UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 158,700	$ 92,590
Short-term investments	394,806	914,290
Cash and cash equivalents	553,506	1,006,880
Available for sale (amortized cost $4,283,989 and $4,778,644, respectively)	3,896,221	4,021,598
Held to maturity (fair value $463,650 and $371,724, respectively)	499,159	420,715
Total securities	4,395,380	4,442,313
Loans held for sale	0	372
Loans	18,589,790	18,079,084
Allowance for loan losses	(232,113)	(228,952)
Unearned discounts and deferred fees, net	(274,667)	(300,730)
Net loans	18,083,010	17,549,402
Federal Home Loan Bank stock, at cost	6,254	5,865
Premises and equipment	66,437	66,641
Bank-owned life insurance	207,129	204,704
Goodwill and other intangibles, net	1,034,543	1,050,158
Deferred income taxes, net	279,301	332,128
Prepaid expenses	230,727	231,944
Other assets	599,881	667,473
Total assets	25,456,168	25,557,880
Deposits:
Demand	5,948,307	5,992,082
Interest checking accounts	4,455,074	4,606,250
Savings accounts	1,605,103	1,648,323
Money market investment	5,964,553	5,736,362
Certificates of deposit	3,247,743	3,336,323
Total deposits	21,220,780	21,319,340
Borrowed funds:
Interest rate swap collateral funds	21,391	48,590
Federal Home Loan Bank advances	26,797	17,589
Total borrowed funds	48,188	66,179
Other liabilities	503,309	560,394
Total liabilities	21,772,277	21,945,913
Commitments and contingencies (see Note 10)
Shareholders’ equity
Common shares, $0.01 par value, 1,000,000,000 shares authorized, 211,463,296 and 213,909,472 shares issued and outstanding at June 30, 2025 and December 31, 2024, respectively	2,115	2,141
Additional paid in capital	2,189,727	2,237,494
Unallocated common shares held by the Employee Stock Ownership Plan	(125,300)	(127,842)
Retained earnings	1,916,876	2,084,503
Accumulated other comprehensive loss, net of tax	(299,527)	(584,329)
Total shareholders’ equity	3,683,891	3,611,967
Total liabilities and shareholders’ equity	$ 25,456,168	$ 25,557,880