The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
111 INC ADS SPONSORED ADS 68247Q102   206,686 4,180 SH   SOLE   4,179 0 0
ABBOTT LABS COM COM 002824100   268,866 2,776 SH   SOLE   2,776 0 0
ABBVIE INC COM COM 00287Y109   400,554 2,687 SH   SOLE   2,687 0 0
ALPHABET INC CAP STK CL C CL C 02079K107   1,271,163 9,641 SH   SOLE   9,640 0 0
AMAZON.COM INC COM 023135106   1,562,053 12,288 SH   SOLE   12,288 0 0
AMGEN INC COM 031162100   672,766 2,503 SH   SOLE   2,503 0 0
AON CORP COM G0403H108   373,840 1,153 SH   SOLE   1,153 0 0
APPLE INC COM 037833100   4,795,627 28,009 SH   SOLE   28,009 0 0
ARHAUS INC COM CL A COM CL A 04035M102   325,500 35,000 SH   SOLE   35,000 0 0
ARROWROOT ACQUISITION CORP CL A COM COM 04282M102   256,515 24,500 SH   SOLE   24,500 0 0
BANK AMERICA CORP COM COM 060505104   248,482 9,075 SH   SOLE   9,075 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   762,953 2,178 SH   SOLE   2,178 0 0
BITWISE CRYPTO INDUSTRY INNOVATORS ETF BITWISE CRYPTO 301505624   339,362 50,651 SH   SOLE   50,651 0 0
BLACKROCK MUN INCOME TR SH BEN INT SH BEN INT 09248F109   218,202 24,600 SH   SOLE   24,600 0 0
BLACKROCK MUNI INCOME TR II COM COM 09249N101   176,402 19,300 SH   SOLE   19,300 0 0
BLACKROCK MUNICIPAL INCOME COM COM 09253X102   379,610 37,400 SH   SOLE   37,400 0 0
BLACKROCK MUNIHLDGS NY QLTY FD COM COM 09255C106   91,300 10,000 SH   SOLE   10,000 0 0
BLACKROCK MUNIHOLDINGS FD INC COM COM 09253N104   353,633 34,300 SH   SOLE   34,300 0 0
BLACKROCK MUNIVEST FD INC COM COM 09253R105   273,912 45,200 SH   SOLE   45,200 0 0
BLACKROCK MUNIYIELD FD INC COM COM 09253W104   190,825 20,787 SH   SOLE   20,787 0 0
BLACKROCK MUNIYIELD QUALITY FD COM COM 09254E103   219,650 23,000 SH   SOLE   23,000 0 0
BRC INC COM CL A COM CLA 05601U105   70,980 19,772 SH   SOLE   19,771 0 0
COCA COLA CO COM COM 191216100   213,880 3,821 SH   SOLE   3,820 0 0
COSTCO WHOLESALE CORP COM 22160K105   983,607 1,741 SH   SOLE   1,741 0 0
DANAHER CORP COM 235851102   304,849 1,229 SH   SOLE   1,228 0 0
DB COMMODITY INDEX TRACKING UNIT 46138B103   2,816,977 112,860 SH   SOLE   112,859 0 0
DISNEY WALT CO COM COM DISNEY 254687106   554,884 6,846 SH   SOLE   6,846 0 0
DWS MUNICIPAL INCOME COM 233368109   78,540 10,200 SH   SOLE   10,200 0 0
EATON VANCE MUN BD FD COM COM 27827X101   185,795 20,736 SH   SOLE   20,736 0 0
ENERGY SELECT SECTOR SPDR COM 81369Y506   238,178 2,635 SH   SOLE   2,635 0 0
EXXON MOBIL CORP COM COM 30231G102   1,353,787 11,514 SH   SOLE   11,513 0 0
FINTECH ECOSYSTEM DEVE CLASS A COM CLASS A COM 318136108   172,368 16,200 SH   SOLE   16,200 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   213,507 660 SH   SOLE   659 0 0
GOLDMAN SACHS PHYSICAL GOLD ETF UNIT 715426102   4,180,319 228,308 SH   SOLE   228,308 0 0
GOOGLE INC CAP STK CL A 02079K305   565,577 4,322 SH   SOLE   4,322 0 0
GUGGENHEIM ETF TRUST S&P 500 EQUAL WEIGHT S&P500 EQL WGT 46137V357   4,483,922 31,646 SH   SOLE   31,645 0 0
HOME DEPOT COM 437076102   250,155 828 SH   SOLE   827 0 0
INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704   10,031,362 98,948 SH   SOLE   98,948 0 0
INVESCO CURRENCYSHARES SWISS FRANC TRUST SWISS FRANC 46138R108   340,002 3,498 SH   SOLE   3,498 0 0
INVESCO MUN OPPORTUNITY TR COM COM 46132C107   111,928 13,600 SH   SOLE   13,600 0 0
INVESCO QUALITY MUN INCOME TR COM COM 46133G107   134,240 16,000 SH   SOLE   16,000 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF 0-3 MNTH TREASRY 46436E718   24,960,471 247,943 SH   SOLE   247,943 0 0
ISHARES 1-3 YR CREDIT BOND ETF ISHS 1-5YR INVS 464288646   3,494,847 70,135 SH   SOLE   70,135 0 0
