The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,654 12,783 SH   SOLE   12,783 0 0
ABB LTD SPONSORED ADR 000375204 406 15,207 SH   SOLE   15,207 0 0
ABBOTT LABS COM 002824100 349 3,208 SH   SOLE   3,208 0 0
ABBVIE INC COM 00287Y109 864 5,642 SH   SOLE   5,642 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 6,966 256,467 SH   SOLE   256,467 0 0
ACADEMY SPORTS & OUTDOORS IN COM 00402L107 376 10,583 SH   SOLE   10,583 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,159 4,173 SH   SOLE   4,173 0 0
ACI WORLDWIDE INC COM 004498101 248 9,582 SH   SOLE   9,582 0 0
AIR LEASE CORP CL A 00912X302 339 10,147 SH   SOLE   10,147 0 0
ALIGHT INC COM CL A 01626W101 90 13,317 SH   SOLE   13,317 0 0
ALKERMES PLC SHS G01767105 478 16,044 SH   SOLE   16,044 0 0
ALPHABET INC CAP STK CL A 02079K305 2,258 1,036 SH   SOLE   1,036 0 0
ALTRIA GROUP INC COM 02209S103 201 4,818 SH   SOLE   4,818 0 0
AMAZON COM INC COM 023135106 2,557 24,071 SH   SOLE   24,071 0 0
AMERICAN ELEC PWR CO INC COM 025537101 329 3,434 SH   SOLE   3,434 0 0
AMERICAN EXPRESS CO COM 025816109 737 5,317 SH   SOLE   5,317 0 0
AMGEN INC COM 031162100 881 3,621 SH   SOLE   3,621 0 0
AMN HEALTHCARE SVCS INC COM 001744101 605 5,515 SH   SOLE   5,515 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 290 5,369 SH   SOLE   5,369 0 0
AON PLC SHS CL A G0403H108 264 979 SH   SOLE   979 0 0
APPLE INC COM 037833100 3,227 23,606 SH   SOLE   23,606 0 0
APPLIED MATLS INC COM 038222105 439 4,823 SH   SOLE   4,823 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 293 3,770 SH   SOLE   3,770 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 769 1,616 SH   SOLE   1,616 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 619 9,372 SH   SOLE   9,372 0 0
AT&T INC COM 00206R102 780 37,192 SH   SOLE   37,192 0 0
AUTODESK INC COM 052769106 214 1,242 SH   SOLE   1,242 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 372 1,773 SH   SOLE   1,773 0 0
AVERY DENNISON CORP COM 053611109 516 3,186 SH   SOLE   3,186 0 0
AVNET INC COM 053807103 537 12,533 SH   SOLE   12,533 0 0
AXIS CAP HLDGS LTD SHS G0692U109 251 4,394 SH   SOLE   4,394 0 0
BANK MONTREAL QUE COM 063671101 439 4,564 SH   SOLE   4,564 0 0
BANK NOVA SCOTIA B C COM 064149107 422 7,131 SH   SOLE   7,131 0 0
BARCLAYS PLC ADR 06738E204 242 31,819 SH   SOLE   31,819 0 0
BEACON ROOFING SUPPLY INC COM 073685109 345 6,727 SH   SOLE   6,727 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,769 6,478 SH   SOLE   6,478 0 0
BEST BUY INC COM 086516101 287 4,404 SH   SOLE   4,404 0 0
BHP GROUP LTD SPONSORED ADS 088606108 752 13,386 SH   SOLE   13,386 0 0
BK OF AMERICA CORP COM 060505104 501 16,106 SH   SOLE   16,106 0 0
BLACKSTONE INC COM 09260D107 252 2,761 SH   SOLE   2,761 0 0
BLOCK H & R INC COM 093671105 423 11,990 SH   SOLE   11,990 0 0
BOISE CASCADE CO DEL COM 09739D100 287 4,830 SH   SOLE   4,830 0 0
BOOKING HOLDINGS INC COM 09857L108 259 148 SH   SOLE   148 0 0
BP PLC SPONSORED ADR 055622104 940 33,165 SH   SOLE   33,165 0 0
BRIGHTHOUSE FINL INC COM 10922N103 218 5,312 SH   SOLE   5,312 0 0
BRINKS CO COM 109696104 268 4,411 SH   SOLE   4,411 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,300 16,883 SH   SOLE   16,883 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 503 11,722 SH   SOLE   11,722 0 0
