The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109 3,563 40,685 SH   SOLE NONE 0 0 40,685
ADOBE INC COM COM 00724F101 865 1,764 SH   SOLE NONE 0 0 1,764
ALIBABA GROUP HOLDING LTD ADR SPONSORED SPONSORED ADS 01609W102 1,288 4,383 SH   SOLE NONE 0 0 4,383
ALIGN TECHNOLOGY INC COM COM 016255101 887 2,712 SH   SOLE NONE 0 0 2,712
ALLETE INC COM COM NEW 018522300 228 4,420 SH   SOLE NONE 0 0 4,420
ALLIANZGI CONV & INM 2024 TRGT COM COM 01883H102 229 26,043 SH   SOLE NONE 0 0 26,043
ALPHABET INC COM CL A CAP STK CL A 02079K305 1,025 700 SH   SOLE NONE 0 0 700
ALPHABET INC COM CL C CAP STK CL C 02079K107 211 144 SH   SOLE NONE 0 0 144
AMAZON COM INC COM COM 023135106 1,876 596 SH   SOLE NONE 0 0 596
AMERICAN ELECTRIC POWER CO INC COM COM 025537101 231 2,828 SH   SOLE NONE 0 0 2,828
AMGEN INC COM COM 031162100 4,728 18,606 SH   SOLE NONE 0 0 18,606
ANHEUSER-BUSCH INBEV SA/NV ADR SPONSORED SPONSORED ADR 03524A108 414 7,696 SH   SOLE NONE 0 0 7,696
APPLE INC COM COM 037833100 3,047 26,310 SH   SOLE NONE 0 0 26,310
AT&T INC COM COM 00206R102 3,943 138,336 SH   SOLE NONE 0 0 138,336
BERKSHIRE HATHAWAY INC COM CL B CL B NEW 084670702 494 2,320 SH   SOLE NONE 0 0 2,320
BHP GROUP LTD ADR SPONSORED SPONSORED ADS 088606108 228 4,414 SH   SOLE NONE 0 0 4,414
BLACKROCK 2022 GBL INC OPPRTNT COM COM 09258P104 227 26,243 SH   SOLE NONE 0 0 26,243
BOEING CO COM COM 097023105 937 5,673 SH   SOLE NONE 0 0 5,673
BRISTOL-MYERS SQUIBB CO COM COM 110122108 4,209 69,822 SH   SOLE NONE 0 0 69,822
BROADCOM INC COM COM 11135F101 843 2,314 SH   SOLE NONE 0 0 2,314
CATERPILLAR INC COM COM 149123101 342 2,295 SH   SOLE NONE 0 0 2,295
CHEVRON CORPORATION COM COM 166764100 454 6,315 SH   SOLE NONE 0 0 6,315
CISCO SYSTEMS INC COM COM 17275R102 3,677 93,357 SH   SOLE NONE 0 0 93,357
COCA-COLA CO COM COM 191216100 712 14,427 SH   SOLE NONE 0 0 14,427
CONSOLIDATED EDISON INC COM COM 209115104 445 5,731 SH   SOLE NONE 0 0 5,731
CROWDSTRIKE HOLDINGS INC COM CL A CL A 22788C105 962 7,007 SH   SOLE NONE 0 0 7,007
CSX CORP COM COM 126408103 3,558 45,821 SH   SOLE NONE 0 0 45,821
CVS HEALTH CORPORATION COM COM 126650100 3,017 51,669 SH   SOLE NONE 0 0 51,669
DARDEN RESTAURANTS INC COM COM 237194105 4,129 40,988 SH   SOLE NONE 0 0 40,988
DELTA AIR LINES INC COM COM NEW 247361702 431 14,098 SH   SOLE NONE 0 0 14,098
DIAGEO ADR SPONSORED SPON ADR NEW 25243Q205 603 4,382 SH   SOLE NONE 0 0 4,382
DIGITAL REALTY TRUST INC COM COM 253868103 3,339 22,756 SH   SOLE NONE 0 0 22,756
DNP SELECT INCOME FUND INC COM COM 23325P104 141 14,053 SH   SOLE NONE 0 0 14,053
DOLLAR GENERAL CORP COM COM 256677105 492 2,348 SH   SOLE NONE 0 0 2,348
DOW INC COM COM 260557103 207 4,409 SH   SOLE NONE 0 0 4,409
DUFF & PHELPS UTILITY AND CORP COM COM 26432K108 128 13,949 SH   SOLE NONE 0 0 13,949
