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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   376,973 2,798 SH   SOLE   2,797 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   202,737 657 SH   SOLE   657 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   595,101 1,217 SH   SOLE   1,217 0 0
ADVANCED MICRO DEVICES INC COM 007903107   809,727 7,108 SH   SOLE   7,108 0 0
ALPHABET INC CAP STK CL C 02079K107   1,056,310 8,732 SH   SOLE   8,732 0 0
ALPHABET INC CAP STK CL A 02079K305   1,580,829 13,207 SH   SOLE   13,206 0 0
AMAZON COM INC COM 023135106   5,070,426 38,896 SH   SOLE   38,895 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,511,560 71,016 SH   SOLE   71,016 0 0
AMGEN INC COM 031162100   3,837,838 17,286 SH   SOLE   17,286 0 0
APPLE INC COM 037833100   11,824,466 60,960 SH   SOLE   60,960 0 0
BANK AMERICA CORP COM 060505104   278,434 9,705 SH   SOLE   9,704 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,622,702 4,759 SH   SOLE   4,758 0 0
BLACKSTONE INC COM 09260D107   444,954 4,786 SH   SOLE   4,786 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   242,051 3,785 SH   SOLE   3,785 0 0
BROADCOM INC COM 11135F101   457,207 527 SH   SOLE   527 0 0
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   13,804,662 225,677 SH   SOLE   225,677 0 0
CHEVRON CORP NEW COM 166764100   539,851 3,431 SH   SOLE   3,430 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   243,846 114 SH   SOLE   114 0 0
CISCO SYS INC COM 17275R102   258,404 4,994 SH   SOLE   4,994 0 0
COCA COLA CO COM 191216100   435,981 7,240 SH   SOLE   7,239 0 0
COLGATE PALMOLIVE CO COM 194162103   2,166,827 28,126 SH   SOLE   28,126 0 0
COMCAST CORP NEW CL A 20030N101   336,341 8,095 SH   SOLE   8,094 0 0
CONSOLIDATED EDISON INC COM 209115104   313,699 3,470 SH   SOLE   3,470 0 0
COSTCO WHSL CORP NEW COM 22160K105   421,552 783 SH   SOLE   783 0 0
CVS HEALTH CORP COM 126650100   260,225 3,764 SH   SOLE   3,764 0 0
DEXCOM INC COM 252131107   314,335 2,446 SH   SOLE   2,446 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   569,769 22,170 SH   SOLE   22,170 0 0
DISNEY WALT CO COM 254687106   326,576 3,658 SH   SOLE   3,657 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   333,309 3,714 SH   SOLE   3,714 0 0
EA SERIES TRUST US QUAN MOMENTUM 02072L409   13,855,996 298,222 SH   SOLE   298,222 0 0
EA SERIES TRUST SPARKLINE INTANG 02072L771   13,763,846 568,254 SH   SOLE   568,253 0 0
EA SERIES TRUST INTL QUAN VALUE 02072L201   22,899,053 962,145 SH   SOLE   962,145 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   217,431 2,305 SH   SOLE   2,305 0 0
EMERSON ELEC CO COM 291011104   243,420 2,693 SH   SOLE   2,693 0 0
EQUINIX INC COM 29444U700   2,637,958 3,365 SH   SOLE   3,365 0 0
EXXON MOBIL CORP COM 30231G102   694,850 6,479 SH   SOLE   6,478 0 0
FARADAY FUTRE INTLGT ELCTR I COM 307359109   2,675 13,373 SH   SOLE   13,373 0 0
GILEAD SCIENCES INC COM 375558103   253,148 3,285 SH   SOLE   3,284 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   227,073 704 SH   SOLE   704 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100   239,970 6,629 SH   SOLE   6,629 0 0
HOME DEPOT INC COM 437076102   603,545 1,943 SH   SOLE   1,942 0 0
HONEYWELL INTL INC COM 438516106   230,132 1,109 SH   SOLE   1,109 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   407,934 1,193 SH   SOLE   1,193 0 0
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   3,421,284 195,726 SH   SOLE   195,725 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   872,461 41,212 SH   SOLE   41,212 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   638,513 31,041 SH   SOLE   31,040 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   432,222 21,472 SH   SOLE   21,471 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   204,459 1,366 SH   SOLE   1,366 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,659,110 4,491 SH   SOLE   4,491 0 0
