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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
OPERATING ACTIVITIES:      
Net Earnings $ 138,838 $ 98,709 $ 243,557
Adjustments to Reconcile Net Earnings to Cash Provided by Operating Activities:      
Depreciation of Lease Merchandise 1,576,303 1,757,730 1,820,010
Other Depreciation and Amortization 32,032 33,851 33,258
Provisions for Accounts Receivable and Loan Losses 345,383 417,496 242,412
Stock-Based Compensation 24,920 17,521 21,349
Deferred Income Taxes (32,449) (9,199) 15,729
Impairment of Goodwill 0 10,151 0
Non-Cash Lease Expense (2,669) (1,674) 974
Other Changes, Net (5,992) (7,164) (7,561)
Changes in Operating Assets and Liabilities, Net of Effects of Acquisitions:      
Additions to Lease Merchandise (1,721,117) (1,889,207) (2,054,467)
Book Value of Lease Merchandise Sold or Disposed 159,430 197,489 130,665
Accounts Receivable (307,984) (374,515) (229,703)
Prepaid Expenses and Other Assets (2,110) 68 (7,879)
Income Tax Receivable and Payable (14,188) (6,007) (29,753)
Operating Lease Right-of-Use Assets and Liabilities 0 2,999 (1,955)
Accounts Payable and Accrued Expenses 15,200 2,227 70,820
Customer Deposits and Advance Payments (1,361) (7,996) (1,495)
Cash Provided by Operating Activities 204,236 242,479 245,961
INVESTING ACTIVITIES:      
Investments in Loans Receivable (214,686) (203,600) (182,204)
Proceeds from Loans Receivable 185,056 159,707 132,281
Outflows on Purchases of Property and Equipment (9,616) (9,674) (9,555)
Proceeds from Property and Equipment 48 27 78
Proceeds (Outflows) from Acquisitions of Businesses and Customer Agreements 365 6 (22,766)
Cash Used in Investing Activities (38,833) (53,534) (82,166)
FINANCING ACTIVITIES:      
Repayments on Revolving Facility, Net 0 0 (50,000)
Proceeds from Debt 0 0 591,750
Acquisition of Treasury Stock (139,573) (223,598) (142,358)
Tender Offer Stock Repurchased and Retired 0 (274) (428,551)
Issuance of Stock Under Stock Option and Employee Purchase Plans 1,357 1,150 4,592
Shares Withheld for Tax Payments (3,622) (2,902) (5,123)
Debt Issuance Costs (29) (1,600) (591)
Cash Used In Financing Activities (141,867) (227,224) (30,281)
Increase (Decrease) in Cash and Cash Equivalents 23,536 (38,279) 133,514
Cash and Cash Equivalents at Beginning of Year 131,880 170,159 36,645
Cash and Cash Equivalents at End of Year 155,416 131,880 170,159
Net Cash Paid During the Year:      
Interest 36,991 35,712 1,452
Income Taxes $ 100,433 $ 62,172 $ 53,602