DUKE ENERGY CORP COM COM NEW 26441C204 4,309 48,666 SH   SOLE NONE 0 0 48,666
EATON VANCE FLATNG RAT 2022 TA FLTNG RATE 2022 TR COM COM 27831H100 226 25,668 SH   SOLE NONE 0 0 25,668
EATON VANCE HIGH INCOME 2021 T COM SH BEN INT COM SH BEN INT 27829W101 230 24,310 SH   SOLE NONE 0 0 24,310
EMERSON ELECTRIC CO COM COM 291011104 3,506 53,483 SH   SOLE NONE 0 0 53,483
ENERGY TRANSFER LP COM UT LTD PTN COM UT LTD PTN 29273V100 62 11,618 SH   SOLE NONE 0 0 11,618
ESTEE LAUDER COMPANIES INC COM CL A CL A 518439104 526 2,414 SH   SOLE NONE 0 0 2,414
EXPEDIA GROUP INC COM COM NEW 30212P303 326 3,560 SH   SOLE NONE 0 0 3,560
EXXON MOBIL CORPORATION COM COM 30231G102 285 8,315 SH   SOLE NONE 0 0 8,315
FACEBOOK INC COM CL A CL A 30303M102 1,245 4,754 SH   SOLE NONE 0 0 4,754
FIRST TRUST EXCHANGE-TRADED FU DJ INTERNT IDX ETF DJ INTERNT IDX 33733E302 378 2,008 SH   SOLE NONE 0 0 2,008
FIRST TRUST PORTFOLIOS SHS ETF SHS 337345102 5,005 42,706 SH   SOLE NONE 0 0 42,706
FORD MOTOR CO COM COM 345370860 223 33,627 SH   SOLE NONE 0 0 33,627
GARMIN LTD COM SHS H2906T109 3,273 34,514 SH   SOLE NONE 0 0 34,514
GENERAL ELECTRIC CO COM COM 369604103 73 11,851 SH   SOLE NONE 0 0 11,851
GLAXOSMITHKLINE ADR SPONSORED SPONSORED ADR 37733W105 202 5,382 SH   SOLE NONE 0 0 5,382
GREENBRIER COMPANIES INC COM COM 393657101 4,202 142,928 SH   SOLE NONE 0 0 142,928
HOME DEPOT INC COM COM 437076102 1,252 4,510 SH   SOLE NONE 0 0 4,510
HONEYWELL INTERNATIONAL INC COM COM 438516106 224 1,361 SH   SOLE NONE 0 0 1,361
ILLUMINA INC COM COM 452327109 521 1,686 SH   SOLE NONE 0 0 1,686
INTEL CORP COM COM 458140100 2,613 50,473 SH   SOLE NONE 0 0 50,473
INTERNATIONAL BUS MACH CORP COM COM 459200101 4,123 33,889 SH   SOLE NONE 0 0 33,889
INTUIT INC COM COM 461202103 286 877 SH   SOLE NONE 0 0 877
INVESCO EXCHANGE TRADED FUND T 1 30 LADER TRE ETF 1 30 LADER TRE 46138E107 4,028 102,543 SH   SOLE NONE 0 0 102,543
INVESCO EXCHANGE TRADED FUND T GBL SRT TRM HY ETF GBL SRT TRM HY 46138E669 722 33,435 SH   SOLE NONE 0 0 33,435
INVESCO EXCHANGE TRADED SELF I BULSHS 2020 CB ETF BULSHS 2020 CB 46138J502 306 14,449 SH   SOLE NONE 0 0 14,449
INVESCO HIGH INCM 2024 TARGT T COM COM 46136K105 190 24,085 SH   SOLE NONE 0 0 24,085
INVESCO QQQ TRUST UNIT SER 1 ETF UNIT SER 1 46090E103 12,040 43,337 SH   SOLE NONE 0 0 43,337
IRON MOUNTAIN INC COM COM 46284V101 213 7,970 SH   SOLE NONE 0 0 7,970
ISHARES SILVER TRUST ISHARES ETF ISHARES 46428Q109 218 10,090 SH   SOLE NONE 0 0 10,090
ISHARES TRUST 20 YR TR BD ETF 20 YR TR BD ETF 464287432 3,866 23,682 SH   SOLE NONE 0 0 23,682
ISHARES TRUST BARCLAYS 7 10 YR ETF BARCLAYS 7 10 YR 464287440 3,897 31,997 SH   SOLE NONE 0 0 31,997
ISHARES TRUST CORE DIV GRWTH ETF CORE DIV GRWTH 46434V621 1,139 28,645 SH   SOLE NONE 0 0 28,645
