The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DRAFTKINGS INC COM CL A 26142R104 585 12,568 SH   SOLE 0 0 0 12,568
DISNEY WALT CO COM 254687106 282 1,557 SH   SOLE 0 0 0 1,557
PFIZER INC COM 717081103 1,797 48,822 SH   SOLE 0 0 0 48,822
ACTIVISION BLIZZARD INC COM 00507V109 935 10,074 SH   SOLE 0 0 0 10,074
GENERAL ELECTRIC CO COM 369604103 122 11,283 SH   SOLE 0 0 0 11,283
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,365 44,540 SH   SOLE 0 0 0 44,540
SPDR S&P 500 ETF TR TR UNIT 78462F103 362 967 SH   SOLE 0 0 0 967
ABBOTT LABS COM 002824100 2,664 24,335 SH   SOLE 0 0 0 24,335
PEPSICO INC COM 713448108 3,000 20,232 SH   SOLE 0 0 0 20,232
DIEBOLD NXDF INC COM 253651103 108 10,158 SH   SOLE 0 0 0 10,158
BK OF AMERICA CORP COM 060505104 1,897 62,589 SH   SOLE 0 0 0 62,589
FS KKR CAP CORP II COM 35952V303 792 48,319 SH   SOLE 0 0 0 48,319
CVS HEALTH CORP COM 126650100 2,369 34,682 SH   SOLE 0 0 0 34,682
UNION PAC CORP COM 907818108 909 4,365 SH   SOLE 0 0 0 4,365
CATERPILLAR INC COM 149123101 630 3,460 SH   SOLE 0 0 0 3,460
APPLE INC COM 037833100 11,730 88,404 SH   SOLE 0 0 0 88,404
AMAZON COM INC COM 023135106 3,905 1,199 SH   SOLE 0 0 0 1,199
LOWES COS INC COM 548661107 379 2,359 SH   SOLE 0 0 0 2,359
NOVO-NORDISK A S ADR 670100205 2,139 30,622 SH   SOLE 0 0 0 30,622
PHILIP MORRIS INTL INC COM 718172109 582 7,034 SH   SOLE 0 0 0 7,034
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,510 73,143 SH   SOLE 0 0 0 73,143
PROCTER AND GAMBLE CO COM 742718109 14,377 103,329 SH   SOLE 0 0 0 103,329
NORFOLK SOUTHN CORP COM 655844108 2,023 8,516 SH   SOLE 0 0 0 8,516
TRUIST FINL CORP COM 89832Q109 3,463 72,253 SH   SOLE 0 0 0 72,253
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 619 8,852 SH   SOLE 0 0 0 8,852
GLOBAL PMTS INC COM 37940X102 570 2,645 SH   SOLE 0 0 0 2,645
CINCINNATI FINL CORP COM 172062101 2,536 29,026 SH   SOLE 0 0 0 29,026
DUKE ENERGY CORP NEW COM NEW 26441C204 746 8,150 SH   SOLE 0 0 0 8,150
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 667 69,153 SH   SOLE 0 0 0 69,153
NIKE INC CL B 654106103 671 4,741 SH   SOLE 0 0 0 4,741
WALMART INC COM 931142103 594 4,118 SH   SOLE 0 0 0 4,118
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 259 2,379 SH   SOLE 0 0 0 2,379
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,962 70,714 SH   SOLE 0 0 0 70,714
INTEL CORP COM 458140100 2,589 51,964 SH   SOLE 0 0 0 51,964
SHERWIN WILLIAMS CO COM 824348106 905 1,232 SH   SOLE 0 0 0 1,232
COMCAST CORP NEW CL A 20030N101 3,584 68,398 SH   SOLE 0 0 0 68,398
ISHARES TR CORE S&P SCP ETF 464287804 1,500 16,323 SH   SOLE 0 0 0 16,323
JPMORGAN CHASE & CO COM 46625H100 4,465 35,139 SH   SOLE 0 0 0 35,139
EQUINIX INC COM 29444U700 2,094 2,932 SH   SOLE 0 0 0 2,932
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,151 34,625 SH   SOLE 0 0 0 34,625
SHOPIFY INC CL A 82509L107 302 267 SH   SOLE 0 0 0 267
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,995 91,741 SH   SOLE 0 0 0 91,741
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 710 3,051 SH   SOLE 0 0 0 3,051
ABBVIE INC COM 00287Y109 265 2,469 SH   SOLE 0 0 0 2,469
CHEVRON CORP NEW COM 166764100 763 9,031 SH   SOLE 0 0 0 9,031
BROADCOM INC COM 11135F101 3,809 8,699 SH   SOLE 0 0 0 8,699
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 249 1,073 SH   SOLE 0 0 0 1,073
GILEAD SCIENCES INC COM 375558103 2,446 41,976 SH   SOLE 0 0 0 41,976
CME GROUP INC COM 12572Q105 2,667 14,650 SH   SOLE 0 0 0 14,650
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,902 84,901 SH   SOLE 0 0 0 84,901
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,966 63,515 SH   SOLE 0 0 0 63,515
VISA INC COM CL A 92826C839 3,598 16,448 SH   SOLE 0 0 0 16,448
ALLOGENE THERAPEUTICS INC COM 019770106 402 15,909 SH   SOLE 0 0 0 15,909
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,038 84,375 SH   SOLE 0 0 0 84,375