BROADCOM INC COM 11135F101 481 989 SH   SOLE   989 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 214 1,504 SH   SOLE   1,504 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 285 2,813 SH   SOLE   2,813 0 0
CAMPING WORLD HLDGS INC CL A 13462K109 257 11,912 SH   SOLE   11,912 0 0
CANADIAN NATL RY CO COM 136375102 298 2,646 SH   SOLE   2,646 0 0
CANADIAN PAC RY LTD COM 13645T100 200 2,864 SH   SOLE   2,864 0 0
CAPITAL ONE FINL CORP COM 14040H105 275 2,640 SH   SOLE   2,640 0 0
CARDINAL HEALTH INC COM 14149Y108 217 4,153 SH   SOLE   4,153 0 0
CATERPILLAR INC COM 149123101 337 1,888 SH   SOLE   1,888 0 0
CDW CORP COM 12514G108 426 2,705 SH   SOLE   2,705 0 0
CHAMPIONX CORPORATION COM 15872M104 213 10,716 SH   SOLE   10,716 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 642 1,371 SH   SOLE   1,371 0 0
CHEVRON CORP NEW COM 166764100 954 6,589 SH   SOLE   6,589 0 0
CIGNA CORP NEW COM 125523100 281 1,066 SH   SOLE   1,066 0 0
CIRRUS LOGIC INC COM 172755100 309 4,256 SH   SOLE   4,256 0 0
CISCO SYS INC COM 17275R102 1,367 32,068 SH   SOLE   32,068 0 0
CITIGROUP INC COM NEW 172967424 355 7,722 SH   SOLE   7,722 0 0
CLOROX CO DEL COM 189054109 663 4,702 SH   SOLE   4,702 0 0
CNH INDL N V SHS N20944109 193 16,654 SH   SOLE   16,654 0 0
COCA COLA CO COM 191216100 565 8,988 SH   SOLE   8,988 0 0
COCA COLA CONS INC COM 191098102 259 460 SH   SOLE   460 0 0
COLGATE PALMOLIVE CO COM 194162103 771 9,615 SH   SOLE   9,615 0 0
COMCAST CORP NEW CL A 20030N101 1,365 34,775 SH   SOLE   34,775 0 0
CONOCOPHILLIPS COM 20825C104 291 3,241 SH   SOLE   3,241 0 0
CONSOLIDATED EDISON INC COM 209115104 649 6,822 SH   SOLE   6,822 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,158 2,415 SH   SOLE   2,415 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 67 11,780 SH   SOLE   11,780 0 0
CRH PLC ADR 12626K203 211 6,066 SH   SOLE   6,066 0 0
CUMMINS INC COM 231021106 343 1,772 SH   SOLE   1,772 0 0
CVS HEALTH CORP COM 126650100 602 6,500 SH   SOLE   6,500 0 0
DANAHER CORPORATION COM 235851102 312 1,232 SH   SOLE   1,232 0 0
DBX ETF TR XTRACK USD HIGH 233051432 739 21,897 SH   SOLE   21,897 0 0
DEERE & CO COM 244199105 212 708 SH   SOLE   708 0 0
DELL TECHNOLOGIES INC CL C 24703L202 240 5,187 SH   SOLE   5,187 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 694 3,986 SH   SOLE   3,986 0 0
DISNEY WALT CO COM 254687106 485 5,140 SH   SOLE   5,140 0 0
DOLLAR GEN CORP NEW COM 256677105 991 4,037 SH   SOLE   4,037 0 0
DOW INC COM 260557103 558 10,811 SH   SOLE   10,811 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 305 2,845 SH   SOLE   2,845 0 0
EDISON INTL COM 281020107 343 5,428 SH   SOLE   5,428 0 0
ELEVANCE HEALTH INC COM 036752103 305 631 SH   SOLE   631 0 0
EMERSON ELEC CO COM 291011104 346 4,346 SH   SOLE   4,346 0 0
ENBRIDGE INC COM 29250N105 246 5,817 SH   SOLE   5,817 0 0
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100 120 14,175 SH   SOLE   14,175 0 0
EQUINOR ASA SPONSORED ADR 29446M102 329 9,462 SH   SOLE   9,462 0 0
ERICSSON ADR B SEK 10 294821608 85 11,459 SH   SOLE   11,459 0 0
EXELON CORP COM 30161N101 477 10,522 SH   SOLE   10,522 0 0
EXLSERVICE HOLDINGS INC COM 302081104 221 1,502 SH   SOLE   1,502 0 0
EXPEDITORS INTL WASH INC COM 302130109 251 2,580 SH   SOLE   2,580 0 0
EXXON MOBIL CORP COM 30231G102 2,654 30,994 SH   SOLE   30,994 0 0
FEDERATED HERMES INC CL B 314211103 223 7,012 SH   SOLE   7,012 0 0
FEDEX CORP COM 31428X106 1,385 6,109 SH   SOLE   6,109 0 0
