The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMKT 46434G103 692 10,760 SH   SOLE NONE 10,760 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,913 26,557 SH   SOLE NONE 26,557 0 0
ISHARES TR CORE S&P MCP ETF 464287507 714 2,882 SH   SOLE NONE 2,882 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,123 37,996 SH   SOLE NONE 37,996 0 0
ISHARES TR CORE S&P TTL STK 464287150 465 5,086 SH   SOLE NONE 5,086 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,176 2,958 SH   SOLE NONE 2,958 0 0
ISHARES TR CRE U S REIT ETF 464288521 377 7,211 SH   SOLE NONE 7,211 0 0
ISHARES TR EAFE SML CP ETF 464288273 2,585 35,993 SH   SOLE NONE 35,993 0 0
ISHARES TR GLB INFRASTR ETF 464288372 2,713 60,213 SH   SOLE NONE 60,213 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 5,593 219,541 SH   SOLE NONE 219,541 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,158 54,817 SH   SOLE NONE 54,817 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 995 18,669 SH   SOLE NONE 18,669 0 0
ISHARES TR RUS 1000 ETF 464287622 2,060 9,206 SH   SOLE NONE 9,206 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 785 3,234 SH   SOLE NONE 3,234 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 676 4,462 SH   SOLE NONE 4,462 0 0
ISHARES TR S&P MC 400GR ETF 464287606 242 3,100 SH   SOLE NONE 3,100 0 0
ISHARES TR S&P MC 400VL ETF 464287705 253 2,488 SH   SOLE NONE 2,488 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 19,575 520,347 SH   SOLE NONE 520,347 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 11,396 186,339 SH   SOLE NONE 186,339 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,620 4,090 SH   SOLE NONE 4,090 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,534 43,008 SH   SOLE NONE 43,008 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,814 92,243 SH   SOLE NONE 92,243 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,000 35,020 SH   SOLE NONE 35,020 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 844 3,284 SH   SOLE NONE 3,284 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,021 4,617 SH   SOLE NONE 4,617 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,396 15,207 SH   SOLE NONE 15,207 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 34,445 94,823 SH   SOLE NONE 94,823 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,443 6,743 SH   SOLE NONE 6,743 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 545 2,638 SH   SOLE NONE 2,638 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 571 4,345 SH   SOLE NONE 4,345 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,411 142,399 SH   SOLE NONE 142,399 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 296 4,827 SH   SOLE NONE 4,827 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,276 5,107 SH   SOLE NONE 5,107 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 301 2,050 SH   SOLE NONE 2,050 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 222 4,539 SH   SOLE NONE 4,539 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 305 853 SH   SOLE NONE 853 0 0