ISHARES TRUST CORE TOTAL USD ETF CORE TOTAL USD 46434V613 1,100 20,246 SH   SOLE NONE 0 0 20,246
ISHARES TRUST CRE U S REIT ETF CRE U S REIT ETF 464288521 3,405 77,869 SH   SOLE NONE 0 0 77,869
ISHARES TRUST IBONDS DEC20 ETF IBONDS DEC20 ETF 46434VAQ3 258 10,265 SH   SOLE NONE 0 0 10,265
ISHARES TRUST MODERT ALLOC ETF MODERT ALLOC ETF 464289875 749 18,270 SH   SOLE NONE 0 0 18,270
ISHARES TRUST MSCI USA MMENTM ETF MSCI USA MMENTM 46432F396 4,901 33,255 SH   SOLE NONE 0 0 33,255
ISHARES TRUST RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614 320 1,479 SH   SOLE NONE 0 0 1,479
ISHARES TRUST RUS 2000 GRW ETF RUS 2000 GRW ETF 464287648 312 1,410 SH   SOLE NONE 0 0 1,410
ISHARES TRUST S&P 500 GRWT ETF S&P 500 GRWT ETF 464287309 12,861 55,656 SH   SOLE NONE 0 0 55,656
ISHARES TRUST S&P MC 400GR ETF S&P MC 400GR ETF 464287606 8,756 36,609 SH   SOLE NONE 0 0 36,609
ISHARES TRUST U.S. BAS MTL ETF U.S. BAS MTL ETF 464287838 261 2,649 SH   SOLE NONE 0 0 2,649
ISHARES TRUST U.S. CNSM GD ETF U.S. CNSM GD ETF 464287812 260 1,746 SH   SOLE NONE 0 0 1,746
ISHARES TRUST U.S. CNSM SV ETF U.S. CNSM SV ETF 464287580 261 1,045 SH   SOLE NONE 0 0 1,045
ISHARES TRUST U.S. TECH ETF U.S. TECH ETF 464287721 271 903 SH   SOLE NONE 0 0 903
JOHNSON & JOHNSON COM COM 478160104 3,310 22,239 SH   SOLE NONE 0 0 22,239
JP MORGAN CHASE & CO COM COM 46625H100 4,762 49,472 SH   SOLE NONE 0 0 49,472
JP MORGAN ETF TRUST HIGH YLD RESRCH ETF HIGH YLD RESRCH 46641Q878 744 14,887 SH   SOLE NONE 0 0 14,887
KELLOGG COMPANY COM COM 487836108 2,773 42,943 SH   SOLE NONE 0 0 42,943
KIMBERLY CLARK CORP COM COM 494368103 2,573 17,431 SH   SOLE NONE 0 0 17,431
LAM RESEARCH CORP COM COM 512807108 498 1,502 SH   SOLE NONE 0 0 1,502
LAMAR ADVERTISING CO CL A CL A 512816109 3,574 54,015 SH   SOLE NONE 0 0 54,015
LOCKHEED MARTIN CORP COM COM 539830109 648 1,693 SH   SOLE NONE 0 0 1,693
LOWE'S COMPANIES INC COM COM 548661107 3,644 21,975 SH   SOLE NONE 0 0 21,975
LULULEMON ATHLETICA INC COM COM 550021109 645 1,959 SH   SOLE NONE 0 0 1,959
MARKEL CORP COM COM 570535104 621 638 SH   SOLE NONE 0 0 638
MARRIOTT INTERNATIONAL INC COM CL A CL A 571903202 611 6,601 SH   SOLE NONE 0 0 6,601
MCCORMICK & COMPANY INC COM COM VTG 579780107 220 1,130 SH   SOLE NONE 0 0 1,130
MCCORMICK & COMPANY INC COM COM NON VTG 579780206 428 2,206 SH   SOLE NONE 0 0 2,206
MCDONALD'S CORPORATION COM COM 580135101 3,267 14,888 SH   SOLE NONE 0 0 14,888
MERCK & CO INC COM COM 58933Y105 2,904 35,017 SH   SOLE NONE 0 0 35,017
MICROSOFT CORP COM COM 594918104 6,456 30,696 SH   SOLE NONE 0 0 30,696
NCR CORP COM COM 62886E108 671 30,313 SH   SOLE NONE 0 0 30,313
NETFLIX INC COM COM 64110L106 655 1,311 SH   SOLE NONE 0 0 1,311