FOOT LOCKER INC COM 344849104 234 9,250 SH   SOLE   9,250 0 0
FORD MTR CO DEL COM 345370860 154 13,869 SH   SOLE   13,869 0 0
FORTIS INC COM 349553107 292 6,181 SH   SOLE   6,181 0 0
GENERAL DYNAMICS CORP COM 369550108 245 1,107 SH   SOLE   1,107 0 0
GENUINE PARTS CO COM 372460105 473 3,553 SH   SOLE   3,553 0 0
GILEAD SCIENCES INC COM 375558103 605 9,793 SH   SOLE   9,793 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 776 2,613 SH   SOLE   2,613 0 0
GRAINGER W W INC COM 384802104 766 1,686 SH   SOLE   1,686 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 550 18,150 SH   SOLE   18,150 0 0
GROUP 1 AUTOMOTIVE INC COM 398905109 463 2,728 SH   SOLE   2,728 0 0
HANESBRANDS INC COM 410345102 388 37,737 SH   SOLE   37,737 0 0
HERSHEY CO COM 427866108 806 3,746 SH   SOLE   3,746 0 0
HOME DEPOT INC COM 437076102 1,411 5,146 SH   SOLE   5,146 0 0
HONDA MOTOR LTD AMERN SHS 438128308 243 10,057 SH   SOLE   10,057 0 0
HP INC COM 40434L105 323 9,855 SH   SOLE   9,855 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 430 13,174 SH   SOLE   13,174 0 0
HUMANA INC COM 444859102 531 1,133 SH   SOLE   1,133 0 0
HUNT J B TRANS SVCS INC COM 445658107 354 2,248 SH   SOLE   2,248 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 397 1,824 SH   SOLE   1,824 0 0
ICU MED INC COM 44930G107 214 1,304 SH   SOLE   1,304 0 0
ILLINOIS TOOL WKS INC COM 452308109 237 1,300 SH   SOLE   1,300 0 0
INSIGHT ENTERPRISES INC COM 45765U103 364 4,216 SH   SOLE   4,216 0 0
INTEL CORP COM 458140100 958 25,599 SH   SOLE   25,599 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,252 8,864 SH   SOLE   8,864 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,182 24,099 SH   SOLE   24,099 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 720 7,035 SH   SOLE   7,035 0 0
ISHARES TR BROAD USD HIGH 46435U853 3,706 107,058 SH   SOLE   107,058 0 0
ISHARES TR CORE INTL AGGR 46435G672 1,344 26,981 SH   SOLE   26,981 0 0
ISHARES TR CORE MSCI EAFE 46432F842 765 12,992 SH   SOLE   12,992 0 0
ISHARES TR CORE S&P500 ETF 464287200 268 707 SH   SOLE   707 0 0
ISHARES TR CRE U S REIT ETF 464288521 313 5,865 SH   SOLE   5,865 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,305 23,897 SH   SOLE   23,897 0 0
ISHARES TR IBOXX HI YD ETF 464288513 269 3,650 SH   SOLE   3,650 0 0
ISHARES TR IBOXX INV CP ETF 464287242 308 2,801 SH   SOLE   2,801 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 649 12,830 SH   SOLE   12,830 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,765 34,575 SH   SOLE   34,575 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,605 30,526 SH   SOLE   30,526 0 0
ISHARES TR MBS ETF 464288588 4,802 49,253 SH   SOLE   49,253 0 0
ISHARES TR MSCI EAFE ETF 464287465 467 7,470 SH   SOLE   7,470 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,024 19,027 SH   SOLE   19,027 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 293 1,730 SH   SOLE   1,730 0 0
ISHARES TR SHORT TREAS BD 464288679 672 6,099 SH   SOLE   6,099 0 0
JETBLUE AWYS CORP COM 477143101 275 32,846 SH   SOLE   32,846 0 0
JOHNSON & JOHNSON COM 478160104 1,663 9,367 SH   SOLE   9,367 0 0
JPMORGAN CHASE & CO COM 46625H100 1,405 12,476 SH   SOLE   12,476 0 0
KELLOGG CO COM 487836108 262 3,674 SH   SOLE   3,674 0 0
KIMBERLY-CLARK CORP COM 494368103 626 4,635 SH   SOLE   4,635 0 0
KORN FERRY COM NEW 500643200 534 9,209 SH   SOLE   9,209 0 0
