0001810720-24-000002.txt : 20240423 0001810720-24-000002.hdr.sgml : 20240423 20240423112849 ACCESSION NUMBER: 0001810720-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240423 DATE AS OF CHANGE: 20240423 EFFECTIVENESS DATE: 20240423 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charter Oak Capital Management, LLC CENTRAL INDEX KEY: 0001810720 ORGANIZATION NAME: IRS NUMBER: 263694779 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20761 FILM NUMBER: 24863273 BUSINESS ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 BUSINESS PHONE: 8006465720 MAIL ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001810720 XXXXXXXX 03-31-2024 03-31-2024 false Charter Oak Capital Management, LLC

Two International Drive, Suite 325 Portsmouth NH 03801

13F HOLDINGS REPORT 028-20761 000120870 801-64808 N Jeffrey S. Troiano 8006465720 /s/ Jeffrey S. Troiano Kennebunk ME 04-23-2024 0 190 933139434 INFORMATION TABLE 2 infotable.xml ABBOTT LABS COM 002824100 403088 3546 SH SOLE 3356 0 190 ABBVIE INC COM 00287Y109 1498390 8228 SH SOLE 7249 0 979 ADVANCED MICRO DEVICES INC COM 007903107 273804 1517 SH SOLE 855 0 662 AFLAC INC COM 001055102 237459 2766 SH SOLE 1829 0 937 ALPHABET INC CAP STK CL A 02079K305 537385 3560 SH SOLE 1800 0 1760 ALPHABET INC CAP STK CL C 02079K107 666407 4377 SH SOLE 1617 0 2760 AMAZON COM INC COM 023135106 1104591 6132 SH SOLE 2655 0 3477 AMERIPRISE FINL INC COM 03076C106 608117 1387 SH SOLE 1199 0 188 ANALOG DEVICES INC COM 032654105 3493037 17660 SH SOLE 0 0 17660 APPLE INC COM 037833100 13663221 79678 SH SOLE 44202 0 35476 APPLIED MATLS INC COM 038222105 1286146 6236 SH SOLE 6227 0 9 AT&T INC COM 00206R102 277705 15779 SH SOLE 14107 0 1672 BANK AMERICA CORP COM 060505104 205813 5428 SH SOLE 4759 0 669 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1038364 2469 SH SOLE 1370 0 1099 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 631171 1501 SH SOLE 0 0 1501 BLACKSTONE INC COM 09260D107 205719 1566 SH SOLE 440 0 1126 BOEING CO COM 097023105 470330 2437 SH SOLE 1173 0 1264 BROADCOM INC COM 11135F101 305270 230 SH SOLE 15 0 215 CATERPILLAR INC COM 149123101 626766 1710 SH SOLE 1251 0 459 CBRE GBL REAL ESTATE INC FD COM 12504G100 53935 10025 SH SOLE 9170 0 855 CHEVRON CORP NEW COM 166764100 580338 3679 SH SOLE 2855 0 824 CHURCH & DWIGHT CO INC COM 171340102 330455 3168 SH SOLE 0 0 3168 CISCO SYS INC COM 17275R102 416993 8355 SH SOLE 6250 0 2105 COCA COLA CO COM 191216100 434324 7099 SH SOLE 5875 0 1224 COMCAST CORP NEW CL A 20030N101 200305 4621 SH SOLE 3109 0 1512 DEERE & CO COM 244199105 758585 1847 SH SOLE 1438 0 409 DIREXION SHS ETF TR DLY SCOND 3XBU 25459W458 610033 13111 SH SOLE 0 0 13111 DIREXION SHS ETF TR DRX S&P500BULL 25459W862 3815018 28464 SH SOLE 20665 0 7799 DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102 634731 7920 SH SOLE 0 0 7920 DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E265 