0001810720-22-000006.txt : 20221206 0001810720-22-000006.hdr.sgml : 20221206 20221206153828 ACCESSION NUMBER: 0001810720-22-000006 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221206 DATE AS OF CHANGE: 20221206 EFFECTIVENESS DATE: 20221206 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charter Oak Capital Management, LLC CENTRAL INDEX KEY: 0001810720 IRS NUMBER: 263694779 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20761 FILM NUMBER: 221447560 BUSINESS ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 BUSINESS PHONE: 8006465720 MAIL ADDRESS: STREET 1: TWO INTERNATIONAL DRIVE, SUITE 325 CITY: PORTSMOUTH STATE: NH ZIP: 03801 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001810720 XXXXXXXX 09-30-2022 09-30-2022 false Charter Oak Capital Management, LLC

Two International Drive, Suite 325 Portsmouth NH 03801

13F HOLDINGS REPORT 028-20761 N Jeffrey S. Troiano 8006465720 /s/ Jeffrey S. Troiano Kennebunk ME 12-06-2022 0 157 624976 INFORMATION TABLE 2 infotable.xml ABBOTT LABS COM 002824100 337 3483 SH SOLE 3443 0 40 ABBVIE INC COM 00287Y109 1006 7493 SH SOLE 7302 0 191 ALPHABET INC CAP STK CL C 02079K107 340 3541 SH SOLE 1667 0 1874 ALPHABET INC CAP STK CL A 02079K305 265 2773 SH SOLE 2120 0 653 AMAZON COM INC COM 023135106 518 4584 SH SOLE 3614 0 970 AMERIPRISE FINL INC COM 03076C106 410 1627 SH SOLE 1627 0 0 ANALOG DEVICES INC COM 032654105 2519 18076 SH SOLE 0 0 18076 APPLE INC COM 037833100 9005 65159 SH SOLE 60289 0 4870 APPLIED MATLS INC COM 038222105 671 8191 SH SOLE 8191 0 0 AT&T INC COM 00206R102 378 24641 SH SOLE 20565 0 4076 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 613 2297 SH SOLE 1364 0 933 BOEING CO COM 097023105 259 2137 SH SOLE 1268 0 869 CATERPILLAR INC COM 149123101 253 1543 SH SOLE 1251 0 292 CHEVRON CORP NEW COM 166764100 548 3815 SH SOLE 3075 0 740 CHURCH & DWIGHT CO INC COM 171340102 230 3224 SH SOLE 0 0 3224 CISCO SYS INC COM 17275R102 208 5203 SH SOLE 5203 0 0 COCA COLA CO COM 191216100 334 5954 SH SOLE 5818 0 136 DEERE & CO COM 244199105 517 1548 SH SOLE 1441 0 107 DIREXION SHS ETF TR DRX S&P500BULL 25459W862 3154 58873 SH SOLE 39630 0 19243 DISNEY WALT CO COM 254687106 402 4265 SH SOLE 3606 0 659 DUKE ENERGY CORP NEW COM NEW 26441C204 204 2188 SH SOLE 2188 0 0 ECOARK HLDGS INC COM NEW 27888N307 15 11470 SH SOLE 0 0 11470 ESSENTIAL UTILS INC COM 29670G102 274 6609 SH SOLE 6609 0 0 EXXON MOBIL CORP COM 30231G102 1074 12307 SH SOLE 4568 0 7739 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 257 6213 SH SOLE 4132 0 2081 FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 356 11374 SH SOLE 8788 0 2586 FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 459 7542 SH SOLE 3611 0 3931 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 270 13603 SH SOLE 5836 0 7767 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 657 11393 SH SOLE 8775 0 2618 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 213 5055 SH SOLE 2198 0 