LAM RESEARCH CORP COM 512807108 438 1,028 SH   SOLE   1,028 0 0
LAUDER ESTEE COS INC CL A 518439104 468 1,838 SH   SOLE   1,838 0 0
LHC GROUP INC COM 50187A107 209 1,342 SH   SOLE   1,342 0 0
LILLY ELI & CO COM 532457108 645 1,988 SH   SOLE   1,988 0 0
LOCKHEED MARTIN CORP COM 539830109 1,500 3,488 SH   SOLE   3,488 0 0
LOWES COS INC COM 548661107 1,254 7,177 SH   SOLE   7,177 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 209 2,395 SH   SOLE   2,395 0 0
MACQUARIE INFRASTR HOLD LLC COMMON UNITS 55608B105 44 11,155 SH   SOLE   11,155 0 0
MANPOWERGROUP INC WIS COM 56418H100 279 3,649 SH   SOLE   3,649 0 0
MANULIFE FINL CORP COM 56501R106 335 19,319 SH   SOLE   19,319 0 0
MARATHON PETE CORP COM 56585A102 488 5,941 SH   SOLE   5,941 0 0
MARSH & MCLENNAN COS INC COM 571748102 329 2,116 SH   SOLE   2,116 0 0
MASTERCARD INCORPORATED CL A 57636Q104 828 2,625 SH   SOLE   2,625 0 0
MEDTRONIC PLC SHS G5960L103 296 3,299 SH   SOLE   3,299 0 0
MERCK & CO INC COM 58933Y105 1,547 16,964 SH   SOLE   16,964 0 0
META PLATFORMS INC CL A 30303M102 1,885 11,693 SH   SOLE   11,693 0 0
METLIFE INC COM 59156R108 329 5,242 SH   SOLE   5,242 0 0
MICROSOFT CORP COM 594918104 3,176 12,366 SH   SOLE   12,366 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 283 53,066 SH   SOLE   53,066 0 0
MORGAN STANLEY COM NEW 617446448 852 11,202 SH   SOLE   11,202 0 0
MR COOPER GROUP INC COM 62482R107 404 10,996 SH   SOLE   10,996 0 0
MSC INDL DIRECT INC CL A 553530106 553 7,367 SH   SOLE   7,367 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 244 3,766 SH   SOLE   3,766 0 0
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 87 16,019 SH   SOLE   16,019 0 0
NAVIENT CORPORATION COM 63938C108 211 15,082 SH   SOLE   15,082 0 0
NCR CORP NEW COM 62886E108 204 6,554 SH   SOLE   6,554 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 163 17,831 SH   SOLE   17,831 0 0
NIKE INC CL B 654106103 791 7,736 SH   SOLE   7,736 0 0
NOKIA CORP SPONSORED ADR 654902204 114 24,822 SH   SOLE   24,822 0 0
NORDSTROM INC COM 655664100 582 27,561 SH   SOLE   27,561 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,367 2,856 SH   SOLE   2,856 0 0
NOVARTIS AG SPONSORED ADR 66987V109 837 9,904 SH   SOLE   9,904 0 0
NOVO-NORDISK A S ADR 670100205 824 7,399 SH   SOLE   7,399 0 0
NU SKIN ENTERPRISES INC CL A 67018T105 224 5,177 SH   SOLE   5,177 0 0
NUCOR CORP COM 670346105 228 2,184 SH   SOLE   2,184 0 0
NUTANIX INC CL A 67059N108 227 15,488 SH   SOLE   15,488 0 0
NUTRIEN LTD COM 67077M108 240 3,014 SH   SOLE   3,014 0 0
NUVASIVE INC COM 670704105 212 4,318 SH   SOLE   4,318 0 0
NVIDIA CORPORATION COM 67066G104 785 5,181 SH   SOLE   5,181 0 0
NVR INC COM 62944T105 224 56 SH   SOLE   56 0 0
ONEOK INC NEW COM 682680103 233 4,197 SH   SOLE   4,197 0 0
ORACLE CORP COM 68389X105 744 10,647 SH   SOLE   10,647 0 0
ORANGE SPONSORED ADR 684060106 132 11,219 SH   SOLE   11,219 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 937 1,483 SH   SOLE   1,483 0 0
OWENS & MINOR INC NEW COM 690732102 430 13,670 SH   SOLE   13,670 0 0
PATTERSON COS INC COM 703395103 481 15,875 SH   SOLE   15,875 0 0
PBF ENERGY INC CL A 69318G106 272 9,381 SH   SOLE   9,381 0 0
PENNYMAC FINL SVCS INC NEW COM 70932M107 381 8,715 SH   SOLE   8,715 0 0
PEPSICO INC COM 713448108 1,990 11,942 SH   SOLE   11,942 0 0
PERRIGO CO PLC SHS G97822103 421 10,378 SH   SOLE   10,378 0 0
