Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
REVENUES
TOTAL REVENUES	$ 12,143,143	$ 9,723,010
OPERATING COSTS AND EXPENSES
Interest	4,407,653	3,798,046
Salaries and wages	2,118,609	1,767,153
Commissions	1,449,676	1,150,746
Provision for credit losses	1,254,525	950,815
Professional fees	372,162	310,951
Postage	113,529	114,980
Insurance	170,959	124,484
Other operating expenses	935,891	792,942
TOTAL COSTS AND EXPENSES	10,823,004	9,010,117
INCOME BEFORE INCOME TAXES	1,320,139	712,893
PROVISION FOR INCOME TAXES	340,146	180,491
NET INCOME	979,993	532,402
PREFERRED SHARE DIVIDENDS	(116,200)	(116,200)
NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS	$ 863,793	$ 416,202
Net income per share attributable to common stockholders
Basic	$ 0.29	$ 0.14
Diluted	$ 0.24	$ 0.13
Weighted average common shares outstanding
Basic	2,942,797	2,905,016
Diluted	4,050,262	3,294,511
Finance Charges [Member]
REVENUES
TOTAL REVENUES	$ 10,549,453	$ 8,285,805
Late Charges [Member]
REVENUES
TOTAL REVENUES	1,209,614	1,067,914
Origination Fees [Member]
REVENUES
TOTAL REVENUES	$ 384,076	$ 369,291