2857 GENERAL MLS INC COM 370334104 357 4665 SH SOLE 4365 0 300 HOME DEPOT INC COM 437076102 611 2214 SH SOLE 2185 0 29 HONEYWELL INTL INC COM 438516106 212 1271 SH SOLE 1271 0 0 IDEXX LABS INC COM 45168D104 1070 3285 SH SOLE 2630 0 655 INTEL CORP COM 458140100 688 26681 SH SOLE 25477 0 1204 INTERNATIONAL BUSINESS MACHS COM 459200101 334 2808 SH SOLE 1707 0 1101 INVESCO QQQ TR UNIT SER 1 46090E103 518 1939 SH SOLE 1034 0 905 ISHARES INC CORE MSCI EMKT 46434G103 1225 28503 SH SOLE 25007 0 3496 ISHARES INC ESG AWR MSCI EM 46434G863 254 9194 SH SOLE 9194 0 0 ISHARES INC MSCI CDA ETF 464286509 651 21148 SH SOLE 19686 0 1462 ISHARES INC MSCI GBL MIN VOL 464286525 204 2302 SH SOLE 1938 0 364 ISHARES TR 0-5YR INVT GR CP 46434V100 8632 182116 SH SOLE 166392 0 15724 ISHARES TR 1 3 YR TREAS BD 464287457 5423 66782 SH SOLE 57330 0 9452 ISHARES TR BLACKROCK ULTRA 46434V878 373 7451 SH SOLE 500 0 6951 ISHARES TR CORE 1 5 YR USD 46432F859 3418 74152 SH SOLE 61995 0 12157 ISHARES TR CORE INTL AGGR 46435G672 10922 226021 SH SOLE 182860 0 43161 ISHARES TR CORE MSCI EAFE 46432F842 676 12833 SH SOLE 10785 0 2048 ISHARES TR CORE MSCI EURO 46434V738 597 15101 SH SOLE 13951 0 1150 ISHARES TR CORE MSCI TOTAL 46432F834 29998 589120 SH SOLE 508808 0 80312 ISHARES TR CORE S&P MCP ETF 464287507 888 4050 SH SOLE 3000 0 1050 ISHARES TR CORE S&P SCP ETF 464287804 636 7300 SH SOLE 4868 0 2432 ISHARES TR CORE S&P TTL STK 464287150 572 7196 SH SOLE 4355 0 2841 ISHARES TR CORE S&P US VLU 464287663 3182 50820 SH SOLE 39875 0 10945 ISHARES TR CORE S&P500 ETF 464287200 176667 492589 SH SOLE 435376 0 57213 ISHARES TR CORE US AGGBD ET 464287226 48006 498294 SH SOLE 429048 0 69246 ISHARES TR ESG AW MSCI EAFE 46435G516 1502 26755 SH SOLE 26746 0 9 ISHARES TR ESG AWARE MSCI 46435U663 1501 48931 SH SOLE 46215 0 2716 ISHARES TR ESG AWR MSCI USA 46435G425 902 11364 SH SOLE 11353 0 11 ISHARES TR ESG AWR US AGRGT 46435U549 1263 27197 SH SOLE 23312 0 3885 ISHARES TR ESG AWRE 1 5 YR 46435G243 3509 149388 SH SOLE 111992 0 37396 ISHARES TR ESG AWRE USD ETF 46435G193 346 15884 SH SOLE 6370 0 9514 ISHARES TR ESG MSCI LEADR 46435U218 389 6300 SH SOLE 6300 0 0 ISHARES TR FLTG RATE NT ETF 46429B655 3582 71249 SH SOLE 64054 0 7195 ISHARES TR GLOBAL TECH ETF 464287291 1514 35882 SH SOLE 34379 0 1503 ISHARES TR IBONDS DEC22 ETF 46434VBA7 1531 61182 SH SOLE 60345 0 837 ISHARES TR IBONDS DEC23 ETF 46434VAX8 753 30187 SH SOLE 29676 0 511 ISHARES TR ISHS 1-5YR INVS 464288646 19142 388439 SH SOLE 342642 0 45797 ISHARES TR JPMORGAN USD EMG 464288281 537 6759 SH SOLE 6235 0 524 ISHARES TR MSCI ACWI ETF 464288257 7361 94576 SH SOLE 85958 0 8618 ISHARES TR MSCI ACWI EX US 464288240 6901 172485 SH SOLE 149478 0 23007 ISHARES TR MSCI KLD400 SOC 464288570 1076 16060 SH SOLE 15699 0 361 ISHARES TR MSCI USA ESG SLC 464288802 5709 75207 SH SOLE 69545 0 5662 ISHARES TR MSCI USA MIN VOL 46429B697 419 6341 SH SOLE 6120 0 221 ISHARES TR NATIONAL MUN ETF 464288414 914 8914 