Consolidated Statements of Operations (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
REVENUES
TOTAL REVENUES	$ 2,308,439	$ 2,042,982	$ 4,387,243	$ 3,925,578
OPERATING COSTS AND EXPENSES
Interest expense	906,166	484,816	1,697,813	911,306
Salaries and wages	421,825	366,608	851,075	727,307
Commission expense	271,137	257,711	513,572	498,560
Provision for credit losses	154,928	271,144	346,781	439,249
Professional fees	78,013	88,331	165,833	194,133
Postage expense	28,811	28,686	56,689	54,052
Insurance expense	35,577	46,223	63,051	90,067
Other operating expenses	163,303	246,329	364,002	457,082
TOTAL COSTS AND EXPENSES	2,059,760	1,789,848	4,058,816	3,371,756
INCOME BEFORE INCOME TAXES	248,679	253,134	328,427	553,822
PROVISION FOR INCOME TAXES	72,638	67,781	83,506	143,404
NET INCOME	176,041	185,353	244,921	410,418
PREFERRED SHARE DIVIDENDS	(29,050)	(17,558)	(58,100)	(34,883)
NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS	$ 146,991	$ 167,795	$ 186,821	$ 375,535
Net income per share attributable to common stockholders
Basic	$ 0.05	$ 0.06	$ 0.06	$ 0.13
Diluted	$ 0.05	$ 0.05	$ 0.06	$ 0.12
Weighted average common shares outstanding
Basic	2,905,016	2,905,016	2,905,016	2,905,016
Diluted	3,246,005	3,129,657	3,311,067	3,129,657
Finance Charge [Member]
REVENUES
TOTAL REVENUES	$ 1,976,002	$ 1,699,523	$ 3,713,946	$ 3,259,113
Late Charges [Member]
REVENUES
TOTAL REVENUES	241,479	250,008	488,708	478,338
Origination Fees [Member]
REVENUES
TOTAL REVENUES	$ 90,958	$ 93,451	$ 184,589	$ 188,127