The following table provides a summary of the Company’s deposits as of the dates indicated:


	As of December 31,
	2024		2023
	(In thousands)
Demand	$	5,992,082	$	5,162,218
Interest checking accounts	4,606,250		3,737,361
Savings accounts	1,620,602		1,323,126
Money market investment	5,736,362		4,664,475
Certificates of deposit	3,336,323		2,709,037
Total deposits	$	21,291,619	$	17,596,217

At December 31, 2024 and 2023, the Company had a balance of $3.2 million and $2.4 million, respectively, in overdrafts. Overdrafts are included in loans in the Consolidated Balance Sheets.

The following table summarizes certificate of deposits by maturity at December 31, 2024:


	Balance		Percentage of Total
Year	(Dollars in thousands)
2025	$	3,299,740	98.8	%
2026	27,311		0.8	%
2027	5,578		0.2	%
2028	1,673		0.1	%
2029	2,003		0.1	%
Thereafter	18		0.0	%
Total certificates of deposit	$	3,336,323	100.0	%

The FDIC offers insurance coverage on deposits up to the federally insured limit of $250,000. The amount of certificates of deposit equal to or greater than $250,000, as of December 31, 2024 and 2023, was $1.1 billion and $0.9 billion, respectively.