE   6,290 0 0
UBS GROUP AG SHS H42097107 431 29,736 SH   SOLE   29,736 0 0
UMB FINL CORP COM 902788108 262 3,112 SH   SOLE   3,112 0 0
UNILEVER PLC SPON ADR NEW 904767704 589 13,439 SH   SOLE   13,439 0 0
UNION PAC CORP COM 907818108 820 4,208 SH   SOLE   4,208 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,896 17,928 SH   SOLE   17,928 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,949 3,860 SH   SOLE   3,860 0 0
UNIVAR SOLUTIONS INC COM 91336L107 227 9,996 SH   SOLE   9,996 0 0
US BANCORP DEL COM NEW 902973304 269 6,678 SH   SOLE   6,678 0 0
VALERO ENERGY CORP COM 91913Y100 217 2,028 SH   SOLE   2,028 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6,695 140,274 SH   SOLE   140,274 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 445 5,545 SH   SOLE   5,545 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 275 1,532 SH   SOLE   1,532 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,368 201,930 SH   SOLE   201,930 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,870 38,854 SH   SOLE   38,854 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 7,978 136,815 SH   SOLE   136,815 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,475 111,984 SH   SOLE   111,984 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 886 19,644 SH   SOLE   19,644 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 8,157 141,157 SH   SOLE   141,157 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,323 98,589 SH   SOLE   98,589 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 4,513 67,726 SH   SOLE   67,726 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,236 116,506 SH   SOLE   116,506 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 706 12,274 SH   SOLE   12,274 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 887 23,358 SH   SOLE   23,358 0 0
VIAVI SOLUTIONS INC COM 925550105 315 24,162 SH   SOLE   24,162 0 0
VIR BIOTECHNOLOGY INC COM 92764N102 410 21,275 SH   SOLE   21,275 0 0
VISA INC COM CL A 92826C839 800 4,502 SH   SOLE   4,502 0 0
VISHAY INTERTECHNOLOGY INC COM 928298108 342 19,241 SH   SOLE   19,241 0 0
VMWARE INC CL A COM 928563402 473 4,445 SH   SOLE   4,445 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 311 27,459 SH   SOLE   27,459 0 0
VONTIER CORPORATION COM 928881101 191 11,427 SH   SOLE   11,427 0 0
WALMART INC COM 931142103 1,397 10,774 SH   SOLE   10,774 0 0
WASTE CONNECTIONS INC COM 94106B101 243 1,801 SH   SOLE   1,801 0 0
WELLS FARGO CO NEW COM 949746101 672 16,716 SH   SOLE   16,716 0 0
WENDYS CO COM 95058W100 221 11,809 SH   SOLE   11,809 0 0
WERNER ENTERPRISES INC COM 950755108 516 13,710 SH   SOLE   13,710 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103 281 1,396 SH   SOLE   1,396 0 0
WIX COM LTD SHS M98068105 277 3,545 SH   SOLE   3,545 0 0
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 220 10,894 SH   SOLE   10,894 0 0