UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 98,299	$ 87,233
Short-term investments	791,177	605,843
Cash and cash equivalents	889,476	693,076
Available for sale (amortized cost $4,795,399 and $5,161,904, respectively)	4,163,352	4,407,521
Held to maturity (fair value $393,088 and $404,822, respectively)	427,459	449,721
Total securities	4,590,811	4,857,242
Loans held for sale	1,993	1,124
Total loans	18,064,126	13,973,428
Allowance for loan losses	(253,821)	(148,993)
Unearned discounts and deferred fees, net	(308,243)	(25,068)
Net loans	17,502,062	13,799,367
Federal Home Loan Bank stock, at cost	5,865	5,904
Premises and equipment	78,776	60,133
Bank-owned life insurance	203,635	164,702
Goodwill and other intangibles, net	1,057,509	566,205
Deferred income taxes, net	319,206	266,185
Prepaid expenses	201,285	183,073
Other assets	656,569	536,267
Total assets	25,507,187	21,133,278
Deposits:
Demand	5,856,171	5,162,218
Interest checking accounts	4,562,226	3,737,361
Savings accounts	1,681,093	1,323,126
Money market investment	5,572,277	4,664,475
Certificates of deposit	3,545,087	2,709,037
Total deposits	21,216,854	17,596,217
Borrowed funds:
Escrow deposits of borrowers	29,405	21,978
Interest rate swap collateral funds	24,070	8,500
Federal Home Loan Bank advances	17,342	17,738
Total borrowed funds	70,817	48,216
Other liabilities	548,378	513,990
Total liabilities	21,836,049	18,158,423
Commitments and contingencies (see Note 12)
Shareholders’ equity
Common shares, $0.01 par value, 1,000,000,000 shares authorized, 214,802,602 and 176,426,993 shares issued and outstanding at September 30, 2024 and December 31, 2023, respectively	2,150	1,767
Additional paid in capital	2,246,134	1,666,441
Unallocated common shares held by the Employee Stock Ownership Plan	(129,077)	(132,755)
Retained earnings	2,048,042	2,047,754
Accumulated other comprehensive income, net of tax	(496,111)	(608,352)
Total shareholders’ equity	3,671,138	2,974,855
Total liabilities and shareholders’ equity	$ 25,507,187	$ 21,133,278