BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)

12 Months Ended

Dec. 31, 2023

Accounting Policies [Abstract]

Schedule of Allowance for Lease Merchandise

The following table shows the components of the allowance for lease merchandise write-offs, which is included within lease merchandise, net in the consolidated balance sheets:

	Year Ended December 31,
(In Thousands)	2023		2022		2021
Beginning Balance	$	47,118	$	54,367	$	45,992
Net Book Value of Merchandise Written off	(165,153)		(210,160)		(128,031)
Recoveries	6,965		8,985		9,422
Provision for Write-offs	155,250		193,926		126,984
Ending Balance	$	44,180	$	47,118	$	54,367

Schedule of Calculation of Dilutive Stock Awards

The following table shows the calculation of dilutive share-based awards:

	Year Ended December 31,
(Shares In Thousands)	2023	2022	2021
Weighted Average Shares Outstanding	46,034	51,921	66,026
Dilutive Effect of Share-Based Awards	516	154	390
Weighted Average Shares Outstanding Assuming Dilution	46,550	52,075	66,416

Schedule of Allowance for Doubtful Accounts

The following table shows the components of the accounts receivable allowance:

	Year Ended December 31,
(In Thousands)	2023		2022		2021
Beginning Balance	$	69,264	$	71,233	$	56,364
Net Book Value of Accounts Written Off	(348,729)		(415,344)		(247,789)
Recoveries	39,019		37,111		37,914
Accounts Receivable Provision	304,626		376,264		224,744
Ending Balance	$	64,180	$	69,264	$	71,233

Schedule of Loan Portfolio Credit Quality Indicators

Below is a summary of the credit quality of the Company's loan portfolio as of December 31, 2023 and 2022 by FICO score as determined at the time of loan origination:

	December 31,
FICO Score Category	2023		2022
600 or Less	6.5	%	6.9	%
Between 600 and 700	73.5	%	75.4	%
700 or Greater	11.2	%	13.4	%
No Score Identified	8.8	%	4.3	%

The table below presents credit quality indicators of the amortized cost of the Company's loans receivable by origination year:

As of December 31, 2023 (In Thousands)	2023		2022 and Prior		Revolving Loans		Total
FICO Score Category:
600 or Less	$	—	$	—	$	10,909	$	10,909
Between 600 and 700	—		—		120,860		120,860
700 or Greater	—		—		17,919		17,919
No Score Identified	17,755		—		—		17,755
Total Amortized Cost	$	17,755	$	—	$	149,688	$	167,443
Gross Charge-offs by Origination Year for the Year Ended December 31, 2023	$	2,188	$	2,449	$	43,569	$	48,206

Schedule of Prepaid Expenses and Other Assets

Prepaid expenses and other assets consist of the following:

	December 31,
(In Thousands)	2023		2022
Prepaid Expenses	$	17,768	$	18,845
Prepaid Lease Merchandise	9,944		10,134
Prepaid Software Expenses	8,624		7,022
Unamortized Initial Direct Costs on Lease Agreement Originations	7,192		6,016
Other Assets	7,183		6,464
Prepaid Expenses and Other Assets	$	50,711	$	48,481

Schedule of Accounts Payable and Accrued Expenses

Accounts payable and accrued expenses consist of the following:

	December 31,
(In Thousands)	2023		2022
Accounts Payable	$	20,237	$	14,386
Accrued Salaries and Benefits	27,256		21,366
Accrued Sales and Personal Property Taxes	11,684		13,517
Income Taxes Payable	1,153		1,287
Uncertain Tax Positions1	54,995		51,110
Accrued Vendor Rebates	11,446		9,320
Other Accrued Expenses and Liabilities	24,488		24,039
Accounts Payable and Accrued Expenses	$	151,259	$	135,025

1 The uncertain tax positions as of December 31, 2023 and 2022 are primarily related to the Company's tax treatment of the $175.0 million settlement payment made in 2020 to the FTC as discussed in Note 9.