The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452   1,627,280 31,330 SH   SOLE   31,330 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   336,346 2,280 SH   SOLE   2,280 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC CO 25861R105   987,622 21,391 SH   SOLE   21,391 0 0
EQUINIX INC COM 29444U700   1,841,060 2,258 SH   SOLE   2,258 0 0
EVOLUTION PETE CORP COM 30049A107   98,782 19,070 SH   SOLE   19,070 0 0
FEDERAL AGRIC MTG CORP CL A 313148108   397,254 2,778 SH   SOLE   2,778 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   5,121,391 60,601 SH   SOLE   60,601 0 0
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   275,385 4,022 SH   SOLE   4,022 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   5,089,192 90,458 SH   SOLE   90,458 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   2,396,256 47,839 SH   SOLE   47,839 0 0
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   571,399 7,939 SH   SOLE   7,939 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   2,380,982 135,360 SH   SOLE   135,360 0 0
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   4,748,954 89,586 SH   SOLE   89,586 0 0
GLOBAL X FDS GBL X FTSE ETF 37950E648   612,556 39,091 SH   SOLE   39,091 0 0
INVESCO ACTIVELY MANAGED EXC VAR RATE INVT 46090A879   5,360,098 213,720 SH   SOLE   213,720 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   579,347 8,733 SH   SOLE   8,733 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,614,734 15,094 SH   SOLE   15,094 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   2,409,324 20,704 SH   SOLE   20,704 0 0
ISHARES INC JP MRG EM CRP BD 464286251   1,312,615 29,053 SH   SOLE   29,053 0 0
ISHARES TR INTRM GOV CR ETF 464288612   311,593 2,939 SH   SOLE   2,939 0 0
ISHARES TR LATN AMER 40 ETF 464287390   412,313 17,508 SH   SOLE   17,508 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,387,372 22,642 SH   SOLE   22,642 0 0
ISHARES TR CHINA LG-CAP ETF 464287184   282,312 7,877 SH   SOLE   7,877 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,468,965 33,526 SH   SOLE   33,526 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,700,516 27,300 SH   SOLE   27,300 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   436,343 2,319 SH   SOLE   2,319 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,203,441 10,187 SH   SOLE   10,187 0 0
ISHARES TR SHORT TREAS BD 464288679   294,155 2,663 SH   SOLE   2,663 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,440,285 46,597 SH   SOLE   46,597 0 0
ISHARES TR US BR DEL SE ETF 464288794   573,050 4,090 SH   SOLE   4,090 0 0
ISHARES TR NORTH AMERN NAT 464287374   286,325 6,297 SH   SOLE   6,297 0 0
ISHARES TR A RATE CP BD ETF 46429B291   288,032 6,060 SH   SOLE   6,060 0 0
ISHARES TR MBS ETF 464288588   287,248 3,063 SH   SOLE   3,063 0 0
ISHARES TR MSCI INDIA ETF 46429B598   1,052,560 20,446 SH   SOLE   20,446 0 0
JPMORGAN CHASE & CO. COM 46625H100   1,447,270 5,900 SH   SOLE   5,900 0 0
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   573,758 17,725 SH   SOLE   17,725 0 0
MICROSOFT CORP COM 594918104   776,307 2,068 SH   SOLE   2,068 0 0
NEWMARKET CORP COM 651587107   625,927 1,105 SH   SOLE   1,105 0 0
PEPSICO INC COM 713448108   524,790 3,500 SH   SOLE   3,500 0 0
PROGRESSIVE CORP COM 743315103   399,893 1,413 SH   SOLE   1,413 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,605,333 59,700 SH   SOLE   59,700 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   5,208,651 124,460 SH   SOLE   124,460 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   5,162,585 39,388 SH   SOLE   39,388 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   5,404,136 108,495 SH   SOLE   108,495 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   5,208,673 66,058 SH   SOLE   66,058 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,111,970 62,593 SH   SOLE   62,593 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   5,111,226 35,006 SH   SOLE   35,006 0 0
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   315,088 5,676 SH   SOLE   5,676 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   14,258,344 558,275 SH   SOLE   558,275 0 0
SPDR SER TR S&P DIVID ETF 78464A763   293,204 2,161 SH   SOLE   2,161 0 0
TESLA INC COM 88160R101   1,101,871 4,252 SH   SOLE   4,252 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   4,931,625 19,069 SH   SOLE   19,069 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   4,347,737 17,269 SH   SOLE   17,269 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,144,008 51,830 SH   SOLE   51,830 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   2,531,143 33,344 SH   SOLE   33,344 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   990,223 12,544 SH   SOLE   12,544 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,187,892 121,737 SH   SOLE   121,737 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   3,157,322 102,278 SH   SOLE   102,278 0 0
WISDOMTREE TR CHINADIV EX FI 97717X719   2,164,091 63,575 SH   SOLE   63,575 0 0