ISHARES 1-3 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   1,631,727 20,152 SH   SOLE   20,152 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF 7-10 YR TRSY BD 464287440   7,772,623 84,863 SH   SOLE   84,863 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663   1,092,888 11,052 SH   SOLE   11,051 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   10,530,875 163,650 SH   SOLE   163,649 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   6,541,665 137,459 SH   SOLE   137,458 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507   4,107,395 1,254,989 SH   SOLE   1,254,988 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168   985,945 9,160 SH   SOLE   9,159 0 0
ISHARES GLOBAL INFRASTRUCTURE ETF GLB INFRASTR ETF 464288372   360,793 8,334 SH   SOLE   8,334 0 0
ISHARES GOLD TRUST ETF ISHARES NEW 464285204   5,695,322 162,770 SH   SOLE   162,770 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242   5,348,607 52,427 SH   SOLE   52,427 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   17,963,813 67,536 SH   SOLE   67,535 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598   3,250,830 21,412 SH   SOLE   21,412 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309   7,060,041 103,187 SH   SOLE   103,186 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200   15,664,961 36,478 SH   SOLE   36,478 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   1,820,551 11,834 SH   SOLE   11,834 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606   1,487,849 20,596 SH   SOLE   20,595 0 0
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705   1,202,985 11,919 SH   SOLE   11,919 0 0
ISHARES S&P NORTH AMER TECH-SOFTWARE EXPANDED TECH 464287515   5,099,066 1,352,617 SH   SOLE   1,352,616 0 0
ISHARES S&P SMALLCAP 600 ETF CORE S&P SCP ETF 464287804   3,552,495 364,528 SH   SOLE   364,528 0 0
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887   374,067 3,411 SH   SOLE   3,410 0 0
ISHARES TR MSCI ACWIINDEX FD MSCI ACWI ETF 464288257   876,776 9,492 SH   SOLE   9,492 0 0
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622   240,755 1,025 SH   SOLE   1,024 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150   328,421 3,487 SH   SOLE   3,486 0 0
JOHNSON & JOHNSON COM COM 478160104   6,744,932 43,306 SH   SOLE   43,306 0 0
JPMORGAN CHASE & CO COM COM 46625H100   431,296 2,974 SH   SOLE   2,974 0 0
MASTERCARD INC COM 57636Q104   284,459 718 SH   SOLE   718 0 0
META PLATFORMS INC CL A CL A 30303M102   325,278 1,084 SH   SOLE   1,083 0 0
MICROSECTORS U.S. BIG OIL INDEX -3X INVERSE LEVERAGED ETN BIG OIL INDX 3X 06368L106   405,339 1,938 SH   SOLE   1,938 0 0
MICROSOFT COM 594918104   3,275,361 10,373 SH   SOLE   10,373 0 0
NUVEEN AMT FREE QLTY MUN INCME COM COM 670657105   398,303 41,147 SH   SOLE   41,147 0 0
NUVEEN CA QUALTY MUN INCOME FD COM COM 67066Y105   256,690 26,600 SH   SOLE   26,600 0 0
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT SH BEN INT 67070X101   341,760 32,767 SH   SOLE   32,767 0 0
NUVEEN NEW YORK AMT QLT MUNICP COM COM 670656107   344,887 36,496 SH   SOLE   36,496 0 0
NUVEEN PENNSYLVANIA QLT MUN FD COM COM 670972108   127,125 12,500 SH   SOLE   12,500 0 0
NUVEEN QUALITY MUNCP INCOME FD COM COM 67066V101   334,620 33,000 SH   SOLE   33,000 0 0
NVIDIA CORP COM 67066G104   956,921 2,200 SH   SOLE   2,199 0 0
OCA ACQUISITION CORP COM CL A COM CL A 670865104   162,639 15,300 SH   SOLE   15,300 0 0
ORACLE CORPORATION COM 68389X105   406,314 3,836 SH   SOLE   3,836 0 0
PAYPAL HLDGS INC COM COM 70450Y103   1,247,390 21,338 SH   SOLE   21,337 0 0
