Condensed Consolidated Statement of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
CASH FLOW FROM OPERATING ACTIVITIES:
NET INCOME	$ 565,143	$ 633,990
ADJUSTMENTS TO RECONCILE NET INCOME TO CASH PROVIDED BY OPERATING ACTIVITIES:
Depreciation	16,103	25,239
Loss on disposal of property and equipment	2,167	0
Amortization of right to use asset - operating lease	75,668	76,837
Amortization of finance lease asset	9,942	0
Bad debt expense	636,822	670,427
Amortization of loan origination fees	45,158	100,950
Options issued for services	12,828	26,002
Warrants issued for services	10,800	9,275
Changes in operating assets and liabilities:
(Increase)/Decrease in prepaid expenses and other current assets	338,538	(109,843)
(Increase)/Decrease in deferred tax asset, net	3,000	(125,000)
Increase/(Decrease) in drafts payable	205,862	403,180
Increase/(Decrease) in accounts payable and accrued expenses	(174,336)	102,278
Increase/(Decrease) in operating lease liability	(75,668)	(76,837)
Net cash provided by operating activities	1,672,027	1,736,498
CASH FLOWS FROM INVESTING ACTIVITIES:
Disbursements under premium finance contracts receivable, net	(6,639,858)	(10,667,657)
Payments made on life insurance policy	(36,210)	(35,627)
Sale of property and equipment	4,500	0
Purchases of property and equipment	(24,800)	(33,881)
Net cash used in investing activities	(6,696,368)	(10,737,165)
CASH FLOWS FROM FINANCING ACTIVITIES:
Cash overdraft	(153,264)	0
Proceeds from notes payable - stockholders and related parties	25,000	143,000
Repayment of notes payable - stockholders and related parties	(181,302)	(25,000)
Repayment of finance lease obligation	(8,834)	0
Proceeds of line of credit, net of repayments	4,842,103	7,377,338
Proceeds from the sale of preferred stock	400,000	0
Repayment of PPP loan	(32,405)	0
Paid-in capital	45	0
Dividends paid	(60,141)	(51,975)
Proceeds from notes payable - other	505,000	1,216,426
Repayment of notes payable - other	(236,000)	(55,000)
Net cash provided by financing activities	5,100,202	8,604,789
NET CHANGE IN CASH	75,861	(395,878)
CASH AT THE BEGINNING OF THE PERIOD	20,987	477,289
CASH AT THE END OF THE PERIOD	96,848	81,411
Cash paid during the period for:
Income taxes	296,059	359,068
Interest paid	1,475,440	1,275,284
NON-CASH INVESTING AND FINANCING TRANSACTION:
Debt exchanged for Series A Convertible Preferred Stock	270,000	0
Operating lease assets obtained in exchange for lease liabilities	$ 71,038	$ 235,335