87300 10000 SH SOLE 0 0 10000 DISNEY WALT CO COM 254687106 483883 3955 SH SOLE 3022 0 933 ELI LILLY & CO COM 532457108 809346 1040 SH SOLE 878 0 162 EMERSON ELEC CO COM 291011104 200497 1768 SH SOLE 1428 0 340 ENTERPRISE PRODS PARTNERS L COM 293792107 245539 8415 SH SOLE 5523 0 2892 EXXON MOBIL CORP COM 30231G102 1795758 15449 SH SOLE 4553 0 10896 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 342712 5322 SH SOLE 3422 0 1900 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1432521 20532 SH SOLE 13766 0 6766 FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 546251 11022 SH SOLE 5453 0 5569 FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 684464 8299 SH SOLE 2520 0 5779 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 384166 14850 SH SOLE 4917 0 9933 GENERAL DYNAMICS CORP COM 369550108 200400 709 SH SOLE 329 0 380 GENERAL ELECTRIC CO COM NEW 369604301 303510 1729 SH SOLE 1071 0 658 GENERAL MLS INC COM 370334104 322352 4607 SH SOLE 3897 0 710 HARTFORD FINL SVCS GROUP INC COM 416515104 254240 2467 SH SOLE 1655 0 812 HOME DEPOT INC COM 437076102 1060895 2766 SH SOLE 2142 0 624 HONEYWELL INTL INC COM 438516106 310544 1513 SH SOLE 1271 0 242 IDEXX LABS INC COM 45168D104 1720217 3186 SH SOLE 2445 0 741 INTEL CORP COM 458140100 1017863 23044 SH SOLE 20607 0 2437 INTERNATIONAL BUSINESS MACHS COM 459200101 356049 1865 SH SOLE 1532 0 333 INVESCO QQQ TR UNIT SER 1 46090E103 754152 1699 SH SOLE 957 0 742 ISHARES INC CORE MSCI EMKT 46434G103 956181 18531 SH SOLE 15463 0 3068 ISHARES INC MSCI CDA ETF 464286509 456196 11917 SH SOLE 10705 0 1212 ISHARES TR U.S. MED DVC ETF 464288810 4524310 77220 SH SOLE 70016 0 7204 ISHARES TR S&P 500 GRWT ETF 464287309 6541965 77475 SH SOLE 73025 0 4450 ISHARES TR MSCI USA ESG SLC 464288802 8652149 79254 SH SOLE 71101 0 8153 ISHARES TR CORE MSCI EURO 46434V738 603145 10426 SH SOLE 9408 0 1018 ISHARES TR ESG AWRE USD ETF 46435G193 1389219 60427 SH SOLE 6262 0 54165 ISHARES TR S&P 500 VAL ETF 464287408 4917618 26324 SH SOLE 22399 0 3925 ISHARES TR ESG AW MSCI EAFE 46435G516 2382632 29816 SH SOLE 26871 0 2945 ISHARES TR CORE S&P US VLU 464287663 6757492 74718 SH SOLE 53621 0 21097 ISHARES TR ESG AWR MSCI USA 46435G425 1306742 11367 SH SOLE 10967 0 400 ISHARES TR US TREAS BD ETF 46429B267 344887 15147 SH SOLE 15147 0 0 ISHARES TR SHORT TREAS BD 464288679 305341 2762 SH SOLE 2480 0 282 ISHARES TR U.S. TECH ETF 464287721 1398233 10353 SH SOLE 5504 0 4849 ISHARES TR CORE MSCI TOTAL 46432F834 14183 209 SH SOLE 0 0 209 ISHARES TR MSCI USA MIN VOL 46429B697 237677 2844 SH SOLE 1885 0 959 ISHARES TR FLTG RATE NT ETF 46429B655 523975 10262 SH SOLE 8462 0 1800 ISHARES TR ESG AWARE MSCI 46435U663 2371360 58887 SH SOLE 52275 0 6612 ISHARES TR CORE 1 5 YR USD 46432F859 2158939 45509 SH SOLE 37058 0 8451 ISHARES TR CORE S&P500 ETF 464287200 83066 158 SH SOLE 0 0 158 ISHARES TR MSCI ACWI ETF 464288257 9620709 87358 