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Premium Finance Contracts, Related Receivable and Allowance for Credit Losses (Details 2) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Premium Finance Contracts Related Receivable And Allowance For Credit Losses    
Balance at the beginning of the year $ 1,501,593 $ 1,129,498
Current year provision 1,846,860 1,452,058
Direct write-downs charged against the allowance (1,726,907) (1,422,474)
Recoveries of amounts previously charged off 347,461 342,511
Balance at end of the year $ 1,969,007 $ 1,501,593