Managing Partner/CCO

0001810720-23-000002.txt : 20230419 0001810720-23-000002.hdr.sgml : 20230419 20230419163523 ACCESSION NUMBER: 0001810720-23-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230419 DATE AS OF CHANGE: 20230419 EFFECTIVENESS DATE: 20230419 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charter Oak Capital Management, LLC CENTRAL INDEX KEY: 0001810720 IRS NUMBER: 263694779 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20761 FILM NUMBER: 23830425 BUSINESS ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 BUSINESS PHONE: 8006465720 MAIL ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001810720 XXXXXXXX 03-31-2023 03-31-2023 false Charter Oak Capital Management, LLC

Two International Drive, Suite 325 Portsmouth NH 03801

13F HOLDINGS REPORT 028-20761 000120870 801-64808 N Jeffrey S. Troiano Managing Partner/CCO 8006465720 /s/ Jeffrey S. Troiano Kennebunk ME 04-19-2023 0 174 720753885 INFORMATION TABLE 2 infotable.xml ABBOTT LABS COM 002824100 361834 3573 SH DFND 3450 0 123 ABBVIE INC COM 00287Y109 1197183 7512 SH DFND 7224 0 288 ALPHABET INC CAP STK CL A 02079K305 298974 2882 SH DFND 1875 0 1007 ALPHABET INC CAP STK CL C 02079K107 362832 3489 SH DFND 1576 0 1913 AMAZON COM INC COM 023135106 519709 5032 SH DFND 2838 0 2194 AMERICAN WTR WKS CO INC NEW COM 030420103 213062 1454 SH DFND 1147 0 307 AMERIPRISE FINL INC COM 03076C106 473236 1544 SH DFND 1544 0 0 ANALOG DEVICES INC COM 032654105 3487309 17682 SH DFND 0 0 17682 APPLE INC COM 037833100 11375599 68985 SH DFND 47132 0 21853 APPLIED MATLS INC COM 038222105 1005118 8183 SH DFND 8183 0 0 AT&T INC COM 00206R102 456683 23724 SH DFND 20572 0 3152 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 729697 2363 SH DFND 1364 0 999 BOEING CO COM 097023105 514767 2423 SH DFND 1198 0 1225 CATERPILLAR INC COM 149123101 352900 1542 SH DFND 1245 0 297 CHARGE ENTERPRISES INC COM 159610104 44000 40000 SH DFND 0 0 40000 CHEVRON CORP NEW COM 166764100 671290 4114 SH DFND 3108 0 1006 CHURCH & DWIGHT CO INC COM 171340102 283178 3203 SH DFND 0 0 3203 CISCO SYS INC COM 17275R102 301642 5770 SH DFND 5235 0 535 COCA COLA CO COM 191216100 433165 6983 SH DFND 5836 0 1147 COMCAST CORP NEW CL A 20030N101 202906 5352 SH DFND 4850 0 502 DEERE & CO COM 244199105 640178 1551 SH DFND 1436 0 115 DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102 241701 6501 SH SOLE 0 0 6501 DIREXION SHS ETF TR DLY SCOND 3XBU 25459W458 272670 14900 SH SOLE 0 0 14900 DIREXION SHS ETF TR DRX S&P500BULL 25459W862 1885891 25771 SH DFND 19668 0 6103 DISNEY WALT CO COM 254687106 406766 4062 SH DFND 3120 0 942 DUKE ENERGY CORP NEW COM NEW 26441C204 211077 2188 SH DFND 2188 0 0 ESSENTIAL UTILS INC COM 29670G102 291365 6675 SH DFND 6675 0 0 EXXON MOBIL CORP COM 30231G102 1605864 14644 SH DFND 4620 0 10024 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 292626 6103 SH DFND 4022 0 2081 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 250870 5725 SH DFND 1619 0 4106 FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 626999 9575 SH DFND 3252 0 6323 FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 512730 14009 SH DFND 6161 0 7848 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 472607 21061 SH DFND 10822 0 10239 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 904774 14719 SH DFND 8829 0 5890 GENERAL MLS INC COM 370334104 398671 4665 SH DFND 4135 0 530 