The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 327 11,966 SH   SOLE   0 0 11,966
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF PFD SECS INC ETF 33739E108 32,373 1,563,906 SH   SOLE   0 0 1,563,906
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 16,866 221,083 SH   SOLE   0 0 221,083
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 14,713 231,518 SH   SOLE   0 0 231,518
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 2,083 7,676 SH   SOLE   0 0 7,676
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 320 3,657 SH   SOLE   0 0 3,657
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD MIN VOL EAFE ETF 46429B689 14,407 185,801 SH   SOLE   0 0 185,801
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 577 7,186 SH   SOLE   0 0 7,186
ISHARES MSCI EAFE GROWTH INDEX ETF EAFE GRWTH ETF 464288885 13,644 123,810 SH   SOLE   0 0 123,810
ISHARES MSCI EAFE SMALL CAP ETF EAFE SML CP ETF 464288273 3,058 40,271 SH   SOLE   0 0 40,271
ISHARES MSCI EAFE VALUE INDEX ETF EAFE VALUE ETF 464288877 11,180 214,357 SH   SOLE   0 0 214,357
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 10,248 197,297 SH   SOLE   0 0 197,297
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF MIN VOL EMRG MKT 464286533 15,613 251,102 SH   SOLE   0 0 251,102
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 14,239 50,278 SH   SOLE   0 0 50,278
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 3,088 19,137 SH   SOLE   0 0 19,137
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 5,531 24,761 SH   SOLE   0 0 24,761
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 1,676 5,530 SH   SOLE   0 0 5,530
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 4,010 24,811 SH   SOLE   0 0 24,811
ISHARES RUSSELL 2500 ETF RUSEL 2500 ETF 46435G268 724 11,071 SH   SOLE   0 0 11,071
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 3,493 30,331 SH   SOLE   0 0 30,331
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 8,622 73,929 SH   SOLE   0 0 73,929
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 753 1,694 SH   SOLE   0 0 1,694
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 407 3,655 SH   SOLE   0 0 3,655
ISHARES S&P U.S. PREFERRED STOCK ETF PFD AND INCM SEC 464288687 398 10,090 SH   SOLE   0 0 10,090
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD MSCI MIN VOL ETF 46429B697 13,402 175,239 SH   SOLE   0 0 175,239
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 2,209 8,858 SH   SOLE   0 0 8,858
ISHARES TR RUSSELL MIDCAP INDEX FD RUS MID CAP ETF 464287499 1,614 20,065 SH   SOLE   0 0 20,065
ISHARES TRUST S&P GLOBAL INFRASTRUCTUR GLB INFRASTR ETF 464288372 837 18,099 SH   SOLE   0 0 18,099
SCHWAB ETFS- US BROAD MARKET ETF US BRD MKT ETF 808524102 2,806 26,195 SH   SOLE   0 0 26,195
SCHWAB ETFS- US SMALL-CAP ETF US SML CAP ETF 808524607 5,480 53,614 SH   SOLE   0 0 53,614
SCHWAB FUNDAMENTAL INTL LG CO ETF SCHWB FDT INT LG 808524755 355 10,631 SH   SOLE   0 0 10,631
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF SCHWAB FDT US LG 808524771 648 11,718 SH   SOLE   0 0 11,718
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF SCHWAB FDT US SC 808524763 2,347 43,976 SH   SOLE   0 0 43,976
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 252 6,285 SH   SOLE   0 0 6,285
SCHWAB INTL SMALL CAP ETF INTL SCEQT ETF 808524888 18,576 436,169 SH   SOLE   0 0 436,169
SCHWAB STRATEGIC TR US LRG CAP ETF US LRG CAP ETF 808524201 1,168 10,872 SH   SOLE   0 0 10,872
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 3,578 45,396 SH   SOLE   0 0 45,396
SCHWAB US AGGREGATE BOND ETF US AGGREGAT B 808524839 246 4,488 SH   SOLE   0 0 4,488
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 1,124 7,386 SH   SOLE   0 0 7,386
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF 808524409 5,760 82,337 SH   SOLE   0 0 82,337
SPDR S&P 500 ETF TR UNIT 78462F103 1,522 3,440 SH   SOLE   0 0 3,440
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 571 4,615 SH   SOLE   0 0 4,615
VANGUARD EXTENDED MARKET ETF EXTEND MKT ETF 922908652 6,026 32,069 SH   SOLE   0 0 32,069
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 2,456 46,952 SH   SOLE   0 0 46,952
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 3,118 60,808 SH   SOLE   0 0 60,808
VANGUARD GROWTH ETF GROWTH ETF 922908736 42,567 142,532 SH   SOLE   0 0 142,532
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF MCAP VL IDXVIP 922908512 11,664 81,669 SH   SOLE   0 0 81,669
VANGUARD MEGA CAP ETF MEGA CAP INDEX 921910873 1,645 10,443 SH   SOLE   0 0 10,443
VANGUARD MID CAP MID CAP ETF 922908629 5,220 21,507 SH   SOLE   0 0 21,507
VANGUARD MID-CAP GROWTH INDEX FUND MCAP GR IDXVIP 922908538 4,942 20,323 SH   SOLE   0 0 20,323
VANGUARD S&P 500 ETF S&P 500 ETF 922908363 13,443 33,040 SH   SOLE   0 0 33,040
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 1,153 5,156 SH   SOLE   0 0 5,156
VANGUARD SMALL CAP VALUE ETF SML CP VAL ETF 922908611 1,361 7,895 SH   SOLE   0 0 7,895
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 6,081 26,570 SH   SOLE   0 0 26,570
VANGUARD VALUE ETF VALUE ETF 922908744 6,206 44,274 SH   SOLE   0 0 44,274