SH SOLE 78719 0 8639 ISHARES TR TIPS BD ETF 464287176 344062 3203 SH SOLE 3203 0 0 ISHARES TR CORE MSCI EAFE 46432F842 1088469 14665 SH SOLE 9936 0 4729 ISHARES TR ESG AWRE 1 5 YR 46435G243 2436459 99529 SH SOLE 75716 0 23813 ISHARES TR GL CLEAN ENE ETF 464288224 190170 13603 SH SOLE 13603 0 0 ISHARES TR 0-5YR INVT GR CP 46434V100 5360381 108907 SH SOLE 97852 0 11055 ISHARES TR RUS 1000 VAL ETF 464287598 639423 3570 SH SOLE 1583 0 1987 ISHARES TR US AER DEF ETF 464288760 500655 3795 SH SOLE 2354 0 1441 ISHARES TR MSCI ACWI EX US 464288240 8574517 160602 SH SOLE 139011 0 21591 ISHARES TR ISHS 5-10YR INVT 464288638 2262764 43852 SH SOLE 28737 0 15115 ISHARES TR 20 YR TR BD ETF 464287432 360799 3813 SH SOLE 3498 0 315 ISHARES TR US CONSM STAPLES 464287812 269239 3981 SH SOLE 2862 0 1119 ISHARES TR ISHS 1-5YR INVS 464288646 13111897 255692 SH SOLE 228900 0 26792 ISHARES TR ESG AWR US AGRGT 46435U549 1036049 22015 SH SOLE 17000 0 5015 ISHARES TR CORE S&P500 ETF 464287200 265155020 504356 SH SOLE 383808 0 120548 ISHARES TR U.S. FINLS ETF 464287788 457231 4780 SH SOLE 3466 0 1314 ISHARES TR SELECT DIVID ETF 464287168 201283 1634 SH SOLE 661 0 973 ISHARES TR RUS 1000 GRW ETF 464287614 449625 1334 SH SOLE 737 0 597 ISHARES TR CORE MSCI TOTAL 46432F834 36253815 534244 SH SOLE 449144 0 85100 ISHARES TR US INDUSTRIALS 464287754 672935 5353 SH SOLE 2837 0 2516 ISHARES TR CORE US AGGBD ET 464287226 136531801 1394035 SH SOLE 959303 0 434732 ISHARES TR RUSEL 2500 ETF 46435G268 1335455 20354 SH SOLE 15442 0 4912 ISHARES TR CORE INTL AGGR 46435G672 376097 7529 SH SOLE 6939 0 590 ISHARES TR CORE US AGGBD ET 464287226 10382 106 SH SOLE 0 0 106 ISHARES TR CORE S&P MCP ETF 464287507 1015212 16714 SH SOLE 13529 0 3185 ISHARES TR GLOBAL TECH ETF 464287291 2733840 36544 SH SOLE 32425 0 4119 ISHARES TR 1 3 YR TREAS BD 464287457 2948991 36060 SH SOLE 34062 0 1998 ISHARES TR NATIONAL MUN ETF 464288414 630243 5857 SH SOLE 5805 0 52 ISHARES TR U.S. FIN SVC ETF 464287770 404938 6108 SH SOLE 156 0 5952 ISHARES TR MSCI KLD400 SOC 464288570 1698208 16846 SH SOLE 16564 0 282 ISHARES TR RUSSELL 2000 ETF 464287655 1295141 6159 SH SOLE 3868 0 2291 ISHARES TR PFD AND INCM SEC 464288687 224308 6960 SH SOLE 3918 0 3042 ISHARES TR ESG MSCI LEADR 46435U218 585624 6240 SH SOLE 6240 0 0 ISHARES TR CORE S&P TTL STK 464287150 730357 6334 SH SOLE 3499 0 2835 ISHARES TR CORE S&P SCP ETF 464287804 745287 6743 SH SOLE 3828 0 2915 ISHARES TR BLACKROCK ULTRA 46434V878 346387 6851 SH SOLE 500 0 6351 ISHARES U S ETF TR BLACKROCK SH DUR 46431W507 345399 6845 SH SOLE 6107 0 738 JOHNSON & JOHNSON COM 478160104 1784955 11284 SH SOLE 10110 0 1174 JPMORGAN CHASE & CO COM 46625H100 1644551 8210 SH SOLE 6268 0 1942 LOWES COS INC COM 548661107 361790 1420 SH SOLE 994 0 426 MARRIOTT INTL INC NEW CL A 571903202 578564 2293 SH SOLE 2283 0 10 MARSH & MCLENNAN COS INC COM 571748102 216247 1050 SH SOLE 0 0 1050 