NOVARTIS AG ADR SPONSORED SPONSORED ADR 66987V109 3,024 34,784 SH   SOLE NONE 0 0 34,784
NUCOR CORP COM COM 670346105 220 4,919 SH   SOLE NONE 0 0 4,919
NUVEEN PFD & INC FD COM COM 67075A106 228 10,393 SH   SOLE NONE 0 0 10,393
NUVEEN PFD & INCOME 2022 TERM COM COM 67075T105 233 10,193 SH   SOLE NONE 0 0 10,193
NVIDIA CORP COM COM 67066G104 739 1,367 SH   SOLE NONE 0 0 1,367
OMEGA HEALTHCARE INVESTORS COM COM 681936100 291 9,727 SH   SOLE NONE 0 0 9,727
PAYCHEX INC COM COM 704326107 3,376 42,332 SH   SOLE NONE 0 0 42,332
PAYPAL HOLDINGS INC COM COM 70450Y103 826 4,196 SH   SOLE NONE 0 0 4,196
PEPSICO INC COM COM 713448108 413 2,986 SH   SOLE NONE 0 0 2,986
PFIZER INC COM COM 717081103 200 5,459 SH   SOLE NONE 0 0 5,459
PHILIP MORRIS INTL INC COM COM 718172109 376 5,024 SH   SOLE NONE 0 0 5,024
PROCTER & GAMBLE CO COM COM 742718109 3,829 27,555 SH   SOLE NONE 0 0 27,555
PRUDENTIAL FINANCIAL INC COM COM 744320102 468 7,368 SH   SOLE NONE 0 0 7,368
QORVO INC COM COM 74736K101 1,049 8,134 SH   SOLE NONE 0 0 8,134
QUALCOMM INC COM COM 747525103 5,060 43,002 SH   SOLE NONE 0 0 43,002
RAYTHEON TECH CORP COM COM 75513E101 4,782 83,119 SH   SOLE NONE 0 0 83,119
RIO TINTO ADR SPONSORED SPONSORED ADR 767204100 222 3,680 SH   SOLE NONE 0 0 3,680
ROCKWELL AUTOMATION INC COM COM 773903109 730 3,308 SH   SOLE NONE 0 0 3,308
SCHWAB STRATEGIC TR US LCAP GR ETF US LCAP GR ETF 808524300 1,269 11,026 SH   SOLE NONE 0 0 11,026
SHERWIN-WILLIAMS CO COM COM 824348106 229 330 SH   SOLE NONE 0 0 330
SPDR GOLD TRUST GOLD SHS ETF GOLD SHS 78463V107 209 1,183 SH   SOLE NONE 0 0 1,183
SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT 78462F103 9,206 27,490 SH   SOLE NONE 0 0 27,490
SPDR SERIES TRUST HLTH CR EQUIP ETF HLTH CR EQUIP 78464A581 4,632 47,580 SH   SOLE NONE 0 0 47,580
SPDR SERIES TRUST MSCI USA STRTGIC ETF MSCI USA STRTGIC 78468R812 4,454 47,076 SH   SOLE NONE 0 0 47,076
SPDR SERIES TRUST SSGA US LRG ETF SSGA US LRG ETF 78468R804 4,276 39,465 SH   SOLE NONE 0 0 39,465
SPOTIFY TECHNOLOGY S.A. COM SHS L8681T102 887 3,658 SH   SOLE NONE 0 0 3,658
SPROTT PHYSICAL GOLD AND SILVE TR UNIT TR UNIT 85208R101 1,041 56,784 SH   SOLE NONE 0 0 56,784
SQUARE INC COM CL A CL A 852234103 949 5,839 SH   SOLE NONE 0 0 5,839
STARBUCKS CORP COM COM 855244109 4,959 57,724 SH   SOLE NONE 0 0 57,724
STORE CAP CORP COM COM 862121100 2,873 104,748 SH   SOLE NONE 0 0 104,748
STRYKER CORP COM COM 863667101 735 3,529 SH   SOLE NONE 0 0 3,529
SYSCO CORP COM COM 871829107 2,972 47,767 SH   SOLE NONE 0 0 47,767
TC ENERGY CORPORATION COM COM 87807B107 222 5,283 SH   SOLE NONE 0 0 5,283
TESLA INC COM COM 88160R101 1,896 4,421 SH   SOLE NONE 0 0 4,421
THERMO FISHER SCIENTIFIC INC COM COM 883556102 629 1,425 SH   SOLE NONE 0 0 1,425