PEARL HOLDINGS ACQUISITN CORP CLASS A ORD SHS CLASS A ORD SHS G44525106   160,800 15,000 SH   SOLE   15,000 0 0
PEPSICO INC COM COM 713448108   422,741 2,495 SH   SOLE   2,494 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103   2,058,629 1,436,329 SH   SOLE   1,436,328 0 0
POWERSHARES SP500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354   4,773,758 81,200 SH   SOLE   81,200 0 0
PROCTER AND GAMBLE CO COM COM 742718109   531,695 3,645 SH   SOLE   3,645 0 0
RAYONIER ADVANCED MATLS INC COM COM 75508B104   340,566 96,205 SH   SOLE   96,205 0 0
RIVERNORTH FLEXIBLE MUNI INCME COM COM 76883Y107   123,200 10,000 SH   SOLE   10,000 0 0
S&P GLOBAL INC COM COM 78409V104   243,244 666 SH   SOLE   665 0 0
SCH FND US LG ETF SCHWAB FDT US LG 808524771   447,304 7,992 SH   SOLE   7,991 0 0
SCHLUMBERGER LTD COM STK COM STK 806857108   269,579 4,624 SH   SOLE   4,624 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409   7,052,101 118,963 SH   SOLE   118,962 0 0
SPDR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821   379,324 367,777 SH   SOLE   367,777 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103   15,417,801 36,067 SH   SOLE   36,066 0 0
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300   562,579 7,774 SH   SOLE   7,773 0 0
SPDR S&P MIDCAP 400 ETF TRUST UTSER1 S&PDCRP 78467Y107   13,104,570 28,698 SH   SOLE   28,697 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763   10,491,187 91,220 SH   SOLE   91,219 0 0
STARBUCKS CORP COM 855244109   447,997 4,908 SH   SOLE   4,908 0 0
SYNOPSYS INC COM COM 871607107   200,111 436 SH   SOLE   436 0 0
TECHNOLOGY & TELECOM ACQ CORP CLASS A ORD SHS CLASS A ORD SHS G87119106   114,635 10,100 SH   SOLE   10,100 0 0
TESLA MOTORS INC COM 88160R101   725,888 2,901 SH   SOLE   2,901 0 0
UNITEDHEALTH GROUP COM 91324P102   445,317 883 SH   SOLE   883 0 0
VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207   2,446,669 797,645 SH   SOLE   797,645 0 0
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844   2,483,085 15,981 SH   SOLE   15,980 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   340,090 7,779 SH   SOLE   7,778 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736   7,101,709 945,802 SH   SOLE   945,801 0 0
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406   8,534,675 1,843,934 SH   SOLE   1,843,933 0 0
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF MCAP VL IDXVIP 922908512   2,759,583 798,331 SH   SOLE   798,331 0 0
VANGUARD INFORMATION TECHNOLOGY INF TECH ETF 92204A702   630,536 1,520 SH   SOLE   1,519 0 0
VANGUARD LARGE CAP LARGE CAP ETF 922908637   1,015,808 5,191 SH   SOLE   5,190 0 0
VANGUARD MEGA CAP GROWTH ETF MEGA GRWTH IND 921910816   946,414 4,171 SH   SOLE   4,171 0 0
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553   200,537 2,650 SH   SOLE   2,650 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SH 922908363   1,779,526 4,532 SH   SOLE   4,531 0 0
VANGUARD SHORT TERM INFL-PROTECTED STRM INFPROIDX 922020805   265,673 5,619 SH   SOLE   5,619 0 0
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   1,195,239 6,322 SH   SOLE   6,321 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768   2,952,117 2,933,735 SH   SOLE   2,933,735 0 0
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769   41,893,844 6,174,836 SH   SOLE   6,174,836 0 0
VANGUARD VALUE ETF VALUE ETF 922908744   19,844,078 976,297 SH   SOLE   976,297 0 0
VIRGIN GALACTIC HOLDINGS INC COM COM 92766K106   275,784 153,213 SH   SOLE   153,213 0 0
VISA INC COM CL A 92826C839   717,268 3,118 SH   SOLE   3,118 0 0
WALMART INC COM COM 931142103   211,719 1,324 SH   SOLE   1,323 0 0