MASTERCARD INCORPORATED CL A 57636Q104 457681 950 SH SOLE 374 0 576 MCDONALDS CORP COM 580135101 902872 3202 SH SOLE 2496 0 706 MEDTRONIC PLC SHS G5960L103 1597918 18335 SH SOLE 17106 0 1229 MERCK & CO INC COM 58933Y105 1479621 11213 SH SOLE 8811 0 2402 META PLATFORMS INC CL A 30303M102 210913 434 SH SOLE 274 0 160 MICROSOFT CORP COM 594918104 3721073 8845 SH SOLE 6419 0 2426 MORGAN STANLEY COM NEW 617446448 1314078 13956 SH SOLE 171 0 13785 NEW YORK CMNTY BANCORP INC COM 649445103 34132 10600 SH SOLE 10600 0 0 NEXTERA ENERGY INC COM 65339F101 905158 14163 SH SOLE 10978 0 3185 NUSHARES ETF TR NUVEEN ESG US 67092P870 5921901 269545 SH SOLE 246037 0 23508 NVIDIA CORPORATION COM 67066G104 814441 901 SH SOLE 314 0 587 ORACLE CORP COM 68389X105 224766 1789 SH SOLE 970 0 819 OTIS WORLDWIDE CORP COM 68902V107 238432 2402 SH SOLE 2101 0 301 PEPSICO INC COM 713448108 1021600 5837 SH SOLE 4867 0 970 PFIZER INC COM 717081103 345616 12455 SH SOLE 10301 0 2154 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 757882 8107 SH SOLE 7464 0 643 PROCTER AND GAMBLE CO COM 742718109 1648632 10161 SH SOLE 8895 0 1266 PROSHARES TR PSHS ULT S&P 500 74347R107 559307 7215 SH SOLE 3301 0 3914 QUALCOMM INC COM 747525103 569511 3364 SH SOLE 3260 0 104 RTX CORPORATION COM 75513E101 758174 7774 SH SOLE 5810 0 1964 SALESFORCE INC COM 79466L302 2721593 9036 SH SOLE 2282 0 6754 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 756728 17966 SH SOLE 12261 0 5705 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 554061 3013 SH SOLE 3001 0 12 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 400281 1922 SH SOLE 1836 0 86 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 472975 5792 SH SOLE 5029 0 763 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 320653 2171 SH SOLE 1250 0 921 SELECT SECTOR SPDR TR ENERGY 81369Y506 273864 2901 SH SOLE 942 0 1959 SPDR S&P 500 ETF TR TR UNIT 78462F103 4579477 8755 SH SOLE 6551 0 2204 SPDR SER TR PORTFLI INTRMDIT 78464A672 471565 16734 SH SOLE 0 0 16734 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 236490 5905 SH SOLE 5905 0 0 TE CONNECTIVITY LTD SHS H84989104 1098691 7565 SH SOLE 7222 0 343 THE CIGNA GROUP COM 125523100 366822 1010 SH SOLE 781 0 229 THERMO FISHER SCIENTIFIC INC COM 883556102 328392 565 SH SOLE 549 0 16 TJX COS INC NEW COM 872540109 218622 2156 SH SOLE 587 0 1569 UNION PAC CORP COM 907818108 257380 1047 SH SOLE 458 0 589 UNITEDHEALTH GROUP INC COM 91324P102 683607 1382 SH SOLE 743 0 639 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 23036116 317171 SH SOLE 277815 0 39356 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6671 87 SH SOLE 0 0 87 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5012 69 SH SOLE 0 0 69 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 39685695 517617 SH SOLE 396160 0 121457 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 322207 3726 SH SOLE 2217 0 1509 