UNION PACIFIC CORP COM COM 907818108 4,524 22,983 SH   SOLE NONE 0 0 22,983
UNITED PARCEL SERVICE INC COM CL B CL B 911312106 4,887 29,333 SH   SOLE NONE 0 0 29,333
UNITEDHEALTH GROUP INC COM COM 91324P102 728 2,337 SH   SOLE NONE 0 0 2,337
UNIVERSAL HEALTH SERVICES INC COM CL B CL B 913903100 491 4,588 SH   SOLE NONE 0 0 4,588
US BANCORP COM COM NEW 902973304 2,893 80,716 SH   SOLE NONE 0 0 80,716
VALERO ENERGY CORP COM COM 91913Y100 213 4,926 SH   SOLE NONE 0 0 4,926
VANGUARD 500 GRTH IDX F ETF 500 GRTH IDX F 921932505 3,703 17,767 SH   SOLE NONE 0 0 17,767
VANGUARD COMM SRVC ETF COMM SRVC ETF 92204A884 1,721 16,898 SH   SOLE NONE 0 0 16,898
VANGUARD CONSUM STP ETF CONSUM STP ETF 92204A207 8,816 53,971 SH   SOLE NONE 0 0 53,971
VANGUARD DIV APP ETF DIV APP ETF 921908844 11,075 86,082 SH   SOLE NONE 0 0 86,082
VANGUARD EMERG MKT BD ETF EMERG MKT BD ETF 921946885 726 9,205 SH   SOLE NONE 0 0 9,205
VANGUARD GROWTH ETF GROWTH ETF 922908736 7,813 34,328 SH   SOLE NONE 0 0 34,328
VANGUARD HEALTH CAR ETF HEALTH CAR ETF 92204A504 3,324 16,294 SH   SOLE NONE 0 0 16,294
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD 921946406 8,535 105,463 SH   SOLE NONE 0 0 105,463
VANGUARD INF TECH ETF INF TECH ETF 92204A702 3,805 12,219 SH   SOLE NONE 0 0 12,219
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 5,971 38,170 SH   SOLE NONE 0 0 38,170
VANGUARD MCAP GR IDXVIP ETF MCAP GR IDXVIP 922908538 1,953 10,842 SH   SOLE NONE 0 0 10,842
VANGUARD MEGA GRWTH IND ETF MEGA GRWTH IND 921910816 15,276 82,396 SH   SOLE NONE 0 0 82,396
VANGUARD MID CAP ETF MID CAP ETF 922908629 5,733 32,531 SH   SOLE NONE 0 0 32,531
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 6,503 21,140 SH   SOLE NONE 0 0 21,140
VANGUARD SML CP GRW ETF SML CP GRW ETF 922908595 1,838 8,556 SH   SOLE NONE 0 0 8,556
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 12,369 72,631 SH   SOLE NONE 0 0 72,631
VANGUARD VNG RUS1000GRW ETF VNG RUS1000GRW 92206C680 3,538 15,877 SH   SOLE NONE 0 0 15,877
VANGUARD VNG RUS1000IDX ETF VNG RUS1000IDX 92206C730 4,605 29,752 SH   SOLE NONE 0 0 29,752
VECTOR GROUP COM COM 92240M108 200 20,669 SH   SOLE NONE 0 0 20,669
VERIZON COMMUNICATIONS COM COM 92343V104 5,094 85,636 SH   SOLE NONE 0 0 85,636
VISA INC COM CL A COM CL A 92826C839 528 2,643 SH   SOLE NONE 0 0 2,643
WALMART INC COM COM 931142103 3,977 28,431 SH   SOLE NONE 0 0 28,431
WALT DISNEY COMPANY (THE) COM COM DISNEY 254687106 4,107 33,107 SH   SOLE NONE 0 0 33,107
WASTE MANAGEMENT INC COM COM 94106L109 2,719 24,030 SH   SOLE NONE 0 0 24,030
WELLS FARGO & COMPANY COM COM 949746101 210 8,962 SH   SOLE NONE 0 0 8,962
WISDOMTREE TRUST ITL HDG QTLY DIV ETF ITL HDG QTLY DIV 97717X594 745 20,382 SH   SOLE NONE 0 0 20,382
WP CAREY INC COM COM 92936U109 332 5,102 SH   SOLE NONE 0 0 5,102