PFIZER INC COM 717081103 1,393 26,564 SH   SOLE   26,564 0 0
PHILIP MORRIS INTL INC COM 718172109 721 7,298 SH   SOLE   7,298 0 0
PHILLIPS 66 COM 718546104 388 4,737 SH   SOLE   4,737 0 0
PIPER SANDLER COMPANIES COM 724078100 249 2,197 SH   SOLE   2,197 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 403 39,021 SH   SOLE   39,021 0 0
PPG INDS INC COM 693506107 221 1,930 SH   SOLE   1,930 0 0
PREMIER INC CL A 74051N102 249 6,989 SH   SOLE   6,989 0 0
PRESTIGE CONSMR HEALTHCARE I COM 74112D101 299 5,085 SH   SOLE   5,085 0 0
PROCTER AND GAMBLE CO COM 742718109 1,140 7,927 SH   SOLE   7,927 0 0
PVH CORPORATION COM 693656100 322 5,661 SH   SOLE   5,661 0 0
QUALCOMM INC COM 747525103 1,494 11,695 SH   SOLE   11,695 0 0
QUIDELORTHO CORP COM 219798105 517 5,318 SH   SOLE   5,318 0 0
QURATE RETAIL INC COM SER A 74915M100 34 11,749 SH   SOLE   11,749 0 0
REGENERON PHARMACEUTICALS COM 75886F107 244 412 SH   SOLE   412 0 0
RELX PLC SPONSORED ADR 759530108 285 10,585 SH   SOLE   10,585 0 0
RESIDEO TECHNOLOGIES INC COM 76118Y104 232 11,942 SH   SOLE   11,942 0 0
RIO TINTO PLC SPONSORED ADR 767204100 534 8,759 SH   SOLE   8,759 0 0
ROYAL BK CDA COM 780087102 417 4,307 SH   SOLE   4,307 0 0
SABRE CORP COM 78573M104 74 12,766 SH   SOLE   12,766 0 0
SALESFORCE INC COM 79466L302 238 1,444 SH   SOLE   1,444 0 0
SANDERSON FARMS INC COM 800013104 219 1,014 SH   SOLE   1,014 0 0
SANOFI SPONSORED ADR 80105N105 1,052 21,021 SH   SOLE   21,021 0 0
SAP SE SPON ADR 803054204 599 6,600 SH   SOLE   6,600 0 0
SCHNEIDER NATIONAL INC CL B 80689H102 286 12,780 SH   SOLE   12,780 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 523 16,633 SH   SOLE   16,633 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 9,430 301,967 SH   SOLE   301,967 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,124 21,779 SH   SOLE   21,779 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,422 76,631 SH   SOLE   76,631 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,741 272,230 SH   SOLE   272,230 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 534 13,692 SH   SOLE   13,692 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,200 75,267 SH   SOLE   75,267 0 0
SCIENCE APPLICATIONS INTL CO COM 808625107 292 3,135 SH   SOLE   3,135 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 368 5,150 SH   SOLE   5,150 0 0
SHELL PLC SPON ADS 780259305 633 12,113 SH   SOLE   12,113 0 0
SHERWIN WILLIAMS CO COM 824348106 1,440 6,432 SH   SOLE   6,432 0 0
SIGNET JEWELERS LIMITED SHS G81276100 491 9,179 SH   SOLE   9,179 0 0
SMITH A O CORP COM 831865209 241 4,415 SH   SOLE   4,415 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 679 8,307 SH   SOLE   8,307 0 0
SOUTHERN CO COM 842587107 270 3,792 SH   SOLE   3,792 0 0
SOUTHWESTERN ENERGY CO COM 845467109 94 15,001 SH   SOLE   15,001 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 365 15,993 SH   SOLE   15,993 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,019 37,022 SH   SOLE   37,022 0 0
SPROUTS FMRS MKT INC COM 85208M102 401 15,819 SH   SOLE   15,819 0 0
STELLANTIS N.V SHS N82405106 397 32,083 SH   SOLE   32,083 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102 246 7,831 SH   SOLE   7,831 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 381 64,534 SH   SOLE   64,534 0 0
SUNCOR ENERGY INC NEW COM 867224107 555 15,839 SH   SOLE   15,839 0 0