ISHARES TR CORE MSCI EAFE 46432F842   8,844,092 131,024 SH   SOLE   131,023 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   1,986,688 31,726 SH   SOLE   31,726 0 0
ISHARES TR CORE S&P500 ETF 464287200   8,889,854 19,945 SH   SOLE   19,945 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,156,868 8,249 SH   SOLE   8,248 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,388,718 23,971 SH   SOLE   23,971 0 0
ISHARES TR CORE S&P US GWT 464287671   352,312 3,608 SH   SOLE   3,608 0 0
ISHARES TR CORE US AGGBD ET 464287226   498,149 5,086 SH   SOLE   5,085 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   426,501 5,848 SH   SOLE   5,848 0 0
ISHARES TR EAFE GRWTH ETF 464288885   9,208,813 96,518 SH   SOLE   96,518 0 0
ISHARES TR EAFE VALUE ETF 464288877   1,326,176 27,098 SH   SOLE   27,097 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   534,416 13,509 SH   SOLE   13,509 0 0
ISHARES TR MSCI KLD400 SOC 464288570   759,878 9,028 SH   SOLE   9,027 0 0
ISHARES TR NATIONAL MUN ETF 464288414   11,648,719 109,142 SH   SOLE   109,141 0 0
ISHARES TR NEW YORK MUN ETF 464288323   806,623 15,145 SH   SOLE   15,145 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,061,924 7,493 SH   SOLE   7,493 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,145,155 11,455 SH   SOLE   11,454 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   281,455 1,106 SH   SOLE   1,106 0 0
ISHARES TR RUS MD CP GR ETF 464287481   694,576 7,188 SH   SOLE   7,188 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   673,978 6,136 SH   SOLE   6,136 0 0
ISHARES TR RUS TP200 GR ETF 464289438   337,099 2,126 SH   SOLE   2,126 0 0
ISHARES TR S&P MC 400VL ETF 464287705   205,582 1,919 SH   SOLE   1,919 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   819,523 7,877 SH   SOLE   7,877 0 0
ISHARES TR U.S. TECH ETF 464287721   214,692 1,972 SH   SOLE   1,972 0 0
JOHNSON & JOHNSON COM 478160104   1,273,590 7,694 SH   SOLE   7,694 0 0
JPMORGAN CHASE & CO COM 46625H100   1,358,965 9,344 SH   SOLE   9,343 0 0
LILLY ELI & CO COM 532457108   543,548 1,159 SH   SOLE   1,159 0 0
LINDE PLC SHS G54950103   211,499 555 SH   SOLE   555 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,874,224 4,765 SH   SOLE   4,765 0 0
MCDONALDS CORP COM 580135101   583,695 1,956 SH   SOLE   1,956 0 0
MERCK & CO INC COM 58933Y105   428,462 3,713 SH   SOLE   3,713 0 0
META PLATFORMS INC CL A 30303M102   2,599,473 9,058 SH   SOLE   9,058 0 0
MICRON TECHNOLOGY INC COM 595112103   400,622 6,348 SH   SOLE   6,348 0 0
MICROSOFT CORP COM 594918104   7,528,994 22,109 SH   SOLE   22,108 0 0
NETFLIX INC COM 64110L106   326,697 742 SH   SOLE   741 0 0
NEXTERA ENERGY INC COM 65339F101   205,163 2,765 SH   SOLE   2,765 0 0
NOVANTA INC COM 67000B104   224,970 1,222 SH   SOLE   1,222 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   263,982 7,137 SH   SOLE   7,136 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   302,983 10,226 SH   SOLE   10,225 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   430,459 11,029 SH   SOLE   11,028 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   795,556 12,788 SH   SOLE   12,788 0 0
NVIDIA CORPORATION COM 67066G104   2,975,496 7,034 SH   SOLE   7,033 0 0
ORACLE CORP COM 68389X105   244,145 2,050 SH   SOLE   2,050 0 0
PAYPAL HLDGS INC COM 70450Y103   46,711 700 SH Put SOLE   0 0 0
PAYPAL HLDGS INC COM 70450Y103   204,127 3,059 SH   SOLE   3,059 0 0
PEPSICO INC COM 713448108   404,982 2,186 SH   SOLE   2,186 0 0
PFIZER INC COM 717081103   747,942 20,391 SH   SOLE   20,390 0 0
PROCTER AND GAMBLE CO COM 742718109   1,001,749 6,602 SH   SOLE   6,601 0 0
PROLOGIS INC. COM 74340W103   220,121 1,795 SH   SOLE   1,795 0 0