SH SOLE 8631 0 283 ISHARES TR PFD AND INCM SEC 464288687 342 10796 SH SOLE 7321 0 3475 ISHARES TR RUS 1000 GRW ETF 464287614 251 1192 SH SOLE 737 0 455 ISHARES TR RUS 1000 VAL ETF 464287598 496 3646 SH SOLE 1721 0 1925 ISHARES TR RUSEL 2500 ETF 46435G268 598 12014 SH SOLE 10272 0 1742 ISHARES TR RUSSELL 2000 ETF 464287655 859 5207 SH SOLE 4599 0 608 ISHARES TR S&P 500 GRWT ETF 464287309 4432 76605 SH SOLE 74474 0 2131 ISHARES TR S&P 500 VAL ETF 464287408 4450 34622 SH SOLE 29385 0 5237 ISHARES TR SHORT TREAS BD 464288679 567 5157 SH SOLE 4782 0 375 ISHARES TR SHRT NAT MUN ETF 464288158 360 3510 SH SOLE 2684 0 826 ISHARES TR TIPS BD ETF 464287176 2572 24516 SH SOLE 21147 0 3369 ISHARES TR U.S. FIN SVC ETF 464287770 286 2027 SH SOLE 52 0 1975 ISHARES TR U.S. FINLS ETF 464287788 441 6528 SH SOLE 4927 0 1601 ISHARES TR U.S. MED DVC ETF 464288810 4085 86585 SH SOLE 78564 0 8021 ISHARES TR U.S. TECH ETF 464287721 815 11112 SH SOLE 7873 0 3239 ISHARES TR US AER DEF ETF 464288760 224 2459 SH SOLE 1994 0 465 ISHARES TR US CONSM STAPLES 464287812 315 1750 SH SOLE 1329 0 421 ISHARES TR US HLTHCR PR ETF 464288828 340 1329 SH SOLE 59 0 1270 ISHARES TR US INDUSTRIALS 464287754 402 4793 SH SOLE 2369 0 2424 ISHARES TR US TELECOM ETF 464287713 228 10900 SH SOLE 0 0 10900 ISHARES TR US TREAS BD ETF 46429B267 459 20187 SH SOLE 19974 0 213 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 683 13866 SH SOLE 13018 0 848 JOHNSON & JOHNSON COM 478160104 2131 13042 SH SOLE 12683 0 359 JPMORGAN CHASE & CO COM 46625H100 755 7226 SH SOLE 6630 0 596 LILLY ELI & CO COM 532457108 282 871 SH SOLE 871 0 0 MARRIOTT INTL INC NEW CL A 571903202 325 2319 SH SOLE 2319 0 0 MCDONALDS CORP COM 580135101 705 3054 SH SOLE 2656 0 398 MEDTRONIC PLC SHS G5960L103 1484 18376 SH SOLE 18142 0 234 MERCK & CO INC COM 58933Y105 965 11206 SH SOLE 9150 0 2056 MICROSOFT CORP COM 594918104 1744 7486 SH SOLE 6374 0 1112 NEXTERA ENERGY INC COM 65339F101 1044 13313 SH SOLE 12548 0 765 NUSHARES ETF TR NUVEEN ESG US 67092P870 3895 179894 SH SOLE 170481 0 9413 PEPSICO INC COM 713448108 875 5361 SH SOLE 4861 0 500 PFIZER INC COM 717081103 466 10655 SH SOLE 10075 0 580 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 401 4052 SH SOLE 4052 0 0 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 715 8186 SH SOLE 7308 0 878 PROCTER AND GAMBLE CO COM 742718109 1311 10382 SH SOLE 9543 0 839 PROSHARES TR PSHS ULT S&P 500 74347R107 238 5982 SH SOLE 3041 0 2941 QUALCOMM INC COM 747525103 370 3273 SH SOLE 3273 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 609 7437 SH SOLE 6343 0 1094 SALESFORCE INC COM 79466L302 844 5867 SH SOLE 2570 0 3297 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 233 1961 SH SOLE 1881 0 80 SPDR GOLD TR GOLD SHS 78463V107 304 1964 SH SOLE 1819 0 145 SPDR S&P 500 ETF TR TR UNIT 78462F103 4562 12773 SH SOLE 9933 0 2840 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2472 61532 SH SOLE 57715 0 3817 TE CONNECTIVITY