REPRO MED SYS INC COM 759910102 91 15,075 SH   SOLE 0 0 0 15,075
FS KKR CAP CORP COM 302635206 200 12,060 SH   SOLE 0 0 0 12,060
KLA CORP COM NEW 482480100 614 2,372 SH   SOLE 0 0 0 2,372
EXELON CORP COM 30161N101 2,157 51,096 SH   SOLE 0 0 0 51,096
MARSH & MCLENNAN COS INC COM 571748102 2,252 19,246 SH   SOLE 0 0 0 19,246
TJX COS INC NEW COM 872540109 1,206 17,663 SH   SOLE 0 0 0 17,663
FACEBOOK INC CL A 30303M102 1,442 5,280 SH   SOLE 0 0 0 5,280
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,701 229,195 SH   SOLE 0 0 0 229,195
ALTRIA GROUP INC COM 02209S103 275 6,708 SH   SOLE 0 0 0 6,708
HOME DEPOT INC COM 437076102 1,614 6,075 SH   SOLE 0 0 0 6,075
MERCADOLIBRE INC COM 58733R102 414 247 SH   SOLE 0 0 0 247
VANGUARD INDEX FDS TOTAL STK MKT 922908769 223 1,147 SH   SOLE 0 0 0 1,147
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 2,113 99,629 SH   SOLE 0 0 0 99,629
ACADIA PHARMACEUTICALS INC COM 004225108 463 8,659 SH   SOLE 0 0 0 8,659
HENRY JACK & ASSOC INC COM 426281101 714 4,407 SH   SOLE 0 0 0 4,407
INVESCO QQQ TR UNIT SER 1 46090E103 200 639 SH   SOLE 0 0 0 639
COCA COLA CO COM 191216100 375 6,835 SH   SOLE 0 0 0 6,835
NETFLIX INC COM 64110L106 1,160 2,145 SH   SOLE 0 0 0 2,145
AMGEN INC COM 031162100 349 1,517 SH   SOLE 0 0 0 1,517
SIRIUS XM HOLDINGS INC COM 82968B103 64 10,098 SH   SOLE 0 0 0 10,098
TESLA INC COM 88160R101 457 648 SH   SOLE 0 0 0 648
VERIZON COMMUNICATIONS INC COM 92343V104 3,150 53,621 SH   SOLE 0 0 0 53,621
UNITEDHEALTH GROUP INC COM 91324P102 3,920 11,179 SH   SOLE 0 0 0 11,179
LOCKHEED MARTIN CORP COM 539830109 211 593 SH   SOLE 0 0 0 593
CSX CORP COM 126408103 360 3,963 SH   SOLE 0 0 0 3,963
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 16,896 49,160 SH   SOLE 0 0 0 49,160
XENIA HOTELS & RESORTS INC COM 984017103 220 14,501 SH   SOLE 0 0 0 14,501
FLEETCOR TECHNOLOGIES INC COM 339041105 476 1,743 SH   SOLE 0 0 0 1,743
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,011 91,813 SH   SOLE 0 0 0 91,813
NORTHROP GRUMMAN CORP COM 666807102 2,367 7,768 SH   SOLE 0 0 0 7,768
LAUDER ESTEE COS INC CL A 518439104 2,657 9,983 SH   SOLE 0 0 0 9,983
MICROSOFT CORP COM 594918104 4,629 20,811 SH   SOLE 0 0 0 20,811
ADOBE SYSTEMS INCORPORATED COM 00724F101 823 1,646 SH   SOLE 0 0 0 1,646
ANTHEM INC COM 036752103 883 2,751 SH   SOLE 0 0 0 2,751
MCDONALDS CORP COM 580135101 659 3,069 SH   SOLE 0 0 0 3,069
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,475 65,882 SH   SOLE 0 0 0 65,882
ENBRIDGE INC COM 29250N105 214 6,685 SH   SOLE 0 0 0 6,685
GOLDMAN SACHS GROUP INC COM 38141G104 725 2,750 SH   SOLE 0 0 0 2,750
ALPHABET INC CAP STK CL A 02079K305 356 203 SH   SOLE 0 0 0 203
CIGNA CORP NEW COM 125523100 675 3,242 SH   SOLE 0 0 0 3,242
CLOROX CO DEL COM 189054109 624 3,091 SH   SOLE 0 0 0 3,091
DOCUSIGN INC COM 256163106 654 2,943 SH   SOLE 0 0 0 2,943
NEWMONT CORP COM 651639106 203 3,390 SH   SOLE 0 0 0 3,390
ALPHABET INC CAP STK CL C 02079K107 2,679 1,529 SH   SOLE 0 0 0 1,529
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 6,764 133,183 SH   SOLE 0 0 0 133,183
PELOTON INTERACTIVE INC CL A COM 70614W100 607 4,000 SH   SOLE 0 0 0 4,000
HONEYWELL INTL INC COM 438516106 485 2,278 SH   SOLE 0 0 0 2,278
KROGER CO COM 501044101 223 7,021 SH   SOLE 0 0 0 7,021
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,174 21,306 SH   SOLE 0 0 0 21,306
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,480 65,406 SH   SOLE 0 0 0 65,406
CONOCOPHILLIPS COM 20825C104 380 9,500 SH   SOLE 0 0 0 9,500
CROWN CASTLE INTL CORP NEW COM 22822V101 2,878 18,078 SH   SOLE 0 0 0 18,078
FIRST FINL BANCORP OH COM 320209109 1,237 70,554 SH   SOLE 0 0 0 70,554
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,597 23,425 SH   SOLE 0 0 0 23,425
JOHNSON & JOHNSON COM 478160104 674 4,280 SH   SOLE 0 0 0 4,280
S&P GLOBAL INC COM 78409V104 554 1,686 SH   SOLE 0 0 0 1,686
LEMONADE INC COM 52567D107 558 4,553 SH   SOLE 0 0 0 4,553