SALESFORCE INC COM 79466L302   377,733 1,788 SH   SOLE   1,788 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,023,232 191,393 SH   SOLE   191,392 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   328,548 12,273 SH   SOLE   12,273 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   19,387,519 543,829 SH   SOLE   543,829 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   387,658 7,498 SH   SOLE   7,498 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,503,649 126,800 SH   SOLE   126,799 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   524,843 7,823 SH   SOLE   7,822 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,105,218 57,796 SH   SOLE   57,795 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,988,012 68,219 SH   SOLE   68,219 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   9,866,889 213,754 SH   SOLE   213,754 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,007,649 27,646 SH   SOLE   27,645 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   207,838 2,561 SH   SOLE   2,560 0 0
SERVICENOW INC COM 81762P102   565,904 1,007 SH   SOLE   1,007 0 0
SHOPIFY INC CL A 82509L107   387,148 5,993 SH   SOLE   5,993 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,209,221 4,984 SH   SOLE   4,983 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,907,499 3,983 SH   SOLE   3,983 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   11,750,920 254,569 SH   SOLE   254,569 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   14,372,621 574,675 SH   SOLE   574,674 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   1,100,749 23,987 SH   SOLE   23,986 0 0
SPDR SER TR S&P DIVID ETF 78464A763   335,869 2,740 SH   SOLE   2,740 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   261,679 2,631 SH   SOLE   2,631 0 0
TESLA INC COM 88160R101   4,237,135 16,186 SH   SOLE   16,186 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   219,406 421 SH   SOLE   420 0 0
TRACTOR SUPPLY CO COM 892356106   209,603 948 SH   SOLE   948 0 0
UBER TECHNOLOGIES INC COM 90353T100   644,183 14,922 SH   SOLE   14,922 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,264,613 4,712 SH   SOLE   4,711 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   8,821,699 171,829 SH   SOLE   171,828 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   209,783 2,886 SH   SOLE   2,886 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   261,308 5,346 SH   SOLE   5,345 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   3,867,475 13,668 SH   SOLE   13,667 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,165,185 10,886 SH   SOLE   10,886 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   75,512,428 342,802 SH   SOLE   342,802 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,079,426 13,987 SH   SOLE   13,987 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   510,104 2,479 SH   SOLE   2,479 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,018,925 7,363 SH   SOLE   7,363 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,852,493 4,548 SH   SOLE   4,548 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,419,318 28,262 SH   SOLE   28,262 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   551,911 3,398 SH   SOLE   3,397 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,247,180 57,903 SH   SOLE   57,902 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,494,774 54,023 SH   SOLE   54,022 0 0
VEEVA SYS INC CL A COM 922475108   226,203 1,144 SH   SOLE   1,144 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   267,029 759 SH   SOLE   758 0 0
VISA INC COM CL A 92826C839   166,236 700 SH Put SOLE   0 0 0
VISA INC COM CL A 92826C839   1,819,481 7,662 SH   SOLE   7,661 0 0
WALMART INC COM 931142103   378,192 2,406 SH   SOLE   2,406 0 0
WASTE MGMT INC DEL COM 94106L109   263,782 1,521 SH   SOLE   1,521 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   477,119 17,070 SH   SOLE   17,070 0 0
WISDOMTREE TR GLB US QTLY DIV 97717W844   288,315 8,049 SH   SOLE   8,049 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131   2,663,105 77,393 SH   SOLE   77,393 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   15,073,116 236,999 SH   SOLE   236,998 0 0
ZOETIS INC CL A 98978V103   203,552 1,182 SH   SOLE   1,182 0 0