SYSCO CORP COM 871829107 426 5,033 SH   SOLE   5,033 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 293 20,859 SH   SOLE   20,859 0 0
TARGET CORP COM 87612E106 673 4,764 SH   SOLE   4,764 0 0
TELUS CORPORATION COM 87971M103 248 11,145 SH   SOLE   11,145 0 0
TERADATA CORP DEL COM 88076W103 385 10,391 SH   SOLE   10,391 0 0
TESLA INC COM 88160R101 1,861 2,763 SH   SOLE   2,763 0 0
TEXAS INSTRS INC COM 882508104 730 4,750 SH   SOLE   4,750 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 354 651 SH   SOLE   651 0 0
THOMSON REUTERS CORP. COM NEW 884903709 449 4,305 SH   SOLE   4,305 0 0
TIMKEN CO COM 887389104 285 5,374 SH   SOLE   5,374 0 0
TJX COS INC NEW COM 872540109 784 14,046 SH   SOLE   14,046 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 364 5,545 SH   SOLE   5,545 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 592 11,242 SH   SOLE   11,242 0 0
TOYOTA MOTOR CORP ADS 892331307 850 5,515 SH   SOLE   5,515 0 0
TRACTOR SUPPLY CO COM 892356106 851 4,392 SH   SOLE   4,392 0 0
UBS GROUP AG SHS H42097107 375 23,119 SH   SOLE   23,119 0 0
UNILEVER PLC SPON ADR NEW 904767704 500 10,906 SH   SOLE   10,906 0 0
UNION PAC CORP COM 907818108 622 2,915 SH   SOLE   2,915 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,381 18,523 SH   SOLE   18,523 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,667 3,246 SH   SOLE   3,246 0 0
US BANCORP DEL COM NEW 902973304 268 5,823 SH   SOLE   5,823 0 0
VALERO ENERGY CORP COM 91913Y100 335 3,153 SH   SOLE   3,153 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6,077 122,659 SH   SOLE   122,659 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,971 5,683 SH   SOLE   5,683 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,334 176,080 SH   SOLE   176,080 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,921 58,518 SH   SOLE   58,518 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,311 135,890 SH   SOLE   135,890 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,001 99,988 SH   SOLE   99,988 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,292 27,028 SH   SOLE   27,028 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,513 93,671 SH   SOLE   93,671 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,934 64,698 SH   SOLE   64,698 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 4,339 63,466 SH   SOLE   63,466 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 4,615 113,112 SH   SOLE   113,112 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 552 9,009 SH   SOLE   9,009 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,094 21,552 SH   SOLE   21,552 0 0
VIAVI SOLUTIONS INC COM 925550105 275 20,818 SH   SOLE   20,818 0 0
VIR BIOTECHNOLOGY INC COM 92764N102 615 24,144 SH   SOLE   24,144 0 0
VISA INC COM CL A 92826C839 862 4,377 SH   SOLE   4,377 0 0
VISHAY INTERTECHNOLOGY INC COM 928298108 300 16,831 SH   SOLE   16,831 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 482 30,966 SH   SOLE   30,966 0 0
VONTIER CORPORATION COM 928881101 265 11,533 SH   SOLE   11,533 0 0
WALMART INC COM 931142103 1,080 8,881 SH   SOLE   8,881 0 0
WELLS FARGO CO NEW COM 949746101 426 10,885 SH   SOLE   10,885 0 0
WERNER ENTERPRISES INC COM 950755108 480 12,466 SH   SOLE   12,466 0 0
WHIRLPOOL CORP COM 963320106 269 1,738 SH   SOLE   1,738 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 237 806 SH   SOLE   806 0 0