The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   368,782 2,640 SH   SOLE   0 0 2,640
ALPHABET INC CAP STK CL C 02079K107   245,219 1,740 SH   SOLE   0 0 1,740
AMAZON COM INC COM 023135106   451,566 2,972 SH   SOLE   0 0 2,972
APPLE INC COM 037833100   2,493,155 12,949 SH   SOLE   0 0 12,949
CISCO SYS INC COM 17275R102   265,837 5,262 SH   SOLE   0 0 5,262
HOME DEPOT INC COM 437076102   440,812 1,272 SH   SOLE   0 0 1,272
ISHARES TR CORE S&P500 ETF 464287200   6,426,828 13,456 SH   SOLE   0 0 13,456
ISHARES TR MSCI EAFE ETF 464287465   4,914,780 65,226 SH   SOLE   0 0 65,226
ISHARES TR RUSSELL 2000 ETF 464287655   404,431 2,015 SH   SOLE   0 0 2,015
IZEA WORLDWIDE INC COM NEW 46604H204   465,098 231,392 SH   SOLE   0 0 231,392
JPMORGAN CHASE & CO COM 46625H100   248,013 1,458 SH   SOLE   0 0 1,458
LOWES COS INC COM 548661107   202,048 908 SH   SOLE   0 0 908
MASTERCARD INCORPORATED CL A 57636Q104   206,572 484 SH   SOLE   0 0 484
MICROSOFT CORP COM 594918104   1,221,474 3,248 SH   SOLE   0 0 3,248
NVIDIA CORPORATION COM 67066G104   261,477 528 SH   SOLE   0 0 528
OUTLOOK THERAPEUTICS INC COM NEW 69012T206   11,820 30,000 SH   SOLE   0 0 30,000
PRECIGEN INC COM 74017N105   13,400 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   413,691 16,688 SH   SOLE   0 0 16,688
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   950,163 25,708 SH   SOLE   0 0 25,708
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,621,750 46,485 SH   SOLE   0 0 46,485
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   264,578 5,601 SH   SOLE   0 0 5,601
SPDR SER TR PORTFOLIO S&P500 78464A854   1,170,994 20,948 SH   SOLE   0 0 20,948
TESLA INC COM 88160R101   200,275 806 SH   SOLE   0 0 806
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   2,928,906 29,528 SH   SOLE   0 0 29,528
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   22,392,960 304,459 SH   SOLE   0 0 304,459
VANGUARD INDEX FDS GROWTH ETF 922908736   535,958 1,724 SH   SOLE   0 0 1,724
VANGUARD INDEX FDS MID CAP ETF 922908629   308,606 1,327 SH   SOLE   0 0 1,327
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,826,954 22,498 SH   SOLE   0 0 22,498
VANGUARD INDEX FDS SMALL CP ETF 922908751   305,950 1,434 SH   SOLE   0 0 1,434
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   30,885,810 550,157 SH   SOLE   0 0 550,157
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,423,722 29,764 SH   SOLE   0 0 29,764
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   319,274 3,103 SH   SOLE   0 0 3,103
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   37,480,955 172,771 SH   SOLE   0 0 172,771
VANGUARD STAR FDS VG TL INTL STK F 921909768   521,756 9,002 SH   SOLE   0 0 9,002
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,188,718 24,817 SH   SOLE   0 0 24,817