VANGUARD INDEX FDS VALUE ETF 922908744 3388680 20807 SH SOLE 13075 0 7732 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3794689 14601 SH SOLE 11660 0 2941 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 49952 285 SH SOLE 0 0 285 VANGUARD INDEX FDS GROWTH ETF 922908736 3378634 9816 SH SOLE 6761 0 3055 VANGUARD INDEX FDS LARGE CAP ETF 922908637 398961 1664 SH SOLE 632 0 1032 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 28780676 59872 SH SOLE 45633 0 14239 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 60665255 346125 SH SOLE 254123 0 92002 VANGUARD INDEX FDS SMALL CP ETF 922908751 675027 2953 SH SOLE 1468 0 1485 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 250504 2267 SH SOLE 1982 0 285 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1804015 23728 SH SOLE 21119 0 2609 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1547971 37059 SH SOLE 31942 0 5117 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3244902 48187 SH SOLE 39092 0 9095 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 40183695 685144 SH SOLE 548258 0 136886 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 218700 4795 SH SOLE 4395 0 400 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 664234 8592 SH SOLE 4572 0 4020 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 572276 8341 SH SOLE 8179 0 162 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3579139 19600 SH SOLE 12083 0 7517 VANGUARD STAR FDS VG TL INTL STK F 921909768 29186 484 SH SOLE 0 0 484 VANGUARD STAR FDS VG TL INTL STK F 921909768 54187421 898631 SH SOLE 518559 0 380072 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2594104 51706 SH SOLE 43883 0 7823 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 324569 4718 SH SOLE 427 0 4291 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 968439 8004 SH SOLE 3886 0 4118 VANGUARD WORLD FD ESG INTL STK ETF 921910725 7625170 132681 SH SOLE 105876 0 26805 VANGUARD WORLD FD ESG US STK ETF 921910733 5012804 53791 SH SOLE 38079 0 15712 VANGUARD WORLD FD UTILITIES ETF 92204A876 1179399 8272 SH SOLE 5997 0 2275 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1657075 6126 SH SOLE 3827 0 2299 VANGUARD WORLD FD CONSUM STP ETF 92204A207 324146 1588 SH SOLE 84 0 1504 VANGUARD WORLD FD INF TECH ETF 92204A702 1530016 2918 SH SOLE 1673 0 1245 VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 231455 948 SH SOLE 482 0 466 VERIZON COMMUNICATIONS INC COM 92343V104 373428 8900 SH SOLE 5786 0 3114 VERU INC COM 92536C103 14002 20000 SH SOLE 0 0 20000 VISA INC COM CL A 92826C839 465038 1666 SH SOLE 639 0 1027 WALMART INC COM 931142103 577187 9593 SH SOLE 3969 0 5624 WATSCO INC COM 942622200 1097204 2540 SH SOLE 2500 0 40 WISDOMTREE TR US QTLY DIV GRT 97717X669 278652 3657 SH SOLE 1872 0 1785 YUM BRANDS INC COM 988498101 728606 5255 SH SOLE 4851 0 404 YUM CHINA HLDGS INC COM 98850P109 328865 8265 SH SOLE 8265 0 0