HOME DEPOT INC COM 437076102 701427 2377 SH DFND 2113 0 264 HONEYWELL INTL INC COM 438516106 273875 1433 SH DFND 1271 0 162 IDEXX LABS INC COM 45168D104 1649264 3298 SH DFND 2555 0 743 INTEL CORP COM 458140100 776285 23761 SH DFND 22438 0 1323 INTERNATIONAL BUSINESS MACHS COM 459200101 234877 1792 SH DFND 1709 0 83 INVESCO QQQ TR UNIT SER 1 46090E103 544209 1696 SH DFND 1036 0 660 ISHARES INC CORE MSCI EMKT 46434G103 1229967 25209 SH DFND 20915 0 4294 ISHARES INC MSCI CDA ETF 464286509 582940 17055 SH DFND 15312 0 1743 ISHARES TR US CONSM STAPLES 464287812 405447 2035 SH DFND 1318 0 717 ISHARES TR US HLTHCR PR ETF 464288828 328613 1329 SH DFND 59 0 1270 ISHARES TR US INDUSTRIALS 464287754 575981 5751 SH DFND 2961 0 2790 ISHARES TR US TREAS BD ETF 46429B267 417170 17843 SH DFND 17452 0 391 ISHARES TR CORE US AGGBD ET 464287226 57654430 578627 SH DFND 443718 0 134909 ISHARES TR CORE S&P500 ETF 464287200 211815667 515266 SH DFND 424554 0 90712 ISHARES TR US AER DEF ETF 464288760 395736 3439 SH DFND 2184 0 1255 ISHARES TR CORE S&P TTL STK 464287150 669033 7389 SH DFND 4395 0 2994 ISHARES TR CORE S&P SCP ETF 464287804 643574 6655 SH DFND 4116 0 2539 ISHARES TR CORE S&P MCP ETF 464287507 827511 3308 SH DFND 2546 0 762 ISHARES TR CORE MSCI TOTAL 46432F834 35918740 579802 SH DFND 491992 0 87810 ISHARES TR CORE MSCI EURO 46434V738 747568 14272 SH DFND 13254 0 1018 ISHARES TR CORE MSCI EAFE 46432F842 799497 11960 SH DFND 10259 0 1701 ISHARES TR CORE INTL AGGR 46435G672 3967478 81052 SH DFND 58975 0 22077 ISHARES TR CORE 1 5 YR USD 46432F859 3005619 63739 SH DFND 52969 0 10770 ISHARES TR BLACKROCK ULTRA 46434V878 344263 6851 SH DFND 500 0 6351 ISHARES TR 0-5YR INVT GR CP 46434V100 8237125 169908 SH DFND 152385 0 17523 ISHARES TR U.S. TECH ETF 464287721 921481 9929 SH DFND 6509 0 3420 ISHARES TR U.S. MED DVC ETF 464288810 4572734 84712 SH DFND 77239 0 7473 ISHARES TR U.S. FINLS ETF 464287788 566221 7959 SH DFND 5687 0 2272 ISHARES TR U.S. FIN SVC ETF 464287770 305996 2027 SH DFND 52 0 1975 ISHARES TR TIPS BD ETF 464287176 2044671 18546 SH DFND 16228 0 2318 ISHARES TR SHRT NAT MUN ETF 464288158 339268 3241 SH DFND 2483 0 758 ISHARES TR SHORT TREAS BD 464288679 526975 4769 SH DFND 4127 0 642 ISHARES TR S&P 500 VAL ETF 464287408 5866212 38655 SH DFND 33411 0 5244 ISHARES TR S&P 500 GRWT ETF 464287309 5550796 86881 SH DFND 82592 0 4289 ISHARES TR RUSSELL 2000 ETF 464287655 1376250 7714 SH DFND 5663 0 2051 ISHARES TR RUSEL 2500 ETF 46435G268 1303575 23779 SH DFND 18405 0 5374 ISHARES TR RUS 1000 VAL ETF 464287598 550573 3616 SH DFND 1583 0 2033 ISHARES TR RUS 1000 GRW ETF 464287614 306879 1256 SH DFND 737 0 519 ISHARES TR PFD AND INCM SEC 464288687 303215 9712 SH DFND 6670 0 3042 ISHARES TR NATIONAL MUN ETF 464288414 841234 7808 SH DFND 7571 0 237 ISHARES TR MSCI USA MIN VOL 46429B697 418288 5750 SH DFND 5529 0 221 ISHARES TR MSCI USA ESG SLC 464288802 7659538 87268 SH DFND 78730 0 8538 ISHARES TR MSCI KLD400 SOC 464288570 1548012 19849 SH DFND 19481 0 368 ISHARES TR MSCI ACWI EX US 464288240 8619555 176739 SH DFND 154259 0 22480 ISHARES TR MSCI ACWI ETF 464288257 8195681 89904 SH DFND 81528 0 8376 ISHARES TR JPMORGAN USD EMG 464288281 320967 3720 SH DFND 3672 0 48 ISHARES TR ISHS 1-5YR INVS 464288646 17524711 346749 SH DFND 311133 0 35616 ISHARES TR IBONDS DEC23 ETF 46434VAX8 639163 25374 SH DFND 24863 0 511 ISHARES TR GLOBAL TECH ETF 464287291 