Receivables (Tables)

12 Months Ended

Dec. 31, 2021

Receivables [Abstract]

Schedule of receivables

	December 31,		December 31,
	2021		2020
Unsecured personal loan receivables	$	1	$	66
Secured personal loan receivables		77,491		43,804
Loan receivables		77,492		43,870
Instacash receivables		62,783		18,888
Finance receivables		140,275		62,758
Fees receivable		8,366		2,913
Membership receivables		3,099		1,885
Deferred loan origination costs		929		615
Accrued interest receivable		1,072		623
Receivables, before allowance for loan losses	$	153,741	$	68,794

Schedule of changes in allowance for losses on finance receivables

	Twelve Months Ended December 31,
	2021			2020
Beginning balance	$	9,127		$	6,613
Provision for loss on receivables		60,749			21,294
Receivables charged off		(75,557	)		(39,004	)
Recoveries		28,004			20,224
Ending balance	$	22,323		$	9,127

	Twelve Months Ended December 31,
	2021			2020
Beginning balance	$	9,127		$	6,613
Provision for loss on receivables		51,975			18,082
Finance receivables charged off		(65,711	)		(33,719	)
Recoveries		26,234			18,151
Ending balance	$	21,625		$	9,127

	Twelve Months Ended December 31,
	2021			2020
Beginning balance	$	-		$	-
Provision for loss on receivables		3,170			1,856
Membership receivables charged off		(3,446	)		(3,620	)
Recoveries		554			1,764
Ending balance	$	278		$	-

	Twelve Months Ended December 31,
	2021			2020
Beginning balance	$	-		$	-
Provision for loss on receivables		5,604			1,356
Fees receivable charged off		(6,400	)		(1,665	)
Recoveries		1,216			309
Ending balance	$	420		$	-

Schedule of assessment of the credit quality of finance receivables

	December 31, 2021					December 31, 2020
	Amount		Percent			Amount		Percent
Current	$	122,477		87.3	%	$	54,247		86.4	%
Delinquency:
31 to 60 days		13,397		9.6	%		6,148		9.8	%
61 to 90 days		4,401		3.1	%		2,363		3.8	%
Total delinquency		17,798		12.7	%		8,511		13.6	%
Finance receivables before allowance for loan losses	$	140,275		100.0	%	$	62,758		100.0	%

	December 31, 2021					December 31, 2020
	Amount		Percent			Amount		Percent
Current	$	66,514		85.8	%	$	38,133		86.9	%
Delinquency:
31 to 60 days		6,577		8.5	%		3,374		7.7	%
61 to 90 days		4,401		5.7	%		2,363		5.4	%
Total delinquency		10,978		14.2	%		5,737		13.1	%
Loan receivables before allowance for loan losses	$	77,492		100.0	%	$	43,870		100.0	%

	December 31, 2021					December 31, 2020
	Amount		Percent			Amount		Percent
Current	$	55,963		89.1	%	$	16,114		85.3	%
Delinquency:
31 to 60 days		6,820		10.9	%		2,774		14.7	%
61 to 90 days		-		0.0	%		-		0.0	%
Total delinquency		6,820		10.9	%		2,774		14.7	%
Instacash receivables before allowance for loan losses	$	62,783		100.0	%	$	18,888		100.0	%

	December 31, 2021					December 31, 2020
	Amount		Percent			Amount		Percent
Current	$	2,227		71.8	%	$	1,586		84.1	%
Delinquency:
31 to 60 days		514		16.6	%		168		9.0	%
61 to 90 days		358		11.6	%		131		6.9	%
Total delinquency		872		28.2	%		299		15.9	%
Membership receivables before allowance for loan losses	$	3,099		100.0	%	$	1,885		100.0	%

	December 31, 2021					December 31, 2020
	Amount		Percent			Amount		Percent
Current	$	6,682		79.9	%	$	2,435		83.6	%
Delinquency:
31 to 60 days		1,684		20.1	%		478		16.4	%
61 to 90 days		-		0.0	%		-		0.0	%
Total delinquency		1,684		20.1	%		478		16.4	%
Fees receivable before allowance for loan losses	$	8,366		100.0	%	$	2,913		100.0	%