The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGF INVTS TR US MARKET NETRL 00110G408   2,517,012 128,419 SH   SOLE   128,419 0 0
CARIBOU BIOSCIENCES INC COM 142038108   31,987 16,320 SH   SOLE   16,320 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   1,215,103 25,656 SH   SOLE   25,656 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   5,012,140 90,997 SH   SOLE   90,997 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   4,987,418 56,393 SH   SOLE   56,393 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   1,908,241 14,996 SH   SOLE   14,996 0 0
FRACTYL HEALTH INC COM 35168W103   25,300 10,000 SH   SOLE   10,000 0 0
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   5,667,869 101,757 SH   SOLE   101,757 0 0
GLOBAL X FDS GBL X FTSE ETF 37950E648   671,600 38,776 SH   SOLE   38,776 0 0
INVESCO ACTIVELY MANAGED EXC VAR RATE INVT 46090A879   3,865,297 154,088 SH   SOLE   154,088 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,620,400 24,088 SH   SOLE   24,088 0 0
ISHARES INC MSCI EMRG CHN 46434G764   1,817,425 29,740 SH   SOLE   29,740 0 0
ISHARES TR CORE US AGGBD ET 464287226   5,552,081 54,824 SH   SOLE   54,824 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,597,139 49,319 SH   SOLE   49,319 0 0
ISHARES TR 20 YR TR BD ETF 464287432   228,573 2,330 SH   SOLE   2,330 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   232,125 1,223 SH   SOLE   1,223 0 0
ISHARES TR GOV/CRED BD ETF 464288596   308,981 2,892 SH   SOLE   2,892 0 0
ISHARES TR INTRM GOV CR ETF 464288612   414,410 3,869 SH   SOLE   3,869 0 0
ISHARES TR MBS ETF 464288588   228,890 2,389 SH   SOLE   2,389 0 0
ISHARES TR MSCI INDIA ETF 46429B598   1,109,787 18,961 SH   SOLE   18,961 0 0
ISHARES TR MSCI INDIA SM CP 46429B614   1,321,906 15,371 SH   SOLE   15,371 0 0
ISHARES TR US BR DEL SE ETF 464288794   2,644,865 20,573 SH   SOLE   20,573 0 0
ISHARES TR LATN AMER 40 ETF 464287390   376,265 14,522 SH   SOLE   14,522 0 0
ISHARES TR GLOBAL 100 ETF 464287572   232,729 2,347 SH   SOLE   2,347 0 0
ISHARES TR USD INV GRDE ETF 464288620   4,194,044 79,765 SH   SOLE   79,765 0 0
ISHARES TR MSCI KOKUSAI ETF 464288265   316,173 2,713 SH   SOLE   2,713 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,570,394 29,282 SH   SOLE   29,282 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,939,747 51,252 SH   SOLE   51,252 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,946,308 21,909 SH   SOLE   21,909 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   4,931,712 36,412 SH   SOLE   36,412 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,842,395 59,945 SH   SOLE   59,945 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,609,423 55,535 SH   SOLE   55,535 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   4,579,552 102,519 SH   SOLE   102,519 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   6,206,371 40,295 SH   SOLE   40,295 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,753,688 104,891 SH   SOLE   104,891 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,869,832 49,782 SH   SOLE   49,782 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   314,708 4,109 SH   SOLE   4,109 0 0
SPDR SER TR S&P BIOTECH 78464A870   230,105 2,329 SH   SOLE   2,329 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   14,892,821 569,733 SH   SOLE   569,733 0 0
SPDR SER TR S&P CAP MKTS 78464A771   547,349 4,383 SH   SOLE   4,383 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   5,468,404 20,727 SH   SOLE   20,727 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,581,190 9,654 SH   SOLE   9,654 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,729,273 59,194 SH   SOLE   59,194 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   649,084 5,422 SH   SOLE   5,422 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,226,069 15,437 SH   SOLE   15,437 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   3,155,948 38,852 SH   SOLE   38,852 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,540,149 123,843 SH   SOLE   123,843 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422   2,172,459 43,053 SH   SOLE   43,053 0 0
WISDOMTREE TR CHINADIV EX FI 97717X719   2,351,064 70,922 SH   SOLE   70,922 0 0