1899165 34937 SH DFND 32279 0 2658 ISHARES TR FLTG RATE NT ETF 46429B655 2504237 49697 SH DFND 45432 0 4265 ISHARES TR ESG MSCI LEADR 46435U218 448938 6300 SH DFND 6300 0 0 ISHARES TR ESG AWRE USD ETF 46435G193 601636 26141 SH DFND 5519 0 20622 ISHARES TR ESG AWRE 1 5 YR 46435G243 2416770 100448 SH DFND 77771 0 22677 ISHARES TR ESG AWR US AGRGT 46435U549 309987 6450 SH DFND 6450 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 1080657 11948 SH DFND 11740 0 208 ISHARES TR ESG AWARE MSCI 46435U663 1500670 44150 SH DFND 40652 0 3498 ISHARES TR CORE S&P US VLU 464287663 4504444 61052 SH DFND 42843 0 18209 ISHARES TR ESG AW MSCI EAFE 46435G516 2367898 32961 SH DFND 30010 0 2951 ISHARES TR US TELECOM ETF 464287713 252444 10900 SH SOLE 0 0 10900 ISHARES TR 1 3 YR TREAS BD 464287457 4865655 59222 SH DFND 53682 0 5540 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 347696 7010 SH DFND 6232 0 778 JOHNSON & JOHNSON COM 478160104 2075716 13392 SH DFND 12562 0 830 JPMORGAN CHASE & CO COM 46625H100 933446 7163 SH DFND 6143 0 1020 LILLY ELI & CO COM 532457108 336634 980 SH DFND 872 0 108 LOWES COS INC COM 548661107 202795 1014 SH DFND 983 0 31 MARRIOTT INTL INC NEW CL A 571903202 383232 2308 SH DFND 2308 0 0 MCDONALDS CORP COM 580135101 914107 3269 SH DFND 2669 0 600 MEDTRONIC PLC SHS G5960L103 1460605 18117 SH DFND 17098 0 1019 MERCK & CO INC COM 58933Y105 1179101 11083 SH DFND 8870 0 2213 MICROSOFT CORP COM 594918104 2151225 7462 SH DFND 6220 0 1242 NATIONAL STORAGE AFFILIATES COM SHS BEN IN 637870106 261042 6248 SH DFND 458 0 5790 NEXTERA ENERGY INC COM 65339F101 1038609 13474 SH DFND 12563 0 911 NIKE INC CL B 654106103 228660 1864 SH DFND 1069 0 795 NUSHARES ETF TR NUVEEN ESG US 67092P870 4499940 201344 SH DFND 185624 0 15720 OTIS WORLDWIDE CORP COM 68902V107 213043 2524 SH DFND 2351 0 173 PEPSICO INC COM 713448108 1047085 5744 SH DFND 4864 0 880 PFIZER INC COM 717081103 448878 11002 SH DFND 9620 0 1382 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 203661 2052 SH DFND 2052 0 0 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 676757 7412 SH DFND 6628 0 784 PROCTER AND GAMBLE CO COM 742718109 1553277 10446 SH DFND 9369 0 1077 PROSHARES TR PSHS ULT S&P 500 74347R107 303259 6041 SH DFND 3041 0 3000 QUALCOMM INC COM 747525103 426245 3341 SH DFND 3270 0 71 RAYTHEON TECHNOLOGIES CORP COM 75513E101 756449 7724 SH DFND 6256 0 1468 SALESFORCE INC COM 79466L302 1166668 5840 SH DFND 2532 0 3308 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 488862 8433 SH DFND 7670 0 763 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 308544 9597 SH DFND 7661 0 1936 SELECT SECTOR SPDR TR ENERGY 81369Y506 297127 3587 SH DFND 1208 0 2379 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 403908 2701 SH DFND 2701 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 274274 1816 SH DFND 1816 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 219917 3249 SH DFND 2350 0 899 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 429004 3314 SH DFND 3228 0 86 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 207918 2783 SH DFND 2715 0 68 SPDR S&P 500 ETF TR TR UNIT 78462F103 4081421 9970 SH DFND 7729 0 2241 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 972913 23712 SH DFND 23439 0 273 TE CONNECTIVITY LTD SHS H84989104 992083 7564 SH DFND 7386 0 178 TESLA INC COM 88160R101 248397 1197 SH DFND 113 0 1084 THE CIGNA