LTD SHS H84989104 838 7589 SH SOLE 7589 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 285 562 SH SOLE 556 0 6 UNION PAC CORP COM 907818108 222 1139 SH SOLE 505 0 634 UNITEDHEALTH GROUP INC COM 91324P102 518 1026 SH SOLE 739 0 287 VANGUARD BD INDEX FDS INTERMED TERM 921937819 283 3853 SH SOLE 3853 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 24303 324818 SH SOLE 299430 0 25388 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16662 233591 SH SOLE 211183 0 22408 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4571 95758 SH SOLE 93926 0 1832 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 29314 230619 SH SOLE 199795 0 30824 VANGUARD INDEX FDS GROWTH ETF 922908736 2968 13873 SH SOLE 11845 0 2028 VANGUARD INDEX FDS LARGE CAP ETF 922908637 272 1664 SH SOLE 632 0 1032 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 330 4119 SH SOLE 3075 0 1044 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17142 52214 SH SOLE 42987 0 9227 VANGUARD INDEX FDS SMALL CP ETF 922908751 417 2441 SH SOLE 1785 0 656 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1503 8375 SH SOLE 8315 0 60 VANGUARD INDEX FDS VALUE ETF 922908744 2797 22652 SH SOLE 17426 0 5226 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2702 74053 SH SOLE 66198 0 7855 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3506 75967 SH SOLE 67318 0 8649 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2329 40554 SH SOLE 37602 0 2952 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 45332 1021912 SH SOLE 858096 0 163816 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 685 15182 SH SOLE 13669 0 1513 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 590 7941 SH SOLE 5340 0 2601 VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 435 6000 SH SOLE 6000 0 0 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 8289 123776 SH SOLE 121237 0 2539 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2551 18876 SH SOLE 13010 0 5866 VANGUARD STAR FDS VG TL INTL STK F 921909768 2632 57500 SH SOLE 53770 0 3730 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2332 64141 SH SOLE 53107 0 11034 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 317 3342 SH SOLE 2513 0 829 VANGUARD WORLD FD ESG INTL STK ETF 921910725 5805 133630 SH SOLE 112374 0 21256 VANGUARD WORLD FD ESG US STK ETF 921910733 3710 58976 SH SOLE 44597 0 14379 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1030 4606 SH SOLE 3481 0 1125 VANGUARD WORLD FDS INF TECH ETF 92204A702 252 821 SH SOLE 128 0 693 VANGUARD WORLD FDS UTILITIES ETF 92204A876 1373 9654 SH SOLE 6884 0 2770 VERIZON COMMUNICATIONS INC COM 92343V104 470 12390 SH SOLE 9737 0 2653 WALMART INC COM 931142103 236 1818 SH SOLE 1541 0 277 WATSCO INC COM 942622200 672 2610 SH SOLE 2570 0 40 WISDOMTREE TR US ESG FUND 97717W596 5701 149120 SH SOLE 138413 0 10707 YUM BRANDS INC COM 988498101 565 5315 SH SOLE 5315 0 0 YUM CHINA HLDGS INC COM 98850P109 391 8265 SH SOLE 8265 0 0