Income Taxes (Tables)

12 Months Ended

Dec. 31, 2021

Income Tax Disclosure [Abstract]

Schedule of reconciliation of the federal statutory income tax rate

	Years Ended December 31,
	2021					2020
Federal statutory rate	$	(37,290	)	21.00	%	$	(14,112	)	21.00	%
Effect of:
State taxes, net of federal tax benefit		(6,324	)	3.56	%		(1,377	)	2.05	%
Deferred rate change		(367	)	0.21	%		(89	)	0.13	%
Change in fair value of subordinated convertible notes		8,794		(4.95	)%		—		—	%
Change in fair value of warrant liability		8,322		(4.69	)%		—		—	%
Accrued dividends on redeemable convertible preferred stock		—		—	%		3,614		(5.38	)%
Return to provision		3,453		(1.94	)%
Other permanent differences		(473	)	0.27	%		3,320		(4.94	)%
Other		1,180		(0.66	)%		1,084		(1.61	)%
Change in valuation allowance		22,761		(12.83	)%		7,566		(11.26	)%
Total	$	56		(0.03	)%	$	6		(0.01	)%

Schedule of income tax (benefit) expense

	Years Ended December 31,
	2021		2020
Current:
Federal	$	—	$	—
State		56		6
		56		6
Deferred taxes		—		—
Income tax benefit	$	56	$	6

Schedule of net deferred tax assets and liabilities

	December 31,
	2021			2020
Net operating loss carryforwards	$	72,867		$	57,092
Allowance for losses on finance receivables		6,318			2,283
Research and development credit		1,173			1,173
Stock compensation		326			206
Legal reserve		465			—
Other		2,317			387
Total deferred tax assets, gross		83,466			61,141
Less: valuation allowance		(81,860	)		(59,099	)
Total deferred tax assets, net		1,606			2,042
Deferred finance receivable fees and costs, net		(261	)		(154	)
Depreciation of furniture and equipment		(1,312	)		(1,888	)
Other		(33	)		—
Total deferred tax liabilities		(1,606	)		(2,042	)
Total deferred tax assets (liabilities), net	$	—		$	—