GROUP COM 125523100 201614 789 SH DFND 777 0 12 THERMO FISHER SCIENTIFIC INC COM 883556102 321096 557 SH DFND 548 0 9 UNION PAC CORP COM 907818108 238958 1187 SH DFND 505 0 682 UNITEDHEALTH GROUP INC COM 91324P102 494646 1047 SH DFND 723 0 324 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 32468262 424477 SH DFND 360205 0 64272 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14934235 202279 SH DFND 182056 0 20223 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3052261 62393 SH DFND 60784 0 1609 VANGUARD INDEX FDS LARGE CAP ETF 922908637 310852 1664 SH DFND 632 0 1032 VANGUARD INDEX FDS GROWTH ETF 922908736 2999467 12025 SH DFND 9908 0 2117 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 33749282 240722 SH DFND 196836 0 43886 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 354290 4266 SH DFND 2742 0 1524 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23893394 63534 SH DFND 49946 0 13588 VANGUARD INDEX FDS SMALL CP ETF 922908751 461958 2437 SH DFND 1723 0 714 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3452412 16915 SH DFND 14119 0 2796 VANGUARD INDEX FDS VALUE ETF 922908744 3109922 22518 SH DFND 16972 0 5546 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 43443986 812493 SH DFND 659084 0 153409 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2300159 56935 SH DFND 49055 0 7880 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3663804 60112 SH DFND 51691 0 8421 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2167799 31964 SH DFND 29044 0 2920 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 208769 2267 SH DFND 2012 0 255 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 619767 13314 SH DFND 12453 0 861 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 778857 10217 SH DFND 7354 0 2863 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 4251421 61633 SH DFND 59507 0 2126 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3249903 21102 SH DFND 13693 0 7409 VANGUARD STAR FDS VG TL INTL STK F 921909768 22394934 405632 SH DFND 272151 0 133481 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2583259 57190 SH DFND 46409 0 10781 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 279159 4506 SH DFND 416 0 4090 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 499378 4733 SH DFND 2737 0 1996 VANGUARD WORLD FD ESG US STK ETF 921910733 4019756 56056 SH DFND 41639 0 14417 VANGUARD WORLD FD ESG INTL STK ETF 921910725 6406241 122350 SH DFND 101903 0 20447 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 222510 1150 SH DFND 82 0 1068 VANGUARD WORLD FDS INF TECH ETF 92204A702 1150006 2983 SH DFND 1628 0 1355 VANGUARD WORLD FDS UTILITIES ETF 92204A876 1461051 9904 SH DFND 6826 0 3078 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1241597 5207 SH DFND 3472 0 1735 VERIZON COMMUNICATIONS INC COM 92343V104 477980 12291 SH DFND 9498 0 2793 VISA INC COM CL A 92826C839 200004 887 SH DFND 618 0 269 WALMART INC COM 931142103 322364 2186 SH DFND 1543 0 643 WATSCO INC COM 942622200 808127 2540 SH DFND 2500 0 40 WISDOMTREE TR US QTLY DIV GRT 97717X669 222506 3569 SH DFND 1869 0 1700 WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 363278 20329 SH DFND 16346 0 3983 WISDOMTREE TR US ESG FUND 97717W596 6325836 146746 SH DFND 135271 0 11475 YUM BRANDS INC COM 988498101 691703 5237 SH DFND 5237 0 0 YUM CHINA HLDGS INC COM 98850P109 523919 8265 SH DFND 8265 0 0